New Century Federal Credit Union

Headquarters: Joliet, Illinois
Charter: Credit Union
Assets: $60.2M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
New Century Federal Credit Union: $35
New Century Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
New Century Federal Credit Union: $25
New Century Federal Credit Union: $25
U.S. median: no median
Stop Payment
New Century Federal Credit Union: $35
New Century Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from New Century Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 180 days of opening$25
Dormant Account Fee (no activity after 24 months)$10
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal fee on savings (2 free per month)$7.50
Bad Address/Returned Mail$5

Overdraft & NSF

ATM NSF Withdrawal$35
Return Check (NSF or other reason)$35

ATM & Card

Replacement Debit Card$10
Expedited Debit Card Rush Order$40

Wire Transfers

Domestic Wire Transfer$25

Check Services

Cashier’s Check (2 free per month)$4
per item
Money Order Fee$2
Stop Payment Fee- ACH/EFT Item$35
Stop Payment Fee- Cashiers Check$35
Collection Item$10

Digital & Electronic

ACH Return Fee (NSF or other reason)$35

Account Services

Levies, Citations, Garnishments, Other court orders$50
Mortgage Subordination Fee$150

Other Fees

Copy of Statement$5
Photo Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 180 days of opening	$25	Not stated	None
Dormant Account Fee (no activity after 24 months)	$10	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal fee on savings (2 free per month)	$7.50	Not stated	None
Bad Address/Returned Mail	$5	Not stated	None
Overdraft & NSF
ATM NSF Withdrawal	$35	Not stated	None
Return Check (NSF or other reason)	$35	Not stated	None
ATM & Card
Replacement Debit Card	$10	Not stated	None
Expedited Debit Card Rush Order	$40	Not stated	None
Wire Transfers
Domestic Wire Transfer	$25	Not stated	None
Check Services
Cashier’s Check (2 free per month)	$4	per item	None
Money Order Fee	$2	Not stated	None
Stop Payment Fee- ACH/EFT Item	$35	Not stated	None
Stop Payment Fee- Cashiers Check	$35	Not stated	None
Collection Item	$10	Not stated	None
Digital & Electronic
ACH Return Fee (NSF or other reason)	$35	Not stated	None
Account Services
Levies, Citations, Garnishments, Other court orders	$50	Not stated	None
Mortgage Subordination Fee	$150	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Photo Copy Fee	$2	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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