Education Personnel Federal Credit Union

Headquarters: Danville, Illinois
Charter: Credit Union
Assets: $74.3M
Fed district: Chicago

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Education Personnel Federal Credit Union: $20
Education Personnel Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Education Personnel Federal Credit Union: $20
Education Personnel Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Education Personnel Federal Credit Union: $20
Education Personnel Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Education Personnel Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early account closure fee (<90 days open)$25
Dormant account fee (>12 months)$10
Not compared: Annual charge, not monthly
per year
Unclaimed property/escheatment fee$30
Account reconciliation/research fee$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (paid) fee$20
per item
NSF (returned) fee$20
per item

ATM & Card

Debit card replacement fee$15
per item

Wire Transfers

Wire transfer fee – outgoing, domestic$20
per item
Wire transfer fee – incoming$10
per item
Wire transfer fee – outgoing, international$40
per item

Check Services

Stop payment order fee$20
per item
Counter check fee$2
Draft (cancelled check) copy fee$2
per item

Cash & Deposit

Deposited item return fee$25
per item

Account Services

Notarization service fee$5
Not compared: Charged per document; comparison unavailable
per document
Levy/garnishment processing fee$35
per item

Lending Fees

Loan late payment fee$25
Not compared: Monthly charge, not per item
per month

Gift & Prepaid Cards

Prepaid Visa gift card activation fee$3
per item
Prepaid Visa travel money card activation fee$5
per transaction
Prepaid Visa travel money card reload fee$2
per transaction

Other Fees

Fax services$2
Not compared: Charged per document; comparison unavailable
per document
Consumer loan skip-a-pay fee$25
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Early account closure fee (<90 days open)	$25	Not stated	None
Dormant account fee (>12 months)	$10Not compared: Annual charge, not monthly	per year	None
Unclaimed property/escheatment fee	$30	Not stated	None
Account reconciliation/research fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (paid) fee	$20	per item	None
NSF (returned) fee	$20	per item	None
ATM & Card
Debit card replacement fee	$15	per item	None
Wire Transfers
Wire transfer fee – outgoing, domestic	$20	per item	None
Wire transfer fee – incoming	$10	per item	None
Wire transfer fee – outgoing, international	$40	per item	None
Check Services
Stop payment order fee	$20	per item	None
Counter check fee	$2	Not stated	None
Draft (cancelled check) copy fee	$2	per item	None
Cash & Deposit
Deposited item return fee	$25	per item	None
Account Services
Notarization service fee	$5Not compared: Charged per document; comparison unavailable	per document	None
Levy/garnishment processing fee	$35	per item	None
Lending Fees
Loan late payment fee	$25Not compared: Monthly charge, not per item	per month	None
Gift & Prepaid Cards
Prepaid Visa gift card activation fee	$3	per item	None
Prepaid Visa travel money card activation fee	$5	per transaction	None
Prepaid Visa travel money card reload fee	$2	per transaction	None
Other Fees
Fax services	$2Not compared: Charged per document; comparison unavailable	per document	None
Consumer loan skip-a-pay fee	$25Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Education Personnel Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.