Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Centric Federal Credit Union

West Monroe, LouisianaCredit UnionAtlanta Fed districtFees collected Aug 12, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed within 90 days$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=early_closure; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Account Closed within 90 days ....$ 5.00 | This is a list of Centric’s current account and service fees. There may be other fees" · Source

Account Research$20

$5 below the national median

Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=account_research; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Account Research..........................$ 20.00 / Hour" · Source

eStatement enrollment | Change of Ownership$5

$5 above the national median

per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=estatement_fee; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="eStatement enrollment | • Change of Ownership......................$ 5.00 / Item" · Source

eStatement enrollment | For each Reload$5

$5 above the national median

Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=estatement_fee; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="eStatement enrollment | For each Reload $ 5.00 / Reload" · Source

Inactive / Dormant Accounts | Mobile Banking$0

$5 below the national median

Knox read a free fee from Rosetta artifact #6029. canonical_hint=dormant_account; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Inactive / Dormant Accounts | • Mobile Banking..................................FREE" · Source

Monthly Service Fee$2

$4 below the national median

per month · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=monthly_maintenance; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Monthly Service Fee | • Money Order.....................................$ 2.00 / Order" · Source

Savings inactive for 1 year$3

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=dormant_account; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Savings inactive for 1 year .............$ 3.00 / Month" · Source

Overdraft & NSFVerified

charge for each ATM overdraft.$28Within the typical range ($25–$31 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=overdraft; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="- $28.00 charge for each ATM overdraft." · Source
Nonsufficient funds fee of$28Within the typical range ($25–$31 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=nsf; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="- Nonsufficient funds fee of $28.00 per submission/resubmission of an item." · Source
Nonsufficient funds fee of$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=nsf; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="- Nonsufficient funds fee of $30.00 per submission/resubmission of an item." · Source
Overdraft Fee$28Within the typical range ($25–$31 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=overdraft; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Overdraft Fee ..................................$ 28.00 / Item" · Source
Overdraft Transfer$5Within the typical range ($3–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=od_protection_transfer; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Overdraft Transfer ...........................$ 5.00 / Transfer | Secured Loan.......................$ 50.00" · Source
Returned Item Fee…………………$28Within the typical range ($25–$31 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=nsf; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Returned Item Fee…………………..$ 28.00 / Item | EFT Fees" · Source

ATM & CardVerified

charge for ATM withdrawals at machines we do not own (nonproprietary).$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=atm_non_network; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="- $1.00 charge for ATM withdrawals at machines we do not own (nonproprietary)." · Source

Check ServicesVerified

) | Temporary Checks$4Within the typical range ($1–$4 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=counter_check; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="(if balance falls below $500.00) | • Temporary Checks............................$ 4.00 / Set of 4" · Source
12 posted & settled debit card transactions | Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=check_cashing; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="12 posted & settled debit card transactions | • Check Cashing.................................$ 5.00 / Check" · Source
Monthly Service Fee | Money Order$2Within the typical range ($1.75–$3 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=money_order; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Monthly Service Fee | • Money Order.....................................$ 2.00 / Order" · Source
Stop Payment (Bill Payer Item)$30Within the typical range ($20–$30 nationally)
$4.50 above the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=stop_payment; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Stop Payment (Bill Payer Item).......$ 30.00 / Request | • Replacement Card..........................$ 5.00 / Card" · Source
Stop Payment (checks & ACH)$28Within the typical range ($20–$30 nationally)
$2.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=stop_payment; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Stop Payment (checks & ACH)......$ 28.00 / Request | • ATM Withdrawal/Transfer/Inquiry....$ 1.00 / Item at Non-Proprietary ATMs" · Source

Digital & ElectronicVerified

1 ACH credit transaction | Return Address$5Below the typical range ($15–$30 nationally)
$20 below the national median
per month · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=ach_return; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="1 ACH credit transaction | • Return Address..................................$ 5.00 / Month" · Source
Bill Payment Fee$0Within the typical range ($0–$11.29 nationally)
$4.97 below the national median
Knox read a free fee from Rosetta artifact #6029. canonical_hint=bill_pay; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Bill Payment Fee - FREE" · Source
Copy of Bill Payment$30Above the typical range ($0–$11.29 nationally)
$25.03 above the national median
per month · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=bill_pay; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="- Copy of Bill Payment $30.00" · Source

Cash & DepositVerified

Deposited Item Return$5Below the typical range ($10–$25 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=deposited_item_return; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Deposited Item Return ...................$ 5.00 / Item | • Express Mail (FedEx) .........................Cost incurred" · Source
Deposited Item Return$28Above the typical range ($10–$25 nationally)
$13 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=deposited_item_return; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Deposited Item Return ...................$ 28.00 / Item | Safe Deposit Box Fees" · Source

Account ServicesVerified

) | Tax Levy$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=garnishment_levy; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="(if balance falls below $2,500) | • Tax Levy.............................................$ 25.00 / Assessment" · Source

Gift & Prepaid CardsVerified

Qualifications: | VISA Reloadable Travel Card$5Within the typical range ($3.25–$6.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=prepaid_card_reload; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Qualifications: | • VISA Reloadable Travel Card.........$ 5.00 / Card" · Source
Spend Better Checking | VISA Gift Card$3.50Within the typical range ($3–$4.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=gift_card_purchase; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Spend Better Checking | • VISA Gift Card...................................$ 3.50 / Card" · Source

Other FeesVerified

12 posted and settled debit card transactions | Draft Photocopies$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=document_reproduction; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="12 posted and settled debit card transactions | • Draft Photocopies.............................$ 3.00 / Check" · Source
Earn Better Checking | Bill Payer Payment Photocopies$15Above the typical range ($2–$5 nationally)
$12 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=document_reproduction; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Earn Better Checking | • Bill Payer Payment Photocopies.....$ 15.00 / Item" · Source
Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=document_reproduction; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Statement Copy .............................$ 5.00 / Copy" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed within 90 days	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=early_closure; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Account Closed within 90 days ....$ 5.00 \| This is a list of Centric’s current account and service fees. There may be other fees"	Source
Account Research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=account_research; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Account Research..........................$ 20.00 / Hour"	Source
eStatement enrollment \| Change of Ownership	$5Above the typical range ($0–$3 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=estatement_fee; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="eStatement enrollment \| • Change of Ownership......................$ 5.00 / Item"	Source
eStatement enrollment \| For each Reload	$5Above the typical range ($0–$3 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=estatement_fee; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="eStatement enrollment \| For each Reload $ 5.00 / Reload"	Source
Inactive / Dormant Accounts \| Mobile Banking	$0Below the typical range ($5–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #6029. canonical_hint=dormant_account; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Inactive / Dormant Accounts \| • Mobile Banking..................................FREE"	Source
Monthly Service Fee	$2Below the typical range ($3–$10 nationally)	$4 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=monthly_maintenance; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Monthly Service Fee \| • Money Order.....................................$ 2.00 / Order"	Source
Savings inactive for 1 year	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=dormant_account; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Savings inactive for 1 year .............$ 3.00 / Month"	Source
Overdraft & NSFVerified
charge for each ATM overdraft.	$28Within the typical range ($25–$31 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=overdraft; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="- $28.00 charge for each ATM overdraft."	Source
Nonsufficient funds fee of
ATM & CardVerified
charge for ATM withdrawals at machines we do not own (nonproprietary).	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=atm_non_network; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="- $1.00 charge for ATM withdrawals at machines we do not own (nonproprietary)."	Source
Check ServicesVerified
) \| Temporary Checks	$4Within the typical range ($1–$4 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=counter_check; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="(if balance falls below $500.00) \| • Temporary Checks............................$ 4.00 / Set of 4"	Source
12 posted & settled debit card transactions \| Check Cashing
Digital & ElectronicVerified
1 ACH credit transaction \| Return Address	$5Below the typical range ($15–$30 nationally)	$20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=ach_return; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="1 ACH credit transaction \| • Return Address..................................$ 5.00 / Month"	Source

Cash & DepositVerified
Deposited Item Return	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per item	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=deposited_item_return; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="• Deposited Item Return ...................$ 5.00 / Item \| • Express Mail (FedEx) .........................Cost incurred"	Source

Account ServicesVerified
) \| Tax Levy	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=garnishment_levy; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="(if balance falls below $2,500) \| • Tax Levy.............................................$ 25.00 / Assessment"	Source
Gift & Prepaid CardsVerified
Qualifications: \| VISA Reloadable Travel Card	$5Within the typical range ($3.25–$6.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=prepaid_card_reload; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="Qualifications: \| • VISA Reloadable Travel Card.........$ 5.00 / Card"	Source

Other FeesVerified
12 posted and settled debit card transactions \| Draft Photocopies	$3Within the typical range ($2–$5 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #6029. canonical_hint=document_reproduction; text_hash=c96dae19d9c17932f7bae252130834b0c3825c91f2949a53a506d2209c9ad283; excerpt="12 posted and settled debit card transactions \| • Draft Photocopies.............................$ 3.00 / Check"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 30

Headline fees published

7 of 15

Published fees

Under review

Assets

$447.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$447.5M

Total deposits

$385.1M

Service charge income (year to date)

$3.8M

Fee income ratio

19.3%

Return on assets

0.58%

Financial profile · Pro

Performance from regulator filings

Deposited Item Return

Spend Better Checking | VISA Gift Card

Earn Better Checking | Bill Payer Payment Photocopies

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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