23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
Compared at $38, its standard fee, the highest of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from U. S. Century Bank’s own schedules, with a source for each figure.
per hour
per month
per item
per item
per month
per item
per item
per item
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Accounts Closed within 180 days of opening | $25 | Not stated | None |
| Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Monthly Printed Statement Service Fee | $4.97 | per month | None |
| Printed Paper Statement Cycle Fee | $4.97 | Not stated | None |
| Excessive Activity – Money Market (per item) | $10 | per item | None |
| Excessive Activity-Savings Acct (per item) | $3 | per item | None |
| Returned mail (per month) | $20 | per month | None |
Overdraft & NSF | |||
| Overdraft Funds Paid Charge | $38 | Not stated | None |
| Uncollected Funds Charge (paid item) | $27 | Not stated | None |
| Nonsufficient Funds Return Charge | $38 | Not stated | None |
| Overdraft Coverage Transfer | $10 | Not stated | None |
ATM & Card | |||
| Non-US Century ATM Charge | $3 | Not stated | None |
| Debit Card Replacement | $10 | Not stated | None |
| ATM/Debit Cards Rush Orders | $60 | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer Fee | $40 | Not stated | None |
| Incoming Wire Transfer Fee | $15 | Not stated | None |
| Outgoing International Wire | $70 | Not stated | None |
Check Services | |||
| Cashier’s Check: Customer | $10 | Not stated | None |
| Stop Payment | $35 | Not stated | None |
| Counter Check | $1.50 | Not stated | None |
| Non-USCB Customer Check Cashing Fee | $8Not compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Deposit Item Chargeback | $10 | Not stated | None |
| Night Depository Annual Fee | $35Not compared: Annual charge, not per item | per year | None |
| Night Depository Key Replacement | $25 | Not stated | None |
Account Services | |||
| Notary Service | $10 | Not stated | None |
| Boxes 2”x5” (only available at Aventura Banking Center) | $25 | Not stated | None |
| Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10”x10” | $155 | Not stated | None |
| Safe Deposit Box 3”x10” | $55 | per item | None |
| Safe Deposit Box 3”x5” | $35 | per item | None |
| Safe Deposit Box 5”x10” | $105 | Not stated | None |
| Safe Deposit Box 5”x5” | $45 | per item | None |
| Safe Deposit Box Drilling | $200Not compared: Box drilling or key fee | Not stated | None |
| Levies/Garnishment/Legal Process | $100 | Not stated | None |
| Account Verification Letter | $15Not compared: Annual charge, not per item | per year | None |
| Audit Confirmation | $10 | Not stated | None |
Other Fees | |||
| Duplicate Statement | $10 | Not stated | None |
| Photocopy Document (per copy) | $2 | per item | None |
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Accounts Closed within 180 days of opening | $25 | Not stated | None |
| Research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Printed Statement Fee | $6.95 | per month | None |
Overdraft & NSF | |||
| Overdraft Funds Paid Charge | $38 | Not stated | None |
| Uncollected Funds Charge (paid item) | $27 | Not stated | None |
| Nonsufficient Funds Return Charge | $38 | Not stated | None |
| Overdraft Coverage Transfer | $10 | Not stated | None |
ATM & Card | |||
| Non-US Century ATM Charge | $3 | Not stated | None |
| Debit Card Replacement | $10 | Not stated | None |
| ATM/Debit Cards Rush Orders | $60 | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Transfer Fee | $40 | Not stated | None |
| Incoming Wire Transfer Fee | $15 | Not stated | None |
| Outgoing International Wire | $75 | Not stated | None |
Check Services | |||
| Cashier’s Check: Customer | $10 | Not stated | None |
| Cashier’s Check | Stop Payment | $35 | Not stated | None |
| Counter Check | $1.50 | Not stated | None |
Cash & Deposit | |||
| Deposit Item Chargeback | $10 | Not stated | None |
| Night Depository Annual Fee | $35Not compared: Annual charge, not per item | per year | None |
| Night Depository Key Replacement | $25 | Not stated | None |
Account Services | |||
| Notary Service | $10 | Not stated | None |
| Boxes 2”x5” (only available at Aventura Banking Center) | $25 | per item | None |
| Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10”x10” | $155 | Not stated | None |
| Safe Deposit Box 3”x10” | $55 | Not stated | None |
| Safe Deposit Box 3”x10” | $55 | per item | None |
| Safe Deposit Box 3”x5” | $35 | Not stated | None |
| Safe Deposit Box 3”x5” | $35 | per item | None |
| Safe Deposit Box 5”x10” | $105 | Not stated | None |
| Safe Deposit Box 5”x5” | $45 | Not stated | None |
| Safe Deposit Box Drilling | $200Not compared: Box drilling or key fee | Not stated | None |
| Levies/Garnishment/Legal Process | $100 | Not stated | None |
| Audit Confirmation | $10 | per item | None |
Other Fees | |||
| Duplicate Statement | $10 | Not stated | None |
| Photocopy Document (per copy) | $2 | per item | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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