Enfield Community Federal Credit Union

Headquarters: Enfield, Connecticut
Charter: Credit Union
Assets: $45.9M
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with a balance of $100 or more.
Enfield Community Federal Credit Union: $5
Enfield Community Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Enfield Community Federal Credit Union: $29
Enfield Community Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Enfield Community Federal Credit Union: $29
Enfield Community Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Enfield Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance if balance falls below $100.00 (audience not stated, treated as personal)$5
per month
Close new account within 6 months$20
Dormant Account$5

Overdraft & NSF

ACH Courtesy Pay$29
Courtesy Pay$29
Non-sufficient Funds Item$29
Overdraft Transfer$5

ATM & Card

ATM Transaction/Outside USA$2
ATM/VISA Check Card Replacement$10

Wire Transfers

Wire Transfer – outgoing$20
Wire Transfer - incoming$5

Check Services

Cashier Check (per Cashier Check)$3
Money Order (per Money Order)$3
per item
ACH Stop Payment$20
Stop Payment$10
Stop Payment - per check$20
per item
Temporary Checks$2
per item · per page
Check Cashing$3
Microfilm Copy of Share Draft$3

Digital & Electronic

Online Bill Pay 1st 3 months free$4.95
per month

Cash & Deposit

Returned Deposit Item$12

Account Services

Notary Service – First Document Free$5
Late Payment Fee, after 30 days$15
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Monthly charge, not annual
per month
Attachment/Levy/Execution$30

Other Fees

Photocopies - per page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance if balance falls below $100.00 (audience not stated, treated as personal)	$5	per month	None
Close new account within 6 months	$20	Not stated	None
Dormant Account	$5	Not stated	None
Overdraft & NSF
ACH Courtesy Pay	$29	Not stated	None
Courtesy Pay	$29	Not stated	None
Non-sufficient Funds Item	$29	Not stated	None
Overdraft Transfer	$5	Not stated	None
ATM & Card
ATM Transaction/Outside USA	$2	Not stated	None
ATM/VISA Check Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer – outgoing	$20	Not stated	None
Wire Transfer - incoming	$5	Not stated	None
Check Services
Cashier Check (per Cashier Check)	$3	Not stated	None
Money Order (per Money Order)	$3	per item	None
ACH Stop Payment	$20	Not stated	None
Stop Payment	$10	Not stated	None
Stop Payment - per check	$20	per item	None
Temporary Checks	$2	per item	per page
Check Cashing	$3	Not stated	None
Microfilm Copy of Share Draft	$3	Not stated	None
Digital & Electronic
Online Bill Pay 1st 3 months free	$4.95	per month	None
Cash & Deposit
Returned Deposit Item	$12	Not stated	None
Account Services
Notary Service – First Document Free	$5	Not stated	None
Late Payment Fee, after 30 days	$15Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Monthly charge, not annual	per month	None
Attachment/Levy/Execution	$30	Not stated	None
Other Fees
Photocopies - per page	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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