Langley Federal Credit Union

Headquarters: Newport News, Virginia
Charter: Credit Union
Assets: $5.6B
Fed district: Richmond

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Essential Checking Account
Langley Federal Credit Union: $5
Langley Federal Credit Union: $5
U.S. median: no median
Wire Transfer (Domestic Out)
Langley Federal Credit Union: $25
Langley Federal Credit Union: $25
U.S. median: no median
Stop Payment
Langley Federal Credit Union: $30
Langley Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Langley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Essential Checking Account – monthly maintenance fee$5
per month
Research (includes Account Reconciliation) - min. 1 hour charge$25

Overdraft & NSF

Automated Overdraft Transfer Available Funds to Checking$5
per item

ATM & Card

Debit Card Replacement$10

Wire Transfers

Wires - Outgoing$25
per item

Check Services

Official Check with checking account$5
Stop Payment Order – each item$30
per item
Check Cashing member check for non-member$10
Foreign Check Processing$75

Digital & Electronic

Checking Accounts Bill Payment Two (2) Day Delivery (paper check)$19.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Machine Processing (audience not stated, treated as personal)5%

Account Services

Garnishment, Tax Lien or Similar Order$75

Lending Fees

Mortgage Loan Origination$0.50
HELOC Appraisal Fee$500

Fee	Amount	Basis	Note
Account Maintenance
Essential Checking Account – monthly maintenance fee	$5	per month	None
Research (includes Account Reconciliation) - min. 1 hour charge	$25	Not stated	None
Overdraft & NSF
Automated Overdraft Transfer Available Funds to Checking	$5	per item	None
ATM & Card
Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wires - Outgoing	$25	per item	None
Check Services
Official Check with checking account	$5	Not stated	None
Stop Payment Order – each item	$30	per item	None
Check Cashing member check for non-member	$10	Not stated	None
Foreign Check Processing	$75	Not stated	None
Digital & Electronic
Checking Accounts Bill Payment Two (2) Day Delivery (paper check)	$19.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Machine Processing (audience not stated, treated as personal)	5%	Not stated	None
Account Services
Garnishment, Tax Lien or Similar Order	$75	Not stated	None
Lending Fees
Mortgage Loan Origination	$0.50	Not stated	None
HELOC Appraisal Fee	$500	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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