Dexsta Federal Credit Union

Headquarters: Wilmington, Delaware
Charter: Credit Union
Assets: $432.3M
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Dexsta Federal Credit Union: $20
Dexsta Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Dexsta Federal Credit Union: $20
Dexsta Federal Credit Union: $20
U.S. median: no median
Stop Payment
Dexsta Federal Credit Union: $20
Dexsta Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Delaware, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Delaware: Banks and credit unions headquartered in Delaware that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dexsta Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance – High Yield Savings Only (less than) (audience not stated, treated as personal)$25
per month
Close Account (less than 3 months)$10
Inactivity Fee (after 2 years of inactivity) (audience not stated, treated as personal)$5
per month
Account Reconciliation/Research (audience not stated, treated as personal)$10

Overdraft & NSF

Overdraft Privilege – Paid Item – WHOA Fee (audience not stated, treated as personal)$20
NSF Fee (including ACH returns)$20
Overdraft-Automatic Transfers (over 3 per month) (audience not stated, treated as personal)$5
per item

ATM & Card

Replacement (except defective card) (audience not stated, treated as personal)$5
per item

Wire Transfers

Wire Transfers Incoming – Domestic & Foreign$10

Check Services

Cashier’s Check Reissue Fee (audience not stated, treated as personal)$10
Cashier’s Checks (after 1 free per day) (audience not stated, treated as personal)$5
per item
Stop Payment Fee (audience not stated, treated as personal)$20
per item
Check Cashing (non-member) (audience not stated, treated as personal)$5
per item
Share Draft/Check Copy (audience not stated, treated as personal)$3
per item

Cash & Deposit

Loan Payment and Cash Advance Using Third-Party Card (audience not stated, treated as personal)$10
Deposit Item Returned (audience not stated, treated as personal)$20

Account Services

Notary Service (audience not stated, treated as personal)$5
Not compared: Charged per document; comparison unavailable
per document
Account Servicing: Garnishments, Levies, Writs (audience not stated, treated as personal)$50
per item
Subordination Agreement Processing (audience not stated, treated as personal)$100

Retirement & IRA

IRA Outgoing Transfer Fee (transfer outside of DEXSTA FCU) (audience not stated, treated as personal)$10

Other Fees

Statement Copy$5
Skip-A-Payment Fee (audience not stated, treated as personal)$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance – High Yield Savings Only (less than) (audience not stated, treated as personal)	$25	per month	None
Close Account (less than 3 months)	$10	Not stated	None
Inactivity Fee (after 2 years of inactivity) (audience not stated, treated as personal)	$5	per month	None
Account Reconciliation/Research (audience not stated, treated as personal)	$10	Not stated	None
Overdraft & NSF
Overdraft Privilege – Paid Item – WHOA Fee (audience not stated, treated as personal)	$20	Not stated	None
NSF Fee (including ACH returns)	$20	Not stated	None
Overdraft-Automatic Transfers (over 3 per month) (audience not stated, treated as personal)	$5	per item	None
ATM & Card
Replacement (except defective card) (audience not stated, treated as personal)	$5	per item	None
Wire Transfers
Wire Transfers Incoming – Domestic & Foreign	$10	Not stated	None
Check Services
Cashier’s Check Reissue Fee (audience not stated, treated as personal)	$10	Not stated	None
Cashier’s Checks (after 1 free per day) (audience not stated, treated as personal)	$5	per item	None
Stop Payment Fee (audience not stated, treated as personal)	$20	per item	None
Check Cashing (non-member) (audience not stated, treated as personal)	$5	per item	None
Share Draft/Check Copy (audience not stated, treated as personal)	$3	per item	None
Cash & Deposit
Loan Payment and Cash Advance Using Third-Party Card (audience not stated, treated as personal)	$10	Not stated	None
Deposit Item Returned (audience not stated, treated as personal)	$20	Not stated	None
Account Services
Notary Service (audience not stated, treated as personal)	$5Not compared: Charged per document; comparison unavailable	per document	None
Account Servicing: Garnishments, Levies, Writs (audience not stated, treated as personal)	$50	per item	None
Subordination Agreement Processing (audience not stated, treated as personal)	$100	Not stated	None
Retirement & IRA
IRA Outgoing Transfer Fee (transfer outside of DEXSTA FCU) (audience not stated, treated as personal)	$10	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None
Skip-A-Payment Fee (audience not stated, treated as personal)	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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