New Century Federal Credit Union

Headquarters: Joliet, Illinois
Charter: Credit Union
Assets: $60.2M
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
New Century Federal Credit Union: $35
New Century Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
New Century Federal Credit Union: $25
New Century Federal Credit Union: $25
U.S. median: no median
Stop Payment
New Century Federal Credit Union: $35
New Century Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

New Century Federal Credit Union · $60M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$59M to $61M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
New Century Federal Credit Union(this institution)	Joliet, IL	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Acclaim Federal Credit Union	Greensboro, NC	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
American Lake Federal Credit Union	Lakewood, WA	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Buffalo Conrail Federal Credit Union	Cheektowaga, NY	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
C C S E Federal Credit Union	Salamanca, NY	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Pioneers Federal Credit Union	Lafayette, LA	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gratiot Community Federal Credit Union	Alma, MI	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Green River Area Federal Credit Union	Owensboro, KY	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Horizon Federal Credit Union	Macon, MO	$59M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Horizon Federal Credit Union	Kingsport, TN	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jackson Area Federal Credit Union	Jackson, MS	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lm Federal Credit Union	Baltimore, MD	$60M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Loco Federal Credit Union	Alamogordo, NM	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Loudoun Credit Union	Leesburg, VA	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Merho Federal Credit Union	Johnstown, PA	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Metco Federal Credit Union	Cedar Rapids, IA	$59M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mill Town Federal Credit Union	Everett, WA	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Mohave Community Federal Credit Union	Kingman, AZ	$61M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Motion Federal Credit Union	Linden, NJ	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nordstrom Federal Credit Union	Everett, WA	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Promedica Federal Credit Union	Toledo, OH	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Remington Federal Credit Union	Ilion, NY	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Rt Federal Credit Union	Rome, NY	$59M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
San Juan Mountains Federal Credit Union	Montrose, CO	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Summit Federal Credit Union	Akron, OH	$59M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
University Of Louisiana Federal Credit Union	Lafayette, LA	$61M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

New Century Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

New Century Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

New Century Federal Credi…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from New Century Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 180 days of opening$25
Dormant Account Fee (no activity after 24 months)$10
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal fee on savings (2 free per month)$7.50
Bad Address/Returned Mail$5

Overdraft & NSF

ATM NSF Withdrawal$35
Return Check (NSF or other reason)$35

ATM & Card

Replacement Debit Card$10
Expedited Debit Card Rush Order$40

Wire Transfers

Domestic Wire Transfer$25

Check Services

Cashier’s Check (2 free per month)$4
per item
Money Order Fee$2
Stop Payment Fee- ACH/EFT Item$35
Stop Payment Fee- Cashiers Check$35
Collection Item$10

Digital & Electronic

ACH Return Fee (NSF or other reason)$35

Account Services

Levies, Citations, Garnishments, Other court orders$50
Mortgage Subordination Fee$150

Other Fees

Copy of Statement$5
Photo Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 180 days of opening	$25	Not stated	None
Dormant Account Fee (no activity after 24 months)	$10	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal fee on savings (2 free per month)	$7.50	Not stated	None
Bad Address/Returned Mail	$5	Not stated	None
Overdraft & NSF
ATM NSF Withdrawal	$35	Not stated	None
Return Check (NSF or other reason)	$35	Not stated	None
ATM & Card
Replacement Debit Card	$10	Not stated	None
Expedited Debit Card Rush Order	$40	Not stated	None
Wire Transfers
Domestic Wire Transfer	$25	Not stated	None
Check Services
Cashier’s Check (2 free per month)	$4	per item	None
Money Order Fee	$2	Not stated	None
Stop Payment Fee- ACH/EFT Item	$35	Not stated	None
Stop Payment Fee- Cashiers Check	$35	Not stated	None
Collection Item	$10	Not stated	None
Digital & Electronic
ACH Return Fee (NSF or other reason)	$35	Not stated	None
Account Services
Levies, Citations, Garnishments, Other court orders	$50	Not stated	None
Mortgage Subordination Fee	$150	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Photo Copy Fee	$2	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when New Century Federal Credit Union's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
New Century Federal Credit Union: $35
New Century Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
New Century Federal Credit Union: $25
New Century Federal Credit Union: $25
U.S. median: no median
Stop Payment
New Century Federal Credit Union: $35
New Century Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

New Century Federal Credit Union · $60M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$59M to $61M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
New Century Federal Credit Union(this institution)	Joliet, IL	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Acclaim Federal Credit Union	Greensboro, NC	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
American Lake Federal Credit Union	Lakewood, WA	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Buffalo Conrail Federal Credit Union	Cheektowaga, NY	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
C C S E Federal Credit Union	Salamanca, NY	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Pioneers Federal Credit Union	Lafayette, LA	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gratiot Community Federal Credit Union	Alma, MI	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Green River Area Federal Credit Union	Owensboro, KY	$60M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Horizon Federal Credit Union	Macon, MO	$59M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Horizon Federal Credit Union	Kingsport, TN	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jackson Area Federal Credit Union	Jackson, MS	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lm Federal Credit Union	Baltimore, MD	$60M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Loco Federal Credit Union	Alamogordo, NM	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Loudoun Credit Union	Leesburg, VA	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Merho Federal Credit Union	Johnstown, PA	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Metco Federal Credit Union	Cedar Rapids, IA	$59M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Mill Town Federal Credit Union	Everett, WA	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Mohave Community Federal Credit Union	Kingman, AZ	$61M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Motion Federal Credit Union	Linden, NJ	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nordstrom Federal Credit Union	Everett, WA	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Promedica Federal Credit Union	Toledo, OH	$60M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Remington Federal Credit Union	Ilion, NY	$60M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Rt Federal Credit Union	Rome, NY	$59M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
San Juan Mountains Federal Credit Union	Montrose, CO	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Summit Federal Credit Union	Akron, OH	$59M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
University Of Louisiana Federal Credit Union	Lafayette, LA	$61M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(monthly maintenance)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

New Century Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

New Century Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

New Century Federal Credi…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from New Century Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 180 days of opening$25
Dormant Account Fee (no activity after 24 months)$10
per month
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal fee on savings (2 free per month)$7.50
Bad Address/Returned Mail$5

Overdraft & NSF

ATM NSF Withdrawal$35
Return Check (NSF or other reason)$35

ATM & Card

Replacement Debit Card$10
Expedited Debit Card Rush Order$40

Wire Transfers

Domestic Wire Transfer$25

Check Services

Cashier’s Check (2 free per month)$4
per item
Money Order Fee$2
Stop Payment Fee- ACH/EFT Item$35
Stop Payment Fee- Cashiers Check$35
Collection Item$10

Digital & Electronic

ACH Return Fee (NSF or other reason)$35

Account Services

Levies, Citations, Garnishments, Other court orders$50
Mortgage Subordination Fee$150

Other Fees

Copy of Statement$5
Photo Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 180 days of opening	$25	Not stated	None
Dormant Account Fee (no activity after 24 months)	$10	per month	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal fee on savings (2 free per month)	$7.50	Not stated	None
Bad Address/Returned Mail	$5	Not stated	None
Overdraft & NSF
ATM NSF Withdrawal	$35	Not stated	None
Return Check (NSF or other reason)	$35	Not stated	None
ATM & Card
Replacement Debit Card	$10	Not stated	None
Expedited Debit Card Rush Order	$40	Not stated	None
Wire Transfers
Domestic Wire Transfer	$25	Not stated	None
Check Services
Cashier’s Check (2 free per month)	$4	per item	None
Money Order Fee	$2	Not stated	None
Stop Payment Fee- ACH/EFT Item	$35	Not stated	None
Stop Payment Fee- Cashiers Check	$35	Not stated	None
Collection Item	$10	Not stated	None
Digital & Electronic
ACH Return Fee (NSF or other reason)	$35	Not stated	None
Account Services
Levies, Citations, Garnishments, Other court orders	$50	Not stated	None
Mortgage Subordination Fee	$150	Not stated	None
Other Fees
Copy of Statement	$5	Not stated	None
Photo Copy Fee	$2	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.