Centric Federal Credit Union

Headquarters: West Monroe, Louisiana
Charter: Credit Union
Assets: $447.5M
Fed district: Atlanta

28 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 22, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
Centric Federal Credit Union: $6 to $12
Centric Federal Credit Union: $6 to $12
U.S. median: no median
Overdraft (OD)
Centric Federal Credit Union: $28
Centric Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Compared at $28, the middle of its prices
Centric Federal Credit Union: $28 to $30
Centric Federal Credit Union: $28 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 22, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Centric Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Additional Basic Checking Account(s) Monthly service charge$6
per month
Additional Centric Checking Acct(s) Monthly service charge$6
per month
Max Money Checking Monthly service charge (audience not stated, treated as personal)$8
per month
Monthly Service Fee (audience not stated, treated as personal)$12
per month
Account Closed within 90 days$5
Savings inactive for 1 year$3
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Address$5
per month

Overdraft & NSF

Overdraft (OD)$28
per item
Overdraft (OD)$28
Overdraft Fee$28
per item
Overdraft Privilege$28
per item
Fee or a Return Item Fee$28
Non-Sufficient Fee$28
per item
Nonsufficient funds fee$28
per item
Nonsufficient funds fee$30
per item
Negative Balance Fee: (2nd day & each subsequent day) (audience not stated, treated as personal)$5
per item
Overdraft Transfer$5
per item

ATM & Card

ATM Withdrawal/Transfer$1
per item
ATM Withdrawal/Transfer/Inquiry$1
per item
Non-Network ATM$1
Replacement Card$5
per item

Wire Transfers

Wire Transfer (Domestic)$8
Wire Transfer (Foreign)$40

Check Services

Official Check$5
per item
Money Order$2
per item
Stop Payment (Bill Payer Item)$30
per item
Stop Payment (checks & ACH)$28
per item
Stop Payment Fee$30
Temporary Checks$4
Check Cashing$5
per item
Draft Photocopies$3
per item

Digital & Electronic

Bill Payment FeeNo charge
Copy of Bill Payment$30

Cash & Deposit

Deposited Item Return$28
per item
Deposited Item Return$5
per item
Returned Item Fee (audience not stated, treated as personal)$28
per item

Account Services

Notary ServiceNo charge
Annual Rental Size 10x10$80
per year
Annual Rental Size 3x10$30
per year
Annual Rental Size 3x5$20
per year
Annual Rental Size 5x10$50
per year
Annual Rental Size 5x5$25
per year
Safe Deposit Box Annual Rental Size 10x10 (audience not stated, treated as personal)$80
per year
Safe Deposit Box Annual Rental Size 3x10 (audience not stated, treated as personal)$30
per year
Safe Deposit Box Annual Rental Size 3x5 (audience not stated, treated as personal)$20
per year
Safe Deposit Box Annual Rental Size 5x10 (audience not stated, treated as personal)$50
per year
Safe Deposit Box Annual Rental Size 5x5 (audience not stated, treated as personal)$25
per year
Tax Levy$25
Legal Process$25
per item

Gift & Prepaid Cards

VISA Gift Card$3.50
per item

Other Fees

Express Mail (FedEx)$35
per item
Bill Payer Payment Photocopies$15
per item
Fax Service$3
Statement Copy$5
per item
Loan Payment by Phone$5
Secured Loan$50

Fee	Amount	Basis	Note
Account Maintenance
Additional Basic Checking Account(s) Monthly service charge	$6	per month	None
Additional Centric Checking Acct(s) Monthly service charge	$6	per month	None
Max Money Checking Monthly service charge (audience not stated, treated as personal)	$8	per month	None
Monthly Service Fee (audience not stated, treated as personal)	$12	per month	None
Account Closed within 90 days	$5	Not stated	None
Savings inactive for 1 year	$3	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Address	$5	per month	None
Overdraft & NSF
Overdraft (OD)	$28	per item	None
Overdraft (OD)	$28	Not stated	None
Overdraft Fee	$28	per item	None
Overdraft Privilege	$28	per item	None
Fee or a Return Item Fee	$28	Not stated	None
Non-Sufficient Fee	$28	per item	None
Nonsufficient funds fee	$28	per item	None
Nonsufficient funds fee	$30	per item	None
Negative Balance Fee: (2nd day & each subsequent day) (audience not stated, treated as personal)	$5	per item	None
Overdraft Transfer	$5	per item	None
ATM & Card
ATM Withdrawal/Transfer	$1	per item	None
ATM Withdrawal/Transfer/Inquiry	$1	per item	None
Non-Network ATM	$1	Not stated	None
Replacement Card	$5	per item	None
Wire Transfers
Wire Transfer (Domestic)	$8	Not stated	None
Wire Transfer (Foreign)	$40	Not stated	None
Check Services
Official Check	$5	per item	None
Money Order	$2	per item	None
Stop Payment (Bill Payer Item)	$30	per item	None
Stop Payment (checks & ACH)	$28	per item	None
Stop Payment Fee	$30	Not stated	None
Temporary Checks	$4	Not stated	None
Check Cashing	$5	per item	None
Draft Photocopies	$3	per item	None
Digital & Electronic
Bill Payment Fee	No charge	Not stated	None
Copy of Bill Payment	$30	Not stated	None
Cash & Deposit
Deposited Item Return	$28	per item	None
Deposited Item Return	$5	per item	None
Returned Item Fee (audience not stated, treated as personal)	$28	per item	None
Account Services
Notary Service	No charge	Not stated	None
Annual Rental Size 10x10	$80	per year	None
Annual Rental Size 3x10	$30	per year	None
Annual Rental Size 3x5	$20	per year	None
Annual Rental Size 5x10	$50	per year	None
Annual Rental Size 5x5	$25	per year	None
Safe Deposit Box Annual Rental Size 10x10 (audience not stated, treated as personal)	$80	per year	None
Safe Deposit Box Annual Rental Size 3x10 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box Annual Rental Size 3x5 (audience not stated, treated as personal)	$20	per year	None
Safe Deposit Box Annual Rental Size 5x10 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box Annual Rental Size 5x5 (audience not stated, treated as personal)	$25	per year	None
Tax Levy	$25	Not stated	None
Legal Process	$25	per item	None
Gift & Prepaid Cards
VISA Gift Card	$3.50	per item	None
Other Fees
Express Mail (FedEx)	$35	per item	None
Bill Payer Payment Photocopies	$15	per item	None
Fax Service	$3	Not stated	None
Statement Copy	$5	per item	None
Loan Payment by Phone	$5	Not stated	None
Secured Loan	$50	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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