Finans Federal Credit Union

Headquarters: Hammond, Indiana
Charter: Credit Union
Assets: $8.9M
Fed district: Chicago

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Finans Federal Credit Union: $30
Finans Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Finans Federal Credit Union: $30
Finans Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Finans Federal Credit Union: $2
Finans Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Finans Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Accounts$5
per month
Account Reconcilliation$25
Not compared: Charged per hour; comparison unavailable
per hour · ACCOUNT RECONCILLIATION $25.00 PER HOUR
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft$30
per item
NSF (audience not stated, treated as personal)$30
per item
Returned Item$30
per item

ATM & Card

ATM Fee: Transfers$2
per item

Check Services

Cashier's Check$3
per item
Money Orders$1.50
per item
Stop Payment on/ Off$30
per item
Non Member Check Cashing$5
per item
Check Copy$5
per item

Cash & Deposit

Deposit Item Returned$30
per item

Account Services

Levy Fee$50
per item

Other Fees

Loan Refinance Fee$100
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Accounts	$5	per month	None
Account Reconcilliation	$25Not compared: Charged per hour; comparison unavailable	per hour	ACCOUNT RECONCILLIATION $25.00 PER HOUR
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft	$30	per item	None
NSF (audience not stated, treated as personal)	$30	per item	None
Returned Item	$30	per item	None
ATM & Card
ATM Fee: Transfers	$2	per item	None
Check Services
Cashier's Check	$3	per item	None
Money Orders	$1.50	per item	None
Stop Payment on/ Off	$30	per item	None
Non Member Check Cashing	$5	per item	None
Check Copy	$5	per item	None
Cash & Deposit
Deposit Item Returned	$30	per item	None
Account Services
Levy Fee	$50	per item	None
Other Fees
Loan Refinance Fee	$100	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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