Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Postal Family Federal Credit Union

Fargo, North DakotaCredit UnionMinneapolis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=account_research; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Account Reconciliation | $20.00 per hour" · Source

Inactive Account Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=dormant_account; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Inactive Account Fee | $5.00" · Source

Overdraft & NSFVerified

Overdraft Fee$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=overdraft; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Overdraft Fee | $35.00 per item" · Source

Wire TransfersVerified

Incoming Wire Transfer$35Above the typical range ($5–$15 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=wire_domestic_incoming; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Incoming Wire Transfer | $35.00 per transfer" · Source
Outgoing International Wire Transfer$50Within the typical range ($40–$50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=wire_intl_outgoing; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Outgoing International Wire Transfer | $50.00 per transfer" · Source
Outgoing Wire Transfer$35Above the typical range ($20–$25 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=wire_domestic_outgoing; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Outgoing Wire Transfer | $35.00 per transfer" · Source

Check ServicesVerified

Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=stop_payment; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Stop Payment Fee | $35.00 per item" · Source

Digital & ElectronicVerified

ACH Origination Return Fee$35Above the typical range ($15–$30 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=ach_return; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="ACH Origination Return Fee | $35.00 per item" · Source

Cash & DepositVerified

Deposited Item Return Fee$35Above the typical range ($10–$25 nationally)
$20 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=deposited_item_return; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Deposited Item Return Fee | $35.00 per item" · Source

Other FeesVerified

Loan Extension$50Above the typical range ($20–$40 nationally)
$22.50 above the national median
Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=other_lending_fee; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Loan Extension | $50.00" · Source
Loan Processing Fee$75Above the typical range ($20–$40 nationally)
$47.50 above the national median
Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=other_lending_fee; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Loan Processing Fee | $75.00" · Source
Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=document_reproduction; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Statement Copy Fee | $5.00 per copy" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=account_research; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Account Reconciliation \| $20.00 per hour"	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=dormant_account; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Inactive Account Fee \| $5.00"	Source
Overdraft & NSFVerified
Overdraft Fee	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=overdraft; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Overdraft Fee \| $35.00 per item"	Source
Wire TransfersVerified
Incoming Wire Transfer	$35Above the typical range ($5–$15 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=wire_domestic_incoming; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Incoming Wire Transfer \| $35.00 per transfer"	Source
Outgoing International Wire Transfer
Check ServicesVerified
Stop Payment Fee	$35Above the typical range ($20–$30 nationally)	$8 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=stop_payment; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Stop Payment Fee \| $35.00 per item"	Source
Digital & ElectronicVerified
ACH Origination Return Fee	$35Above the typical range ($15–$30 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=ach_return; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="ACH Origination Return Fee \| $35.00 per item"	Source
Cash & DepositVerified
Deposited Item Return Fee	$35Above the typical range ($10–$25 nationally)	$20 above the national median	per item	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=deposited_item_return; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Deposited Item Return Fee \| $35.00 per item"	Source
Other FeesVerified
Loan Extension	$50Above the typical range ($20–$40 nationally)	$22.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2122. canonical_hint=other_lending_fee; text_hash=955c5ecd37e9e0fade13be6886a2f642933a7639fa6986b81ae9569aed732e90; excerpt="Loan Extension \| $50.00"	Source
Loan Processing Fee	$75

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 12 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$30.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$30.2M

Total deposits

$27.1M

Service charge income (year to date)

$61K

Fee income ratio

8.2%

Return on assets

0.69%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 27,539 verified fees from 2,277 institutions

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