16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 4, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Platinum Checking $4.95 · Starting Over Checking $10
Compared at $7.48, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Bmi Federal Credit Union’s own schedules, with a source for each figure.
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Platinum Checking Monthly Fee | $4.95 | per month | None |
| Starting Over Checking Monthly Fee | $10 | per month | None |
| Dormant Fee | $5 | per month | None |
| Account Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Legal Research Fee | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft | Courtesy Pay | $29 | Not stated | None |
| NSF (Non-Sufficient Funds) | $29 | Not stated | None |
ATM & Card | |||
| Plus Fee - Network ATM Transactions | $2 | Not stated | None |
| Card Issue Fee (Replacement) | $5 | Not stated | None |
Wire Transfers | |||
| Wire Fee: Outgoing Domestic | $15 | Not stated | None |
| Wire Fee: Outgoing International | $40 | Not stated | None |
Check Services | |||
| Cashiers Check Fee | $3 | Not stated | None |
| Stop Payment Fee (All Types) | $30 | Not stated | None |
| Non-Member Check Cashing Fee | $5 | Not stated | None |
| Check Copy | $5 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Item | $10 | Not stated | None |
| Returned Deposited Item (drawn on your account) | $29 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
Gift & Prepaid Cards | |||
| Reloadable Visa Gift Cards | $5.95 | Not stated | None |
| Visa Gift Cards | $3.95 | Not stated | None |
Other Fees | |||
| Copy of Statement - each month | $5Not compared: Monthly charge, not per item | per month | None |
Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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