Compared with West Virginia
12 of 20
compared fees are above the median.
2 below, 6 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
34th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the West Virginia median
of 20 compared; 2 below, 6 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for Star Usa Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the West Virginia median | Published fees above the West Virginia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Star Usa Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 5.0% of revenue, below the 7.2% median of 2,932 credit unions with under $300M in assets (34th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $117K in Q2 2026, 5.6% below the same quarter a year earlier ($124K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
12 of 20 compared published fees sit above the West Virginia median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with West Virginia medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 11% from Q3 2025 to Q2 2026, to $117K. Its share of revenue, 5.0%, is below the 7.2% median for credit unions with under $300M in assets.
$117K
Star Usa Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Star USA Federal Credit Union · $153M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Star USA Federal Credit Union(this institution) | Charleston, WV | $153M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| 4U Federal Credit Union | Gainesville, TX | $156M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Affinity Federal Credit Union | Des Moines, IA | $154M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Arapahoe Federal Credit Union | Littleton, CO | $154M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Arc Federal Credit Union | Altoona, PA | $154M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Best Financial Federal Credit Union | Muskegon, MI | $154M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Citymark Federal Credit Union | Plains, PA | $152M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Consumers Professional Federal Credit Union | Lansing, MI | $150M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fidelis Catholic Federal Credit Union | Arvada, CO | $152M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Financial Builders Federal Credit Union | Kokomo, IN | $152M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Family Federal Credit Union | Henryetta, OK | $154M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Great Erie Federal Credit Union | Orchard Park, NY | $150M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Green Country Federal Credit Union | Sand Springs, OK | $155M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Green Mountain Federal Credit Union | South Burlington, VT | $152M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Horizon Federal Credit Union | Williamsport, PA | $152M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Jm Associates Federal Credit Union | Jacksonville, FL | $151M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Kerr County Federal Credit Union | Kerrville, TX | $156M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mountaincrest Federal Credit Union | Arlington, WA | $153M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Natco Federal Credit Union | Richmond, IN | $154M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nova Ua Federal Credit Union | Clifton, NJ | $156M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Power Federal Credit Union | Pueblo, CO | $156M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| R G Federal Credit Union | Raymore, MO | $154M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Town Of Hempstead Employees Federal Credit Union | North Baldwin, NY | $149M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Trailhead Federal Credit Union | Portland, OR | $156M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Trius Federal Credit Union | Kearney, NE | $152M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ukrainian National Federal Credit Union | New York, NY | $155M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 9 publish this fee(monthly maintenance)
16 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $3 among 9 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Star USA Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Star Usa Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $117K | −$11K | −8.6% |
| Q1 2026 | $128K | −$3K | −2.3% |
| Q4 2025 | $131K | −$1K | −0.8% |
| Q3 2025 | $132K | +$8K | +6.5% |
| Q2 2025 | $124K | −$17K | −12.1% |
| Q1 2025 | $141K | −$19K | −11.9% |
| Q4 2024 | $160K | +$2K | +1.3% |
| Q3 2024 | $158K | +$6K | +3.9% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Star Usa Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Star Usa Federal Credit Union by share.
Amounts from Star Usa Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per hour · Account Research Fee | $50.00 | Per Hour
per statement · Undeliverable Mail - Bad Address | $5.00 | Per Statement
per item
per page · Counter Checks | $2.00 | Per Page
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account Fee - Checking | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Inactive Account Fee - Shares | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Balancing Fee | $20Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Account Research Fee | $50Not compared: Charged per hour; comparison unavailable | per hour | Account Research Fee | $50.00 | Per Hour |
| Paper Statement Fee | $1Below the U.S. middle 50% ($2 to $4.99 nationally) | Not stated | None |
| Excessive Withdrawal Fee | $7Inside the U.S. middle 50% ($3 to $10 nationally) | Not stated | None |
| Undeliverable Mail - Bad Address | $5Not compared: Charged per statement; comparison unavailable | per statement | Undeliverable Mail - Bad Address | $5.00 | Per Statement |
Overdraft & NSF | |||
| ACH Courtesy Pay Fee | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Debit Card Courtesy Pay Fee | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Share Draft Courtesy Pay Fee | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Star Online - Bill Pymt Overdraft | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| ACH NSF Fee | $35Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Debit Card NSF Fee | $35Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Share Draft NSF Fee | $35Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Debit Card Overdraft Protection XFR Fee | $7Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Share Draft Overdraft Protection XFR Fee | $7Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| Debit Card Replacement Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Debit Card Rush Fee | $55Above the U.S. middle 50% ($30 to $50 nationally) | per item | None |
Wire Transfers | |||
| Wire Fee - Outgoing | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Fee - Incoming | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Check Services | |||
| Cashier's Check Fee | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Orders | $2.50Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| ACH Stop Payment Fee | $30Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Share Draft Stop Payment Fee | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter Checks | $2Not compared: Charged per page; comparison unavailable | per page | Counter Checks | $2.00 | Per Page |
| Check Cashing Fee | $3.50Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Check Cashing Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Non-Member Check Cashing Fee | $25Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Non-Member On-Us Check Cashing Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Check Copy Fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| ACH Origination Fee | $5Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Mobile Check Deposit - Return Fee | $35Above the U.S. middle 50% ($0 to $0 nationally) | Not stated | None |
Cash & Deposit | |||
| Coinstar | 5% | Not stated | None |
Account Services | |||
| Notary Fee - Non-Member | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Safety Deposit Box - Key Replacement | $35Not compared: Box drilling or key fee | Not stated | None |
| Safety Deposit Box - Re-drilled | $125Not compared: Box drilling or key fee | Not stated | None |
| Safety Deposit Box Fee 10x10 | $95Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safety Deposit Box Fee 3x10 | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safety Deposit Box Fee 5x10 | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safety Deposit Box Fee 5x5 | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Legal Process | $150Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Account Verification Fee | $25Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Account Transfer Fee | $50Above the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Other Fees | |||
| Outgoing Faxes | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Statement Copy Fee | $5Not compared: Charged per page; comparison unavailable | per page | Statement Copy Fee | $5.00 | Per Page |
| Skip-a-Pay | $30Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Star Usa Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
6 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Huntington, WV | 2 |
| Beckley, WV | 1 |
| Charleston, WV | 1 |
| Hurricane, WV | 1 |
| Summersville, WV | 1 |
Largest competitors nearby
Local market: Kanawha county, WV, around its headquarters.
| 27 in its local market | Deposit share |
|---|---|
| Truist Bank | 29.6% |
| United Bank | 20% |
| City National Bank of West Virginia | 14.4% |
| The Huntington National Bank | 10.5% |
| JPMorgan Chase Bank, National Association | 8.5% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.