Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Nusenda Federal Credit Union

Albuquerque, New MexicoCredit UnionKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dividend Checking Monthly maintenance fee$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay overdraft fee (6th or more items)$10Below the typical range ($25–$33 nationally)
$20 below the national median$20 below the New Mexico median
per item · Source
One-Time Debit Transaction Overdraft Coverage: (6th or more items)$10Below the typical range ($25–$33 nationally)
$20 below the national median$20 below the New Mexico median
Source
One-Time Debit Transaction Overdraft Coverage: 1st - 5th Items$0Below the typical range ($25–$33 nationally)
$30 below the national median$30 below the New Mexico median
Source
Overdraft fee$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the New Mexico median
Source
Overdraft fee (overdrafts 2-5)$29Within the typical range ($25–$33 nationally)
$1 below the national median$1 below the New Mexico median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dividend Checking Monthly maintenance fee	$5Within the typical range ($4–$10 nationally)	$1 below the national medianAt the New Mexico median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay overdraft fee (6th or more items)	$10Below the typical range ($25–$33 nationally)	$20 below the national median$20 below the New Mexico median	per item	—	Source
One-Time Debit Transaction Overdraft Coverage: (6th or more items)	$10
ATM & CardVerified
International Service Assessment	1%of the transaction	—	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

6 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$5.0B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$5.0B

Total deposits

$4.4B

Service charge income (year to date)

$9.2M

Fee income ratio

5.4%

Return on assets

0.76%

Financial profile · Pro

Performance from regulator filings

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