Maine Community Bank

Headquarters: Portland, Maine
Charter: Bank
Assets: $3.0B
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Can be waived with an average daily balance of $2,500 or more.
Maine Community Bank: $10
Maine Community Bank: $10
U.S. median: no median
Overdraft (OD)
Maine Community Bank: $30
Maine Community Bank: $30
U.S. median: no median
NSF / Returned Item
Compared at $21, the middle of its prices
Maine Community Bank: $12 to $30
Maine Community Bank: $12 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Maine Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
Account Closure (within 90 days of opening)$25
Escheatment Fee$50
Account Research (per hour, 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excess Withdrawals$25
per item
Excess Withdrawals$10
per item

Overdraft & NSF

Overdrafts/OD (per presentment) Created by check, in-person withdrawals, ATM$30
per item
Non-Sufficient Funds/NSF (per presentment) Created by check, in-person$30
per item
Returned Item Fee (per item)$12
per item

ATM & Card

Rush Order ATM/Debit Card$80

Wire Transfers

Wire Transfers Outgoing$25
Wire Transfers Incoming$10
Wire Transfers Foreign$45

Check Services

Official Check$5
Money Order$3
Stop Payments (per item, check or ACH)$25
per item
Counter Checks (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Canadian Check Processing$10
Foreign Item Collection (per item)$50
per item
Check/Transaction/Photocopies (per item)$1
per item

Cash & Deposit

Night Drop Key Replacement$10

Account Services

Notary Public (non-customer)$15
2x5 or 2.5x5$30
3x10 or 3x10.5$60
5x10 or 5x10.5$70
Safe Deposit Box 10x10$100
Safe Deposit Box 3x5$35
Safe Deposit Box 5x5$45
Safe Deposit Box Drilling Fee$250
Not compared: Box drilling or key fee
Safe Deposit Box Rental Late Fee$10
Not compared: Box drilling or key fee
Safe Deposit Box Replacement Key$15
Not compared: Box drilling or key fee
Legal Process Fee$75

Retirement & IRA

IRA/HSA Transfer$25

Other Fees

Copies of Statements (per statement)$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
Account Closure (within 90 days of opening)	$25	Not stated	None
Escheatment Fee	$50	Not stated	None
Account Research (per hour, 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Withdrawals	$25	per item	None
Excess Withdrawals	$10	per item	None
Overdraft & NSF
Overdrafts/OD (per presentment) Created by check, in-person withdrawals, ATM	$30	per item	None
Non-Sufficient Funds/NSF (per presentment) Created by check, in-person	$30	per item	None
Returned Item Fee (per item)	$12	per item	None
ATM & Card
Rush Order ATM/Debit Card	$80	Not stated	None
Wire Transfers
Wire Transfers Outgoing	$25	Not stated	None
Wire Transfers Incoming	$10	Not stated	None
Wire Transfers Foreign	$45	Not stated	None
Check Services
Official Check	$5	Not stated	None
Money Order	$3	Not stated	None
Stop Payments (per item, check or ACH)	$25	per item	None
Counter Checks (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Canadian Check Processing	$10	Not stated	None
Foreign Item Collection (per item)	$50	per item	None
Check/Transaction/Photocopies (per item)	$1	per item	None
Cash & Deposit
Night Drop Key Replacement	$10	Not stated	None
Account Services
Notary Public (non-customer)	$15	Not stated	None
2x5 or 2.5x5	$30	Not stated	None
3x10 or 3x10.5	$60	Not stated	None
5x10 or 5x10.5	$70	Not stated	None
Safe Deposit Box 10x10	$100	Not stated	None
Safe Deposit Box 3x5	$35	Not stated	None
Safe Deposit Box 5x5	$45	Not stated	None
Safe Deposit Box Drilling Fee	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Replacement Key	$15Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee	$75	Not stated	None
Retirement & IRA
IRA/HSA Transfer	$25	Not stated	None
Other Fees
Copies of Statements (per statement)	$5	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Maine Community Bank's ach origination changes in our data

We check once a day and send one email covering every change.