Star Usa Federal Credit Union

Headquarters: Charleston, West Virginia
Charter: Credit Union
Assets: $153.0M
Fed district: Richmond

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Star Usa Federal Credit Union: $35
Star Usa Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Star Usa Federal Credit Union: $35
Star Usa Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Star Usa Federal Credit Union: $30
Star Usa Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Star Usa Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Fee - Checking$5
per month
Inactive Account Fee - Shares$5
per month
Account Balancing Fee$20
Account Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour · Account Research Fee | $50.00 | Per Hour
Paper Statement Fee$1
Excessive Withdrawal Fee$7
Undeliverable Mail - Bad Address$5
Not compared: Charged per statement; comparison unavailable
per statement · Undeliverable Mail - Bad Address | $5.00 | Per Statement

Overdraft & NSF

ACH Courtesy Pay Fee$35
Debit Card Courtesy Pay Fee$35
Share Draft Courtesy Pay Fee$35
Star Online - Bill Pymt Overdraft$35
ACH NSF Fee$35
Debit Card NSF Fee$35
Share Draft NSF Fee$35
Debit Card Overdraft Protection XFR Fee$7
Share Draft Overdraft Protection XFR Fee$7

ATM & Card

Debit Card Replacement Fee$10
Debit Card Rush Fee$55
per item

Wire Transfers

Wire Fee - Outgoing$30
Wire Fee - Incoming$20

Check Services

Cashier's Check Fee$5
Money Orders$2.50
ACH Stop Payment Fee$30
Share Draft Stop Payment Fee$35
per item
Counter Checks$2
Not compared: Charged per page; comparison unavailable
per page · Counter Checks | $2.00 | Per Page
Check Cashing Fee$3.50
Check Cashing Fee$5
Non-Member Check Cashing Fee$25
Non-Member On-Us Check Cashing Fee$10
Check Copy Fee$5
per item

Digital & Electronic

ACH Origination Fee$5
Mobile Check Deposit - Return Fee$35

Cash & Deposit

Coinstar5%

Account Services

Notary Fee - Non-Member$5
Safety Deposit Box - Key Replacement$35
Not compared: Box drilling or key fee
Safety Deposit Box - Re-drilled$125
Not compared: Box drilling or key fee
Safety Deposit Box Fee 10x10$95
Safety Deposit Box Fee 3x10$50
Safety Deposit Box Fee 5x10$65
Safety Deposit Box Fee 5x5$40
Legal Process$150
Account Verification Fee$25

Retirement & IRA

IRA Account Transfer Fee$50

Other Fees

Outgoing Faxes$2
Statement Copy Fee$5
Not compared: Charged per page; comparison unavailable
per page · Statement Copy Fee | $5.00 | Per Page
Skip-a-Pay$30

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Fee - Checking	$5	per month	None
Inactive Account Fee - Shares	$5	per month	None
Account Balancing Fee	$20	Not stated	None
Account Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	Account Research Fee \| $50.00 \| Per Hour
Paper Statement Fee	$1	Not stated	None
Excessive Withdrawal Fee	$7	Not stated	None
Undeliverable Mail - Bad Address	$5Not compared: Charged per statement; comparison unavailable	per statement	Undeliverable Mail - Bad Address \| $5.00 \| Per Statement
Overdraft & NSF
ACH Courtesy Pay Fee	$35	Not stated	None
Debit Card Courtesy Pay Fee	$35	Not stated	None
Share Draft Courtesy Pay Fee	$35	Not stated	None
Star Online - Bill Pymt Overdraft	$35	Not stated	None
ACH NSF Fee	$35	Not stated	None
Debit Card NSF Fee	$35	Not stated	None
Share Draft NSF Fee	$35	Not stated	None
Debit Card Overdraft Protection XFR Fee	$7	Not stated	None
Share Draft Overdraft Protection XFR Fee	$7	Not stated	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Debit Card Rush Fee	$55	per item	None
Wire Transfers
Wire Fee - Outgoing	$30	Not stated	None
Wire Fee - Incoming	$20	Not stated	None
Check Services
Cashier's Check Fee	$5	Not stated	None
Money Orders	$2.50	Not stated	None
ACH Stop Payment Fee	$30	Not stated	None
Share Draft Stop Payment Fee	$35	per item	None
Counter Checks	$2Not compared: Charged per page; comparison unavailable	per page	Counter Checks \| $2.00 \| Per Page
Check Cashing Fee	$3.50	Not stated	None
Check Cashing Fee	$5	Not stated	None
Non-Member Check Cashing Fee	$25	Not stated	None
Non-Member On-Us Check Cashing Fee	$10	Not stated	None
Check Copy Fee	$5	per item	None
Digital & Electronic
ACH Origination Fee	$5	Not stated	None
Mobile Check Deposit - Return Fee	$35	Not stated	None
Cash & Deposit
Coinstar	5%	Not stated	None
Account Services
Notary Fee - Non-Member	$5	Not stated	None
Safety Deposit Box - Key Replacement	$35Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box - Re-drilled	$125Not compared: Box drilling or key fee	Not stated	None
Safety Deposit Box Fee 10x10	$95	Not stated	None
Safety Deposit Box Fee 3x10	$50	Not stated	None
Safety Deposit Box Fee 5x10	$65	Not stated	None
Safety Deposit Box Fee 5x5	$40	Not stated	None
Legal Process	$150	Not stated	None
Account Verification Fee	$25	Not stated	None
Retirement & IRA
IRA Account Transfer Fee	$50	Not stated	None
Other Fees
Outgoing Faxes	$2	Not stated	None
Statement Copy Fee	$5Not compared: Charged per page; comparison unavailable	per page	Statement Copy Fee \| $5.00 \| Per Page
Skip-a-Pay	$30	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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