Nassau Financial Federal Credit Union

Headquarters: East Meadow, New York
Charter: Credit Union
Assets: $334.4M
Fed district: New York

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
Nassau Financial Federal Credit Union: $6 to $10
Nassau Financial Federal Credit Union: $6 to $10
U.S. median: no median
Overdraft (OD)
Nassau Financial Federal Credit Union: $30
Nassau Financial Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Nassau Financial Federal Credit Union: $30
Nassau Financial Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nassau Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Freedom Checking Account Monthly fee$7
per month
Monthly Fee$6
per month
Monthly Service Fee$10
per month
Abandoned Property Closeout$50
per item
Account Inactivity Fee - charged only$5
Annual Inactivity Fee$15
Not compared: Annual charge, not monthly
per year
Reconciliation Service / Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$3

Overdraft & NSF

Overdraft Fee (per item)$30
per item
Paid via Overdraft Protection (per item)$30
per item
Returned Item Fee (per item)$30
per item
Overdraft Protection$30
Overdraft Transfer (per item)$5
per item
Pre-Authorized Transfers Paid via Overdraft$30

ATM & Card

Replacement Card$10

Wire Transfers

Wire - Outgoing (Domestic)$20
Wire - Outgoing (International)$45
Wire - Incoming (Domestic and International)$10

Check Services

Cashier's Check$10
Cashier's Check$20
Stop Payment of Bill Pay (per request)$30
per item
Stop Payment Order (per item)$30
per item
Stop Payment Order on Teller Check$50
Additional Starter or Temporary Checks (8)$3
Photocopy of Official Check or Teller Check$7.50
Photocopy of Paid Check (per item)$7.50
per item
Photocopy of Sales Drafts (each)$5
per item

Digital & Electronic

Deleting / Changing of Bill PaymentNo charge

Cash & Deposit

Balance Transfer Fee / Cash Advance FeeNo charge
Returned Deposit or Payment Items (each)$25
per item

Lending Fees

Late Payment Fee (after 5 days)$25

Retirement & IRA

IRA Transfer (Outgoing) Fee$50

Other Fees

Overnight Delivery$25
Copies of Statements (per statement)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Freedom Checking Account Monthly fee	$7	per month	None
Monthly Fee	$6	per month	None
Monthly Service Fee	$10	per month	None
Abandoned Property Closeout	$50	per item	None
Account Inactivity Fee - charged only	$5	Not stated	None
Annual Inactivity Fee	$15Not compared: Annual charge, not monthly	per year	None
Reconciliation Service / Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$3	Not stated	None
Overdraft & NSF
Overdraft Fee (per item)	$30	per item	None
Paid via Overdraft Protection (per item)	$30	per item	None
Returned Item Fee (per item)	$30	per item	None
Overdraft Protection	$30	Not stated	None
Overdraft Transfer (per item)	$5	per item	None
Pre-Authorized Transfers Paid via Overdraft	$30	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Wire Transfers
Wire - Outgoing (Domestic)	$20	Not stated	None
Wire - Outgoing (International)	$45	Not stated	None
Wire - Incoming (Domestic and International)	$10	Not stated	None
Check Services
Cashier's Check	$10	Not stated	None
Cashier's Check	$20	Not stated	None
Stop Payment of Bill Pay (per request)	$30	per item	None
Stop Payment Order (per item)	$30	per item	None
Stop Payment Order on Teller Check	$50	Not stated	None
Additional Starter or Temporary Checks (8)	$3	Not stated	None
Photocopy of Official Check or Teller Check	$7.50	Not stated	None
Photocopy of Paid Check (per item)	$7.50	per item	None
Photocopy of Sales Drafts (each)	$5	per item	None
Digital & Electronic
Deleting / Changing of Bill Payment	No charge	Not stated	None
Cash & Deposit
Balance Transfer Fee / Cash Advance Fee	No charge	Not stated	None
Returned Deposit or Payment Items (each)	$25	per item	None
Lending Fees
Late Payment Fee (after 5 days)	$25	Not stated	None
Retirement & IRA
IRA Transfer (Outgoing) Fee	$50	Not stated	None
Other Fees
Overnight Delivery	$25	Not stated	None
Copies of Statements (per statement)	$5	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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