Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Wichita Falls Teachers Federal Credit Union

Wichita Falls, TexasCredit UnionDallas Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Non-Sufficient Funds Check (NSF)$25Within the typical range ($25–$32 nationally)

Check ServicesVerified

Stop Payment on Check$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
Source

Cash & DepositVerified

Cash Advance$0Below the typical range ($2–$10 nationally)
$5 below the national median$5 below the Texas median
Source

Lending FeesVerified

Late Pay$25Within the typical range ($10–$25 nationally)
$5 above the national medianAt the Texas median
Source

Other FeesVerified

The Credit Union may refuse to authorize any transaction that it believes to be illegal or that poses an undue risk or$3Within the typical range ($2–$5 nationally)
At the national medianAt the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Overdraft & NSFVerified
Non-Sufficient Funds Check (NSF)	$25Within the typical range ($25–$32 nationally)	$5 below the national median$5 below the Texas median	—	—	Source
Check ServicesVerified
Stop Payment on Check	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$4.50 below the Texas median	—	—	Source
Cash & DepositVerified
Cash Advance	$0Below the typical range ($2–$10 nationally)	$5 below the national median$5 below the Texas median	—	—	Source
Lending FeesVerified
Late Pay	$25Within the typical range ($10–$25 nationally)	$5 above the national medianAt the Texas median	—	—	Source
Other FeesVerified
The Credit Union may refuse to authorize any transaction that it believes to be illegal or that poses an undue risk or	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Texas median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

5 verified fees collected

Headline fees published

2 of 15

Published fees

Under review

Assets

$115.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$115.6M

Total deposits

$102.3M

Service charge income (year to date)

$517K

Fee income ratio

15.6%

Return on assets

0.99%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 68,640 published fee entries from 3,631 institutions

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