Southern Teachers & Parents Federal Credit Union

Headquarters: Baton Rouge, Louisiana
Charter: Credit Union
Assets: $29.2M
Fed district: Atlanta

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Southern Teachers & Parents Federal Credit Union: $5
Southern Teachers & Parents Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Southern Teachers & Parents Federal Credit Union: $28
Southern Teachers & Parents Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Southern Teachers & Parents Federal Credit Union: $30
Southern Teachers & Parents Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Southern Teachers & Parents Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service (Free with Direct Deposit, Student's Checking)$5
per month
Dormant Account Fee (per month)$5
per month
Returned Mail$5

Overdraft & NSF

Paid NSF$28
Returned NSF$30

ATM & Card

Excessive Withdrawal & ATM Fee; each (after 3 withdrawals)$3
per item
Card Replacement$15

Wire Transfers

Domestic Wire$35
International Wire$45

Check Services

Cashier's Check$5
Money Orders$3
Stop Payments of Drafts/ACH's$30
Temporary Checks$5
per item · 3 per page
Temporary Checks (3 per page)$5
per item
Check Cashing Fees $50-$500$3
Check Cashing Fees Over $500$5

Account Services

Tax Levies$10

Gift & Prepaid Cards

Reload Fee$2

Other Fees

Statement Copy (per page)$3
Not compared: Charged per page; comparison unavailable
per page
Loan Document Fee (Non-refundable)$50

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service (Free with Direct Deposit, Student's Checking)	$5	per month	None
Dormant Account Fee (per month)	$5	per month	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Paid NSF	$28	Not stated	None
Returned NSF	$30	Not stated	None
ATM & Card
Excessive Withdrawal & ATM Fee; each (after 3 withdrawals)	$3	per item	None
Card Replacement	$15	Not stated	None
Wire Transfers
Domestic Wire	$35	Not stated	None
International Wire	$45	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payments of Drafts/ACH's	$30	Not stated	None
Temporary Checks	$5	per item	3 per page
Temporary Checks (3 per page)	$5	per item	None
Check Cashing Fees $50-$500	$3	Not stated	None
Check Cashing Fees Over $500	$5	Not stated	None
Account Services
Tax Levies	$10	Not stated	None
Gift & Prepaid Cards
Reload Fee	$2	Not stated	None
Other Fees
Statement Copy (per page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Loan Document Fee (Non-refundable)	$50	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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