Overdraft Fee (per item)$30Within the typical range ($25–$32 nationally)
At the national median
per year · Source
Overdraft Protection$30Above the typical range ($3–$5 nationally)
$25 above the national median
Source
Overdraft Transfer (per item)$5Within the typical range ($3–$5 nationally)
At the national median
per item · Source
Paid via Overdraft Protection (per item)$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source
Returned Item Fee (per item)$30Within the typical range ($25–$31.50 nationally)
At the national median
per item · Source

ATM & CardVerified

Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Wire - Incoming (Domestic and International)$10Within the typical range ($10–$25 nationally)
$7.50 below the national median
Source
Wire - Outgoing (Domestic)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire - Outgoing (International)$45Within the typical range ($40–$50 nationally)
$5 below the national median
Source

Check ServicesVerified

Additional Starter or Temporary Checks (8)$3Within the typical range ($1–$4 nationally)
$1 above the national median
Source
Photocopy of Official Check or Teller Check$7.50Above the typical range ($2–$5 nationally)
$4.50 above the national median
Source
Photocopy of Paid Check (per item)$7.50Above the typical range ($2–$5 nationally)
$4.50 above the national median
per item · Source
Photocopy of Sales Drafts (each)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Stop Payment of Bill Pay (per request)$30Within the typical range ($20–$30 nationally)
$4 above the national median
Source
Stop Payment Order (per item)$30Within the typical range ($20–$30 nationally)
$4 above the national median
per year · Source
Stop Payment Order on Teller Check$50Above the typical range ($20–$30 nationally)
$24 above the national median
Source
Teller Check Payable to Someone Other than$20Above the typical range ($3–$6 nationally)
$15 above the national median
Source
Teller Check Payable to Someone Other than$10Above the typical range ($3–$6 nationally)
$5 above the national median
Source

Digital & ElectronicVerified

Deleting / Changing of Bill Payment$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Source

Cash & DepositVerified

Balance Transfer Fee / Cash Advance Fee$0Below the typical range ($3–$10 nationally)
$5 below the national median
Source
Checking Plus Account Fees | Fee | Returned Deposit or Payment Items (each)$25Within the typical range ($10–$25 nationally)
$10 above the national median
Source

Lending FeesVerified

Late Payment Fee (after 5 days)$25Within the typical range ($13.13–$25 nationally)
$5 above the national median
Source

Retirement & IRAVerified

IRA Transfer (Outgoing) Fee$50Above the typical range ($25–$36.25 nationally)
$25 above the national median
Source

Other FeesVerified

Copies of Statements (per statement)$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Overnight Delivery$25Within the typical range ($20–$45 nationally)
$5 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Inactivity Fee - charged only if less than	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Annual Inactivity Fee	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per year	—	Source
Monthly fee	$7Within the typical range ($3–$10 nationally)	$1.50 above the national median	per month	—	Source
Monthly Fee	$6Within the typical range ($3–$10 nationally)	$0.50 above the national median	per month	—	Source
Monthly Service Fee	$10Within the typical range ($3–$10 nationally)	$4.50 above the national median	per month	—	Source
Paper Statements (waived VIBE	$3Within the typical range ($2–$4.13 nationally)	At the national median	—	—	Source
Reconciliation Service / Research (per hour	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee (per item)	$30Within the typical range ($25–$32 nationally)	At the national median	per year	—	Source
Overdraft Protection	$30
ATM & CardVerified
Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire - Incoming (Domestic and International)	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median	—	—	Source
Wire - Outgoing (Domestic)	$20
Check ServicesVerified
Additional Starter or Temporary Checks (8)	$3Within the typical range ($1–$4 nationally)	$1 above the national median	—	—	Source
Photocopy of Official Check or Teller Check	$7.50
Digital & ElectronicVerified
Deleting / Changing of Bill Payment	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	—	Source
Cash & DepositVerified
Balance Transfer Fee / Cash Advance Fee	$0Below the typical range ($3–$10 nationally)	$5 below the national median	—	—	Source
Checking Plus Account Fees \| Fee \| Returned Deposit or Payment Items (each)	$25
Lending FeesVerified
Late Payment Fee (after 5 days)	$25Within the typical range ($13.13–$25 nationally)	$5 above the national median	—	—	Source
Retirement & IRAVerified
IRA Transfer (Outgoing) Fee	$50Above the typical range ($25–$36.25 nationally)	$25 above the national median	—	—	Source
Other FeesVerified
Copies of Statements (per statement)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	—	Source
Overnight Delivery	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 32

Headline fees published

11 of 15

Published fees

Under review

Assets

$334.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$334.4M

Total deposits

$319.1M

Service charge income (year to date)

$863K

Fee income ratio

10.4%

Return on assets

-0.16%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 40,759 published fee entries from 2,663 institutions

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