Cornerstone Bank

Headquarters: York, Nebraska
Charter: Bank
Assets: $2.7B
Fed district: Kansas City

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Online Account Opening $6 to $10
Compared at $8, the middle of its prices
Cornerstone Bank: $6 to $10
Cornerstone Bank: $6 to $10
U.S. median: no median
Overdraft (OD)
Cornerstone Bank: $35
Cornerstone Bank: $35
U.S. median: no median
NSF / Returned Item
Cornerstone Bank: $33
Cornerstone Bank: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cornerstone Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Monthly fee$6
per month
Dormant account fee - assessed each month$15
per month
Statement reconcilement fee (first time free)$2.50
per item
Paper Statement Fee$3
Returned Mail Fee$7.50

Overdraft & NSF

Overdraft Fee Item Paid$35
Weekly Overdraft Fee$35
Bill Payment Non-Sufficient Funds Fee$33

ATM & Card

Foreign ATM balance inquiries$3
per item
Foreign ATM withdrawals$3
per item
Reissue lost or damaged ATM or Visa Check Card$10
Rushed Debit Card$35

Wire Transfers

Wire transfer – outgoing$20
Wire transfer – incoming$15
Wire transfer -international$50

Check Services

Cashier's Checks$8
Money Orders$5
Stop payments$35
per item
Collection Fees - incoming or outgoing$35
Cancelled Check Copy Fee$2.50
per item
Check copies$2.50

Digital & Electronic

Bill Payment Recall Fee$33
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin counting$0.10
Night Depository$20
Not compared: Annual charge, not per item
per year

Account Services

Garnishment$50

Other Fees

Record reproduction$30
Not compared: Charged per hour; comparison unavailable
per hour

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Monthly fee	$6	per month	None
Dormant account fee - assessed each month	$15	per month	None
Statement reconcilement fee (first time free)	$2.50	per item	None
Paper Statement Fee	$3	Not stated	None
Returned Mail Fee	$7.50	Not stated	None
Overdraft & NSF
Overdraft Fee Item Paid	$35	Not stated	None
Weekly Overdraft Fee	$35	Not stated	None
Bill Payment Non-Sufficient Funds Fee	$33	Not stated	None
ATM & Card
Foreign ATM balance inquiries	$3	per item	None
Foreign ATM withdrawals	$3	per item	None
Reissue lost or damaged ATM or Visa Check Card	$10	Not stated	None
Rushed Debit Card	$35	Not stated	None
Wire Transfers
Wire transfer – outgoing	$20	Not stated	None
Wire transfer – incoming	$15	Not stated	None
Wire transfer -international	$50	Not stated	None
Check Services
Cashier's Checks	$8	Not stated	None
Money Orders	$5	Not stated	None
Stop payments	$35	per item	None
Collection Fees - incoming or outgoing	$35	Not stated	None
Cancelled Check Copy Fee	$2.50	per item	None
Check copies	$2.50	Not stated	None
Digital & Electronic
Bill Payment Recall Fee	$33Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin counting	$0.10	Not stated	None
Night Depository	$20Not compared: Annual charge, not per item	per year	None
Account Services
Garnishment	$50	Not stated	None
Other Fees
Record reproduction	$30Not compared: Charged per hour; comparison unavailable	per hour	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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