Liberty Federal Credit Union

Headquarters: Evansville, Indiana
Charter: Credit Union
Assets: $4.8B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Liberty Federal Credit Union: $27
Liberty Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Liberty Federal Credit Union: $27
Liberty Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Liberty Federal Credit Union: $2
Liberty Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Liberty Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$5

Overdraft & NSF

Courtesy Pay/Insufficient Funds (NSF) Paid (per item) Items paid by discretionary courtesy pay that would otherwise be r$27
per item
Standard Overdraft Practice: Courtesy Pay$27
NSF / Returned Item$27
per item
Overdraft Protection Plan - Regular Share Transfer$4
per item
Overdraft Transfer From Regular Share Account$4

ATM & Card

ATM Withdrawals$2
Non-Network ATM$2
per item
Non-Network ATM$2
per item
Replacement ATM, Credit, or Debit Card$5
Not compared: Annual charge, not per item
per year

Wire Transfers

Domestic Outgoing Wire Transfer$20
Foreign Outgoing Wire Transfer$40

Check Services

Cashier’s Check$2
Not compared: Monthly charge, not per item
per month
Money Order$2
Stop Payment on Member Check or Electronic Withdrawal$27
Starter/Temporary Checks (four checks)$4
Foreign Check Deposit/Collection Item$10
Cashier's Check Copy$4
Deposited or Cashed Check Copy$2

Cash & Deposit

Coin Counting2%
Coin Counting (audience not stated, treated as personal)2%
Returned Deposited Check or ACH (per item)$7
per item
Night Depository Key$1

Account Services

Safe Deposit Box 10 x 10 x 22 inches$75
per year
Safe Deposit Box 3 x 10 x 22 inches$30
per year
Safe Deposit Box 3 x 5 x 22 inches$20
per year
Safe Deposit Box 5 x 10 x 22 inches$40
per year
Safe Deposit Box Key Replacement$7.50
Not compared: Box drilling or key fee
Safe Deposit Box Rental Late Payment$10
Not compared: Box drilling or key fee
Tax Levy/Court Order/Subpoena Processing (one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour · Tax Levy/Court Order/Subpoena Processing (one hour minimum) | $20.00 per hour

Gift & Prepaid Cards

Visa® Gift Card$2

Other Fees

Duplicate Periodic Statement Copy$4
Loan Payment - Debit Card or Check by Phone$10
per item
Returned Loan Payment Check$27
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$5	Not stated	None
Overdraft & NSF
Courtesy Pay/Insufficient Funds (NSF) Paid (per item) Items paid by discretionary courtesy pay that would otherwise be r	$27	per item	None
Standard Overdraft Practice: Courtesy Pay	$27	Not stated	None
NSF / Returned Item	$27	per item	None
Overdraft Protection Plan - Regular Share Transfer	$4	per item	None
Overdraft Transfer From Regular Share Account	$4	Not stated	None
ATM & Card
ATM Withdrawals	$2	Not stated	None
Non-Network ATM	$2	per item	None
Non-Network ATM	$2	per item	None
Replacement ATM, Credit, or Debit Card	$5Not compared: Annual charge, not per item	per year	None
Wire Transfers
Domestic Outgoing Wire Transfer	$20	Not stated	None
Foreign Outgoing Wire Transfer	$40	Not stated	None
Check Services
Cashier’s Check	$2Not compared: Monthly charge, not per item	per month	None
Money Order	$2	Not stated	None
Stop Payment on Member Check or Electronic Withdrawal	$27	Not stated	None
Starter/Temporary Checks (four checks)	$4	Not stated	None
Foreign Check Deposit/Collection Item	$10	Not stated	None
Cashier's Check Copy	$4	Not stated	None
Deposited or Cashed Check Copy	$2	Not stated	None
Cash & Deposit
Coin Counting	2%	Not stated	None
Coin Counting (audience not stated, treated as personal)	2%	Not stated	None
Returned Deposited Check or ACH (per item)	$7	per item	None
Night Depository Key	$1	Not stated	None
Account Services
Safe Deposit Box 10 x 10 x 22 inches	$75	per year	None
Safe Deposit Box 3 x 10 x 22 inches	$30	per year	None
Safe Deposit Box 3 x 5 x 22 inches	$20	per year	None
Safe Deposit Box 5 x 10 x 22 inches	$40	per year	None
Safe Deposit Box Key Replacement	$7.50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Tax Levy/Court Order/Subpoena Processing (one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	Tax Levy/Court Order/Subpoena Processing (one hour minimum) \| $20.00 per hour
Gift & Prepaid Cards
Visa® Gift Card	$2	Not stated	None
Other Fees
Duplicate Periodic Statement Copy	$4	Not stated	None
Loan Payment - Debit Card or Check by Phone	$10	per item	None
Returned Loan Payment Check	$27	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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