F & A Federal Credit Union

Headquarters: Monterey Park, California
Charter: Credit Union
Assets: $3.2B
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
F & A Federal Credit Union: $5
F & A Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
F & A Federal Credit Union: $5
F & A Federal Credit Union: $5
U.S. median: no median
Wire Transfer (Domestic Out)
F & A Federal Credit Union: $20
F & A Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from F & A Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Notice of Escheat$2
Account Reconcilement (per hour)$16
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement (per hour) | $16.00
Compliance with Legal Order: Account Research (per hour)$22
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay of any item that takes the account below the required minimum balance$5
NSF Return Check, VISA® Convenience Check or ACH Item (Non-sufficient funds fee is a per presentment fee)$5
per item
NSF Check Paid by Overdraft Transfer from VISA® or Share AccountNo charge

ATM & Card

Replacement Card$10
Rush Replacement Card Fee (1-day)$50
Rush Replacement Card Fee (2-day)$25
Foreign Transaction Fees1%of the transaction

Wire Transfers

Wire Transfer (Domestic-outgoing)$20
Wire Transfer (Incoming)No charge

Check Services

Stop Payment (Member Check, ACH, Bill Pay), per item stopped or range of checks stopped at presentment$10
per item
Stop Payment on Recurring Payment$10
Copy of Paid Check from Bill Pay$5
Copy of Paid Check Via Digital BankingNo charge
Copy of Paid Member Check (2 free per mo.)$5
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Bill Pay$5
Non-Internet Bill Payment (per transaction)$2
Not compared: Per-item charge, not monthly
per item
Online Bill PayNo charge
Mobile DepositNo charge

Cash & Deposit

In-Branch Coin Machine UsageNo charge
ATM/Shared Branch Deposit Return item$15

Account Services

Notary Service - MemberNo charge
Notary Service - Non-Member (per document)$15
Not compared: Charged per document; comparison unavailable
per document
Compliance with Legal Order: Hearing Appearance (per house plus travel)$22
Real Estate Subordination$250
Account Verifications (in writing only with member's authorization)No charge

Other Fees

Copy of Credit Union Issued Check(s)$5
Copy of Statement, including VISA® (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Reconveyance of Real Estate Loan$30
Skip-A-Pay (Loan payment of $200 or more)$25
Skip-A-Pay (Loan payment of under $200)$15

Fee	Amount	Basis	Note
Account Maintenance
Notice of Escheat	$2	Not stated	None
Account Reconcilement (per hour)	$16Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement (per hour) \| $16.00
Compliance with Legal Order: Account Research (per hour)	$22Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay of any item that takes the account below the required minimum balance	$5	Not stated	None
NSF Return Check, VISA® Convenience Check or ACH Item (Non-sufficient funds fee is a per presentment fee)	$5	per item	None
NSF Check Paid by Overdraft Transfer from VISA® or Share Account	No charge	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Rush Replacement Card Fee (1-day)	$50	Not stated	None
Rush Replacement Card Fee (2-day)	$25	Not stated	None
Foreign Transaction Fees	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Domestic-outgoing)	$20	Not stated	None
Wire Transfer (Incoming)	No charge	Not stated	None
Check Services
Stop Payment (Member Check, ACH, Bill Pay), per item stopped or range of checks stopped at presentment	$10	per item	None
Stop Payment on Recurring Payment	$10	Not stated	None
Copy of Paid Check from Bill Pay	$5	Not stated	None
Copy of Paid Check Via Digital Banking	No charge	Not stated	None
Copy of Paid Member Check (2 free per mo.)	$5Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Bill Pay	$5	Not stated	None
Non-Internet Bill Payment (per transaction)	$2Not compared: Per-item charge, not monthly	per item	None
Online Bill Pay	No charge	Not stated	None
Mobile Deposit	No charge	Not stated	None
Cash & Deposit
In-Branch Coin Machine Usage	No charge	Not stated	None
ATM/Shared Branch Deposit Return item	$15	Not stated	None
Account Services
Notary Service - Member	No charge	Not stated	None
Notary Service - Non-Member (per document)	$15Not compared: Charged per document; comparison unavailable	per document	None
Compliance with Legal Order: Hearing Appearance (per house plus travel)	$22	Not stated	None
Real Estate Subordination	$250	Not stated	None
Account Verifications (in writing only with member's authorization)	No charge	Not stated	None
Other Fees
Copy of Credit Union Issued Check(s)	$5	Not stated	None
Copy of Statement, including VISA® (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Reconveyance of Real Estate Loan	$30	Not stated	None
Skip-A-Pay (Loan payment of $200 or more)	$25	Not stated	None
Skip-A-Pay (Loan payment of under $200)	$15	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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