28 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 22, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 22, 2026
Call-report figures are for Centric Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Centric Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 22, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $2.0M in Q2 2026, 1.5% below the same quarter a year earlier ($2.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $28, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 3.1% from Q3 2025 to Q2 2026, to $2.0M.
$2.0M
Centric Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Centric Federal Credit Union · $448M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Centric Federal Credit Union(this institution) | West Monroe, LA | $448M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Aerospace Federal Credit Union | Los Angeles, CA | $446M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| American Southwest Federal Credit Union | Sierra Vista, AZ | $440M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Assemblies Of God Federal Credit Union | Springfield, MO | $450M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Baton Rouge Telco Federal Credit Union | Baton Rouge, LA | $458M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Boston Firefighters Federal Credit Union | Dorchester, MA | $453M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Canton School Employees Federal Credit Union | North Canton, OH | $462M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Chessie Federal Credit Union | Cumberland, MD | $434M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colorado Federal Credit Union | Littleton, CO | $442M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cport Federal Credit Union | Portland, ME | $435M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cse Federal Credit Union | Lake Charles, LA | $446M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cu Hawaii Federal Credit Union | Hilo, HI | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dexsta Federal Credit Union | Wilmington, DE | $432M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Essential Federal Credit Union | Baton Rouge, LA | $434M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Fort Community Federal Credit Union | Fort Atkinson, WI | $450M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gain Federal Credit Union | Burbank, CA | $454M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Infuze Federal Credit Union | Fort Leonard Wood, MO | $457M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mid-Atlantic Federal Credit Union | Germantown, MD | $443M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Picatinny Federal Credit Union | Dover, NJ | $459M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southeastern Federal Credit Union | Valdosta, GA | $441M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Cloud Financial Federal Credit Union | Sartell, MN | $456M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Louis Community Federal Credit Union | Saint Louis, MO | $445M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Taunton Federal Credit Union | Taunton, MA | $440M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Texar Federal Credit Union | Texarkana, TX | $441M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wheelhouse Federal Credit Union | San Diego, CA | $460M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Wmcu Federal Credit Union | Grand Rapids, MI | $455M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7, the middle of its four prices, against a peer median of $6 among 13 publishing peers.
Its four checking prices are $6, $6, $8 and $12.
$7 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Centric Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.0M | +$122K | +6.6% |
| Q1 2026 | $1.8M | −$129K | −6.5% |
| Q4 2025 | $2.0M | −$56K | −2.8% |
| Q3 2025 | $2.0M | +$34K | +1.7% |
| Q2 2025 | $2.0M | +$531K | +36.3% |
| Q1 2025 | $1.5M | −$243K | −14.2% |
| Q4 2024 | $1.7M | +$47K | +2.8% |
| Q3 2024 | $1.7M | +$99K | +6.3% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Centric Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Additional Basic Checking Account(s) Monthly service charge | $6 | per month | None |
| Additional Centric Checking Acct(s) Monthly service charge | $6 | per month | None |
| Max Money Checking Monthly service charge (audience not stated, treated as personal) | $8 | per month | None |
| Monthly Service Fee (audience not stated, treated as personal) | $12 | per month | None |
| Account Closed within 90 days | $5 | Not stated | None |
| Savings inactive for 1 year | $3 | per month | None |
| Account Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Address | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft (OD) | $28 | per item | None |
| Overdraft (OD) | $28 | Not stated | None |
| Overdraft Fee | $28 | per item | None |
| Overdraft Privilege | $28 | per item | None |
| Fee or a Return Item Fee | $28 | Not stated | None |
| Non-Sufficient Fee | $28 | per item | None |
| Nonsufficient funds fee | $28 | per item | None |
| Nonsufficient funds fee | $30 | per item | None |
| Negative Balance Fee: (2nd day & each subsequent day) (audience not stated, treated as personal) | $5 | per item | None |
| Overdraft Transfer | $5 | per item | None |
ATM & Card | |||
| ATM Withdrawal/Transfer | $1 | per item | None |
| ATM Withdrawal/Transfer/Inquiry | $1 | per item | None |
| Non-Network ATM | $1 | Not stated | None |
| Replacement Card | $5 | per item | None |
Wire Transfers | |||
| Wire Transfer (Domestic) | $8 | Not stated | None |
| Wire Transfer (Foreign) | $40 | Not stated | None |
Check Services | |||
| Official Check | $5 | per item | None |
| Money Order | $2 | per item | None |
| Stop Payment (Bill Payer Item) | $30 | per item | None |
| Stop Payment (checks & ACH) | $28 | per item | None |
| Stop Payment Fee | $30 | Not stated | None |
| Temporary Checks | $4 | Not stated | None |
| Check Cashing | $5 | per item | None |
| Draft Photocopies | $3 | per item | None |
Digital & Electronic | |||
| Bill Payment Fee | No charge | Not stated | None |
| Copy of Bill Payment | $30 | Not stated | None |
Cash & Deposit | |||
| Deposited Item Return | $28 | per item | None |
| Deposited Item Return | $5 | per item | None |
| Returned Item Fee (audience not stated, treated as personal) | $28 | per item | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Annual Rental Size 10x10 | $80 | per year | None |
| Annual Rental Size 3x10 | $30 | per year | None |
| Annual Rental Size 3x5 | $20 | per year | None |
| Annual Rental Size 5x10 | $50 | per year | None |
| Annual Rental Size 5x5 | $25 | per year | None |
| Safe Deposit Box Annual Rental Size 10x10 (audience not stated, treated as personal) | $80 | per year | None |
| Safe Deposit Box Annual Rental Size 3x10 (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box Annual Rental Size 3x5 (audience not stated, treated as personal) | $20 | per year | None |
| Safe Deposit Box Annual Rental Size 5x10 (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box Annual Rental Size 5x5 (audience not stated, treated as personal) | $25 | per year | None |
| Tax Levy | $25 | Not stated | None |
| Legal Process | $25 | per item | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.50 | per item | None |
Other Fees | |||
| Express Mail (FedEx) | $35 | per item | None |
| Bill Payer Payment Photocopies | $15 | per item | None |
| Fax Service | $3 | Not stated | None |
| Statement Copy | $5 | per item | None |
| Loan Payment by Phone | $5 | Not stated | None |
| Secured Loan | $50 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.