vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Hawaii median
per month · Source
$2.50 below the national medianAt the Hawaii median
$12.50 below the national median$10 below the Hawaii median
per month · Source
$6 below the national median$1 below the Hawaii median
per item · Source
$4 below the national median$1 above the Hawaii median
per item · Source
$1.50 below the national median$1 below the Hawaii median
At the national medianAt the Hawaii median
per item · Source
$5 below the national median$5 below the Hawaii median
per item · Source
$5 below the national median$2.50 below the Hawaii median
per item · Source
At the national medianAt the Hawaii median
per item · Source
$0.50 below the national median$2 above the Hawaii median
per item · Source
$2.50 above the national median$5 above the Hawaii median
per item · Source
$2.50 below the national median$5 below the Hawaii median
$10 above the national median$1.25 above the Hawaii median
per year · Source
$20 above the national median$11.25 above the Hawaii median
per year · Source
$40 below the national median$40 below the Hawaii median
per item · Source
$2 above the national median$3 above the Hawaii median
per item · Source
$2 above the national median$3 above the Hawaii median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Fee – Accounts with no activity for one year | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Hawaii median | per month | — | Source |
| Account Reconciliation (Member must have attempted reconciliation & must provide documentation.) | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Hawaii median | — | — | Source |
| Bad Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Hawaii median | per month | — | Source |
Overdraft & NSFVerified | |||||
| ACH Overdraft Fee | $24Below the typical range ($25–$33 nationally) | $6 below the national median$1 below the Hawaii median | per item | — | Source |
| ACH Non-Sufficient Funds (NSF) | $26 | ||||
ATM & CardVerified | |||||
| Non-Surcharge ATM Withdrawal – HOCU, FHB, CO-OP Network ATM. All other ATM owners or | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Hawaii median | — | — | Source |
| Card or PIN Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire – Outgoing Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Hawaii median | per item | — | Source |
| Wire – Outgoing International | $45 | ||||
Check ServicesVerified | |||||
| Excess Teller Check Withdrawal – One free per day | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| Point of Sale Stop Payment | $27 | ||||
Account ServicesVerified | |||||
| Notary Service – Members | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Hawaii median | — | — | Source |
| Safe Deposit Box Rental 3” x 10” | $55 | ||||
Other FeesVerified | |||||
| Fax – Out of State | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Hawaii median | per item | — | Source |
| History print-out or Statement copy | $5 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$24
Headline fees published
8 of 15
Published fees
18
Under review
0
Assets
$423.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$423.3M
Total deposits
$365.3M
Service charge income (year to date)
$401K
Fee income ratio
3.7%
Return on assets
1.17%
Financial profile · Pro
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| $4 below the national median$1 above the Hawaii median |
| per item |
| — |
| Source |
| At the national medianAt the Hawaii median |
| per item |
| — |
| Source |
| $5 below the national median$2.50 below the Hawaii median |
| per item |
| — |
| Source |
| $0.50 below the national median$2 above the Hawaii median |
| per item |
| — |
| Source |
| Stop Payment Teller Check | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Hawaii median | per item | — | Source |
| $10 above the national median$1.25 above the Hawaii median |
| per year |
| — |
| Source |
| Safe Deposit Box Rental 5” x 10” | $65Within the typical range ($30–$70 nationally) | $20 above the national median$11.25 above the Hawaii median | per year | — | Source |
| Legal Process – Garnishment, Levy | $10Below the typical range ($30–$88.13 nationally) | $40 below the national median$40 below the Hawaii median | per item | — | Source |
| $2 above the national median$3 above the Hawaii median |
| per item |
| — |
| Source |