Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

U S #1364 Federal Credit Union

Merrillville, IndianaCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Courtesy Pay$32Within the typical range ($25–$32 nationally)

NSF$32

$2 above the national median

per item · Source

ATM & CardVerified

ATM/Debit Card Transfer$1.50Within the typical range ($1–$2.50 nationally)
$0.13 below the national median
Source
ATM/Debit Card Withdrawal$2Within the typical range ($1–$2.50 nationally)
$0.37 above the national median
Source
Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
Source
Stop Payment$32Above the typical range ($20–$30 nationally)
$7 above the national median
Source

Cash & DepositVerified

Deposited Item Return$32Above the typical range ($10–$25 nationally)
$17 above the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Courtesy Pay	$32Within the typical range ($25–$32 nationally)	$2 above the national median	per item	—	Source
NSF	$32Above the typical range ($25–$31 nationally)	$2 above the national median	per item	—	Source
ATM & CardVerified
ATM/Debit Card Transfer	$1.50Within the typical range ($1–$2.50 nationally)	$0.13 below the national median	—	—	Source
ATM/Debit Card Withdrawal	$2
Check ServicesVerified
Money Order	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median	—	—	Source
Stop Payment	$32
Cash & DepositVerified
Deposited Item Return	$32Above the typical range ($10–$25 nationally)	$17 above the national median	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

Total fees: 8 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$222.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$222.4M

Total deposits

$192.4M

Service charge income (year to date)

$811K

Fee income ratio

14.3%

Return on assets

0.79%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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