Ion Bank

Headquarters: Naugatuck, Connecticut
Charter: Bank
Assets: $2.8B
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3.50, the middle of its prices
Ion Bank: $0 to $8
Ion Bank: $0 to $8
U.S. median: no median
Overdraft (OD)
Ion Bank: $30
Ion Bank: $30
U.S. median: no median
NSF / Returned Item
Ion Bank: No fee
Ion Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ion Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$8
per month
Monthly fee$5
per month
Monthly feeNo charge
per month
Monthly fee$2
per month
New account closed within first$20
per item
Dormant feeNo charge
Excess activity fee (per item)$15
per item
Research (per hour, 1 hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement$2
per month
Paper statement feeNo charge
Monthly fee: None: Excess activity fee (per item)$15
per item

Overdraft & NSF

Overdraft fee$30
per item
Insufficient funds feeNo charge
Overdraft Protection transferNo charge

ATM & Card

Non-Network ATM$2
Card reissue$10
Monthly fee: None: Card rush order$50
Not compared: Monthly charge, not per item
per month

Check Services

Official Check (for customers only)$7
ACH stop payment$30
Stop payment or Post dated check notice$30
Encoding charge for temporary checks (per check)$1
per item
Collection item (Incoming)$25
Collection item (Outgoing, Canadian) Under $25,000$5
Collection item (Outgoing, Domestic)No charge
Collection item (Outgoing, Foreign - Non-Canadian)$30

Digital & Electronic

Check, ACH item, electronic debit: Returned unpaid$20

Cash & Deposit

Returned deposited itemNo charge

Account Services

Notary service (customers)No charge
Notary service (non-customers)$5
Key replacement (per key)$50
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10x10$180
per year
Safe Deposit Box 2x5$40
per year
Safe Deposit Box 3x10$65
per year
Safe Deposit Box 3x10$85
per year
Safe Deposit Box 3x5$55
per year
Safe Deposit Box 3x5$35
per year
Safe Deposit Box 5x10$110
per year
Safe Deposit Box 5x10$100
per year
Safe Deposit Box 5x5$70
per year
Safe Deposit Box 5x5$50
per year
Safe Deposit Box 7x10$140
per year
SAFE DEPOSIT BOX FEES: 2x5$40
SAFE DEPOSIT BOX FEES: 3x5$55
SAFE DEPOSIT BOX FEES: 5x5$70
Legal process$125
Deposit account verification$10

Retirement & IRA

Monthly fee: None: IRA or HSA transfer fee$35
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$8	per month	None
Monthly fee	$5	per month	None
Monthly fee	No charge	per month	None
Monthly fee	$2	per month	None
New account closed within first	$20	per item	None
Dormant fee	No charge	Not stated	None
Excess activity fee (per item)	$15	per item	None
Research (per hour, 1 hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement	$2	per month	None
Paper statement fee	No charge	Not stated	None
Monthly fee: None: Excess activity fee (per item)	$15	per item	None
Overdraft & NSF
Overdraft fee	$30	per item	None
Insufficient funds fee	No charge	Not stated	None
Overdraft Protection transfer	No charge	Not stated	None
ATM & Card
Non-Network ATM	$2	Not stated	None
Card reissue	$10	Not stated	None
Monthly fee: None: Card rush order	$50Not compared: Monthly charge, not per item	per month	None
Check Services
Official Check (for customers only)	$7	Not stated	None
ACH stop payment	$30	Not stated	None
Stop payment or Post dated check notice	$30	Not stated	None
Encoding charge for temporary checks (per check)	$1	per item	None
Collection item (Incoming)	$25	Not stated	None
Collection item (Outgoing, Canadian) Under $25,000	$5	Not stated	None
Collection item (Outgoing, Domestic)	No charge	Not stated	None
Collection item (Outgoing, Foreign - Non-Canadian)	$30	Not stated	None
Digital & Electronic
Check, ACH item, electronic debit: Returned unpaid	$20	Not stated	None
Cash & Deposit
Returned deposited item	No charge	Not stated	None
Account Services
Notary service (customers)	No charge	Not stated	None
Notary service (non-customers)	$5	Not stated	None
Key replacement (per key)	$50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10x10	$180	per year	None
Safe Deposit Box 2x5	$40	per year	None
Safe Deposit Box 3x10	$65	per year	None
Safe Deposit Box 3x10	$85	per year	None
Safe Deposit Box 3x5	$55	per year	None
Safe Deposit Box 3x5	$35	per year	None
Safe Deposit Box 5x10	$110	per year	None
Safe Deposit Box 5x10	$100	per year	None
Safe Deposit Box 5x5	$70	per year	None
Safe Deposit Box 5x5	$50	per year	None
Safe Deposit Box 7x10	$140	per year	None
SAFE DEPOSIT BOX FEES: 2x5	$40	Not stated	None
SAFE DEPOSIT BOX FEES: 3x5	$55	Not stated	None
SAFE DEPOSIT BOX FEES: 5x5	$70	Not stated	None
Legal process	$125	Not stated	None
Deposit account verification	$10	Not stated	None
Retirement & IRA
Monthly fee: None: IRA or HSA transfer fee	$35Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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