Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

New Century Federal Credit Union

Joliet, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 180 days of opening$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=early_closure; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Account closed within 180 days of opening $25.00" · Source

Bad Address/Returned Mail$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=account_research; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Bad Address/Returned Mail $5.00" · Source

Dormant Account Fee (no activity after 24 months)$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=dormant_account; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Dormant Account Fee (no activity after 24 months) $10/per month" · Source

Research Fee$25

At the national median

Overdraft & NSFVerified

ATM NSF Withdrawal$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=nsf; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="ATM NSF Withdrawal $35.00" · Source

ATM & CardVerified

Credit Card Rush Fee$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=rush_card; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Credit Card Rush Fee $50.00" · Source
Expedited Debit Card Rush Order$40Within the typical range ($30–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=rush_card; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Expedited Debit Card Rush Order $40.00" · Source
Replacement Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=card_replacement; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Replacement Debit Card $10.00" · Source

Check ServicesVerified

Cashier’s Check (2 free per month)$4Within the typical range ($3–$6 nationally)
$1 below the national median
per month · Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=cashiers_check; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Cashier’s Check (2 free per month) $4.00 each" · Source
Money Order Fee$2Within the typical range ($1.75–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=money_order; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Money Order Fee $2.00" · Source
Stop Payment Fee- ACH/EFT Item$35Above the typical range ($20–$30 nationally)
$9.50 above the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=stop_payment; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Stop Payment Fee- ACH/EFT Item $35.00" · Source

Digital & ElectronicVerified

ACH Return Fee (NSF or other reason)$35Above the typical range ($15–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=ach_return; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="ACH Return Fee (NSF or other reason) $35.00" · Source

Account ServicesVerified

Levies, Citations, Garnishments, Other court orders$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=garnishment_levy; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Levies, Citations, Garnishments, Other court orders $50.00" · Source
Mortgage Subordination Fee$150Above the typical range ($30–$131.13 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=legal_process; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Mortgage Subordination Fee $150.00" · Source

Other FeesVerified

Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=document_reproduction; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Copy of Statement $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 180 days of opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=early_closure; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Account closed within 180 days of opening $25.00"	Source
Bad Address/Returned Mail	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=account_research; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Bad Address/Returned Mail $5.00"	Source
Dormant Account Fee (no activity after 24 months)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=dormant_account; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Dormant Account Fee (no activity after 24 months) $10/per month"	Source
Research Fee	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=account_research; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Research Fee $25.00/per hour"	Source
Overdraft & NSFVerified
ATM NSF Withdrawal	$35Above the typical range ($25–$31 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=nsf; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="ATM NSF Withdrawal $35.00"	Source
ATM & CardVerified
Credit Card Rush Fee	$50Within the typical range ($30–$50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=rush_card; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Credit Card Rush Fee $50.00"	Source
Expedited Debit Card Rush Order	$40
Check ServicesVerified
Cashier’s Check (2 free per month)	$4Within the typical range ($3–$6 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=cashiers_check; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Cashier’s Check (2 free per month) $4.00 each"	Source
Money Order Fee
Digital & ElectronicVerified
ACH Return Fee (NSF or other reason)	$35Above the typical range ($15–$30 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=ach_return; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="ACH Return Fee (NSF or other reason) $35.00"	Source
Account ServicesVerified
Levies, Citations, Garnishments, Other court orders	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=garnishment_levy; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Levies, Citations, Garnishments, Other court orders $50.00"	Source
Mortgage Subordination Fee
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5935. canonical_hint=document_reproduction; text_hash=a4fa7233a4ecd341c71d86763a00024c5472c0c8d6325eb519db9542b196196e; excerpt="Copy of Statement $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

17% above the national median NSF fee

Total fees: 15 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$60.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$60.2M

Total deposits

$51.7M

Service charge income (year to date)

$34K

Fee income ratio

2.3%

Return on assets

0.75%

Financial profile · Pro

Performance from regulator filings

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