Gold Coast Federal Credit Union

Headquarters: Palm Springs, Florida
Charter: Credit Union
Assets: $269.8M
Fed district: Atlanta

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Gold Coast Federal Credit Union: $10
Gold Coast Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Compared at $34, its standard fee, the highest of its prices
Gold Coast Federal Credit Union: $20 to $34
Gold Coast Federal Credit Union: $20 to $34
U.S. median: no median
NSF / Returned Item
Gold Coast Federal Credit Union: $34
Gold Coast Federal Credit Union: $34
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gold Coast Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$10
per month
Monthly Fee$10
per month
Minimum Balance Fee (If below $5000 anytime during month)$10
Minimum Balance Fee (If below anytime during month)$10
New Account Closed within First 90 Days$5
Dormant Account (all accounts)$10
Dormant Account (all accounts) (No Activity for 12 Months, No Other Active Accounts, Certificates or Loans)$10
Dormant Account Escheatment Processing$25
Paper Statement$3
Incorrect Address Fee (Waived for Mbrs under Age 21)$5

Overdraft & NSF

Easy Pay Overdraft - All Other Transactions$34
Easy Pay Overdraft - ATM and Everyday Debit Card Transactions$20
Returned Non-Sufficient Funds/Uncollected (Each Item)$34
per item

ATM & Card

ATM/Debit Transaction on Non-free Machines$2
ATM/Debit XFERS and Balance Inquiries Non-Free Machines$1
Card Replacement (Non-Fraud)$10

Wire Transfers

Outgoing Wire Transfer$25
Outgoing International Wire Transfer$45

Check Services

Cashier's Check (Each Check)$5
per item
Stop Payment$30
Stop Payment on Cashier's Check (Each Item)$30
per item
Temporary Checks - after First 30 Days (12 Checks)$5
Incoming/Outgoing Collection Item$30
Paper Copy of a Cancelled Check$2

Cash & Deposit

Deposited Check Returned Same Name Account (Each Item)$30
per item

Account Services

Subpoena (Per Hour Plus Expenses)$50
Not compared: Charged per hour; comparison unavailable
per hour

Vehicle & Title

Electronic Lien and Title$5.75
Lien and Title Transfer$89

Other Fees

Statement Copy (Each Period)$5
per item
Skip-A-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$10	per month	None
Monthly Fee	$10	per month	None
Minimum Balance Fee (If below $5000 anytime during month)	$10	Not stated	None
Minimum Balance Fee (If below anytime during month)	$10	Not stated	None
New Account Closed within First 90 Days	$5	Not stated	None
Dormant Account (all accounts)	$10	Not stated	None
Dormant Account (all accounts) (No Activity for 12 Months, No Other Active Accounts, Certificates or Loans)	$10	Not stated	None
Dormant Account Escheatment Processing	$25	Not stated	None
Paper Statement	$3	Not stated	None
Incorrect Address Fee (Waived for Mbrs under Age 21)	$5	Not stated	None
Overdraft & NSF
Easy Pay Overdraft - All Other Transactions	$34	Not stated	None
Easy Pay Overdraft - ATM and Everyday Debit Card Transactions	$20	Not stated	None
Returned Non-Sufficient Funds/Uncollected (Each Item)	$34	per item	None
ATM & Card
ATM/Debit Transaction on Non-free Machines	$2	Not stated	None
ATM/Debit XFERS and Balance Inquiries Non-Free Machines	$1	Not stated	None
Card Replacement (Non-Fraud)	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
Outgoing International Wire Transfer	$45	Not stated	None
Check Services
Cashier's Check (Each Check)	$5	per item	None
Stop Payment	$30	Not stated	None
Stop Payment on Cashier's Check (Each Item)	$30	per item	None
Temporary Checks - after First 30 Days (12 Checks)	$5	Not stated	None
Incoming/Outgoing Collection Item	$30	Not stated	None
Paper Copy of a Cancelled Check	$2	Not stated	None
Cash & Deposit
Deposited Check Returned Same Name Account (Each Item)	$30	per item	None
Account Services
Subpoena (Per Hour Plus Expenses)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Vehicle & Title
Electronic Lien and Title	$5.75	Not stated	None
Lien and Title Transfer	$89	Not stated	None
Other Fees
Statement Copy (Each Period)	$5	per item	None
Skip-A-Payment	$25	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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