Van Cortlandt Cooperative Federal Credit Union

Headquarters: Bronx, New York
Charter: Credit Union
Assets: $54.6M
Fed district: New York

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Van Cortlandt Cooperative Federal Credit Union: $5
Van Cortlandt Cooperative Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Compared at $25, the middle of its prices
Van Cortlandt Cooperative Federal Credit Union: $7 to $30
Van Cortlandt Cooperative Federal Credit Union: $7 to $30
U.S. median: no median
Non-Network ATM
Van Cortlandt Cooperative Federal Credit Union: $2.50
Van Cortlandt Cooperative Federal Credit Union: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Van Cortlandt Cooperative Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee (per account number)$5
per month
Account Closure Fee$25
Abandoned Property Remittance Fee$100
Inactive/Dormant Account Fee$7
per month
Account Balancing/Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee$7
per month

Overdraft & NSF

Non-Sufficient funds for Online Bill Payment$7
per item
NSF - Uncollected Funds$25
Returned EFT/ACH/Check (NSF)$30
per item
Negative Balance Fee$30

ATM & Card

NON-VCCFCU ATM/Debit Transactions$2.50
per item
Account Card Replacement (ATM, Debit, VISA) 1x$15
Expedited Shipping (plastic card replacement)$50
Visa Credit Card Foreign Transaction Fee1%of the transaction

Wire Transfers

Outgoing Domestic Wire Transfers$35
Incoming Wire TransfersNo charge
Outgoing International Wire Transfers$65

Check Services

Cashiers Check$7
per item
Corporate Checks (all info required for addressee)$7
per item
Money Orders- up$3
per item
Online Bill Payment Stop Payment$50
per item
Stop Payment EFT/ACH or Official Check$25
Stop Payment Member Share Draft (single or range)$25
Photocopy Charge (per item)$5
per item
Photocopy of Check/Deposit/Withdrawal$3
per item

Digital & Electronic

Virtual Branch – Home Banking & Bill PayNo charge

Cash & Deposit

Deposit Checks Returned Unpaid$30
per item

Account Services

Notary Public (Members Only)$2
per item
Legal Document Processing Fee (levies, subpoenas, etc)$100
per item

Lending Fees

HELOC Loan Late Fee$50
Line of Credit Late Fee$30
Member Loan Late Fee$30
Visa Credit Card Late Fee$30

Retirement & IRA

IRA transfer to another institution$25

Other Fees

Account Statement Copies$5
per item
Member Loan Application Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee (per account number)	$5	per month	None
Account Closure Fee	$25	Not stated	None
Abandoned Property Remittance Fee	$100	Not stated	None
Inactive/Dormant Account Fee	$7	per month	None
Account Balancing/Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee	$7	per month	None
Overdraft & NSF
Non-Sufficient funds for Online Bill Payment	$7	per item	None
NSF - Uncollected Funds	$25	Not stated	None
Returned EFT/ACH/Check (NSF)	$30	per item	None
Negative Balance Fee	$30	Not stated	None
ATM & Card
NON-VCCFCU ATM/Debit Transactions	$2.50	per item	None
Account Card Replacement (ATM, Debit, VISA) 1x	$15	Not stated	None
Expedited Shipping (plastic card replacement)	$50	Not stated	None
Visa Credit Card Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfers	$35	Not stated	None
Incoming Wire Transfers	No charge	Not stated	None
Outgoing International Wire Transfers	$65	Not stated	None
Check Services
Cashiers Check	$7	per item	None
Corporate Checks (all info required for addressee)	$7	per item	None
Money Orders- up	$3	per item	None
Online Bill Payment Stop Payment	$50	per item	None
Stop Payment EFT/ACH or Official Check	$25	Not stated	None
Stop Payment Member Share Draft (single or range)	$25	Not stated	None
Photocopy Charge (per item)	$5	per item	None
Photocopy of Check/Deposit/Withdrawal	$3	per item	None
Digital & Electronic
Virtual Branch – Home Banking & Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposit Checks Returned Unpaid	$30	per item	None
Account Services
Notary Public (Members Only)	$2	per item	None
Legal Document Processing Fee (levies, subpoenas, etc)	$100	per item	None
Lending Fees
HELOC Loan Late Fee	$50	Not stated	None
Line of Credit Late Fee	$30	Not stated	None
Member Loan Late Fee	$30	Not stated	None
Visa Credit Card Late Fee	$30	Not stated	None
Retirement & IRA
IRA transfer to another institution	$25	Not stated	None
Other Fees
Account Statement Copies	$5	per item	None
Member Loan Application Fee	$25	Not stated	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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