VerifiedCommunity credit union, under $300M

Rome Federal Credit Union

Rome, New YorkCredit UnionNew York district

Fee schedule collected Feb 17, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$32.2M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Account History/Statement Printout$2
per item · Per page · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Account History/Statement Printout	$2	per item	Per page	Source
Account Research	$20	per item	Per hour	Source
Dormant Account	$5	per month	After 1 year of inactivity	Source
Overdraft & NSFVerified
Courtesy Pay or NSF Fee	$30	per item	—	Source
Return Item	$30	per item	—	Source
ATM & CardVerified
ATM Withdrawal	$1.75	per item	After 6 per month	Source
Replacement Debit Card	$15	per item	—	Source
Rush Debit Card	$30
Wire TransfersVerified
Wire Transfer - Domestic	$20	per item	—	Source
Check ServicesVerified
Check Copy	$2	per item	—	Source
Money Order	$2	per item	Limit $2,000	Source
Protest Check	$25
Lending FeesVerified
Late Loan Fee	$30	per item	—	Source

How the headline fees compare

Published fees

Size and fee revenue