Miami Firefighters Federal Credit Union

Headquarters: Miami, Florida
Charter: Credit Union
Assets: $189.2M
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Miami Firefighters Federal Credit Union: $25
Miami Firefighters Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Miami Firefighters Federal Credit Union: $25
Miami Firefighters Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Miami Firefighters Federal Credit Union: No fee
Miami Firefighters Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Miami Firefighters Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days of opening$25
Dormant Account Fees$10
Research/Reconciliation Fee (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Research/Reconciliation Fee Minimum$15
Regular Mailed Monthly/Quarterly Paper StatementsNo charge
per month
Returned Mail Fee – Per Month$5
per month

Overdraft & NSF

Courtesy Pay charge due to NSF/Uncollected funds$25
ACH NSF$25
Bill Pay NSF Fee$25
Non-sufficient funds charge$25
Overdraft Transfer FeeNo charge

ATM & Card

Foreign ATM Withdrawal, Balance InquiryNo charge
Replacement of Debit/Check Card (per card)No charge
per item

Wire Transfers

Domestic Wires (Outgoing)$15
Domestic Wires (Incoming)$5

Check Services

Cashier’s Check FeeNo charge
ACH Stop Payment Fee$35
Stop Payment Fee$35
Temporary Checks (per page)No charge

Digital & Electronic

Bill PaymentNo charge

Account Services

Garnishment/Levy/Tax Lien Processing$150

Gift & Prepaid Cards

Visa Gift CardsNo charge

Other Fees

Copies of other documents (per page)$5
Not compared: Charged per page; comparison unavailable
per page
Statement Copies (older than 3 calendar years) – Per Hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Statement Copy$5
per item
Statement Copy (Certified)$10

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days of opening	$25	Not stated	None
Dormant Account Fees	$10	Not stated	None
Research/Reconciliation Fee (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Research/Reconciliation Fee Minimum	$15	Not stated	None
Regular Mailed Monthly/Quarterly Paper Statements	No charge	per month	None
Returned Mail Fee – Per Month	$5	per month	None
Overdraft & NSF
Courtesy Pay charge due to NSF/Uncollected funds	$25	Not stated	None
ACH NSF	$25	Not stated	None
Bill Pay NSF Fee	$25	Not stated	None
Non-sufficient funds charge	$25	Not stated	None
Overdraft Transfer Fee	No charge	Not stated	None
ATM & Card
Foreign ATM Withdrawal, Balance Inquiry	No charge	Not stated	None
Replacement of Debit/Check Card (per card)	No charge	per item	None
Wire Transfers
Domestic Wires (Outgoing)	$15	Not stated	None
Domestic Wires (Incoming)	$5	Not stated	None
Check Services
Cashier’s Check Fee	No charge	Not stated	None
ACH Stop Payment Fee	$35	Not stated	None
Stop Payment Fee	$35	Not stated	None
Temporary Checks (per page)	No charge	Not stated	None
Digital & Electronic
Bill Payment	No charge	Not stated	None
Account Services
Garnishment/Levy/Tax Lien Processing	$150	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	No charge	Not stated	None
Other Fees
Copies of other documents (per page)	$5Not compared: Charged per page; comparison unavailable	per page	None
Statement Copies (older than 3 calendar years) – Per Hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Copy	$5	per item	None
Statement Copy (Certified)	$10	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Miami Firefighters Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.