Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Miami Firefighters Federal Credit Union

Miami, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=early_closure; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Account closed within 90 days of opening | $25.00" · Source

Dormant Account Fees$10

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=dormant_account; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Dormant Account Fees | $10.00" · Source

Regular Mailed Monthly/Quarterly Paper Statements$0

$3 below the national median

per month · Knox read a free fee from Rosetta artifact #5725. canonical_hint=paper_statement; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Regular Mailed Monthly/Quarterly Paper Statements | FREE" · Source

Research/Reconciliation Fee (per hour)$30

$5 above the national median

Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=account_research; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Research/Reconciliation Fee (per hour) | $30.00" · Source

Research/Reconciliation Fee Minimum$15

$10 below the national median

Returned Mail Fee – Per Month$5

$20 below the national median

per month · Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=account_research; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Returned Mail Fee – Per Month | $5.00" · Source

Overdraft & NSFVerified

Courtesy Pay charge due to NSF/Uncollected funds$25Within the typical range ($25–$31 nationally)
$5 below the national median
per year · Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=overdraft; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Courtesy Pay charge due to NSF/Uncollected funds | $25.00 (1 waived per year.)" · Source
Non-sufficient funds charge$25Within the typical range ($25–$31 nationally)
$5 below the national median
per year · Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=nsf; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Non-sufficient funds charge | $25.00 (1 waived per year.)" · Source
Overdraft Transfer Fee$0Below the typical range ($2.88–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5725. canonical_hint=od_protection_transfer; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Overdraft Transfer Fee | FREE" · Source

ATM & CardVerified

Replacement of PIN number (Debit)$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #5725. canonical_hint=card_replacement; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Replacement of PIN number (Debit) | FREE" · Source

Wire TransfersVerified

Domestic Wires (Incoming)$5Within the typical range ($5–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=wire_domestic_incoming; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Domestic Wires (Incoming) | $5.00" · Source
Domestic Wires (Outgoing)$15Below the typical range ($20–$25 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=wire_domestic_outgoing; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Domestic Wires (Outgoing) | $15.00" · Source

Check ServicesVerified

Cashier’s Check Fee$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5725. canonical_hint=cashiers_check; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Cashier’s Check Fee | FREE" · Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=stop_payment; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Stop Payment Fee | $35.00" · Source
Temporary Checks (per page)$0Below the typical range ($1–$4 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #5725. canonical_hint=counter_check; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Temporary Checks (per page) | FREE" · Source

Digital & ElectronicVerified

Bill Payment$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #5725. canonical_hint=bill_pay; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Bill Payment | FREE" · Source

Account ServicesVerified

Garnishment/Levy/Tax Lien Processing$150Above the typical range ($30–$75 nationally)
$100 above the national median
Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=garnishment_levy; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Garnishment/Levy/Tax Lien Processing | $150.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Cards$0Below the typical range ($3–$4.95 nationally)
$3.50 below the national median
Knox read a free fee from Rosetta artifact #5725. canonical_hint=gift_card_purchase; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Visa Gift Cards | FREE" · Source

Other FeesVerified

Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=document_reproduction; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Statement Copy | $5.00 each" · Source
Statement Copy (Certified)$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=document_reproduction; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Statement Copy (Certified) | $10.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=early_closure; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Account closed within 90 days of opening \| $25.00"	Source
Dormant Account Fees	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=dormant_account; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Dormant Account Fees \| $10.00"	Source
Regular Mailed Monthly/Quarterly Paper Statements	$0Below the typical range ($2–$5 nationally)	$3 below the national median	per month	Knox read a free fee from Rosetta artifact #5725. canonical_hint=paper_statement; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Regular Mailed Monthly/Quarterly Paper Statements \| FREE"	Source
Research/Reconciliation Fee (per hour)	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=account_research; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Research/Reconciliation Fee (per hour) \| $30.00"	Source
Research/Reconciliation Fee Minimum	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=account_research; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Research/Reconciliation Fee Minimum \| $15.00"	Source
Returned Mail Fee – Per Month	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=account_research; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Returned Mail Fee – Per Month \| $5.00"	Source
Overdraft & NSFVerified
Courtesy Pay charge due to NSF/Uncollected funds	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per year	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=overdraft; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Courtesy Pay charge due to NSF/Uncollected funds \| $25.00 (1 waived per year.)"	Source
Non-sufficient funds charge
ATM & CardVerified
Replacement of PIN number (Debit)	$0Below the typical range ($5–$10 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #5725. canonical_hint=card_replacement; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Replacement of PIN number (Debit) \| FREE"	Source
Wire TransfersVerified
Domestic Wires (Incoming)	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=wire_domestic_incoming; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Domestic Wires (Incoming) \| $5.00"	Source
Domestic Wires (Outgoing)
Check ServicesVerified
Cashier’s Check Fee	$0Below the typical range ($3–$6 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #5725. canonical_hint=cashiers_check; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Cashier’s Check Fee \| FREE"	Source
Stop Payment Fee	$35
Digital & ElectronicVerified
Bill Payment	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #5725. canonical_hint=bill_pay; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Bill Payment \| FREE"	Source
Account ServicesVerified
Garnishment/Levy/Tax Lien Processing	$150Above the typical range ($30–$75 nationally)	$100 above the national median	—	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=garnishment_levy; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Garnishment/Levy/Tax Lien Processing \| $150.00"	Source
Gift & Prepaid CardsVerified
Visa Gift Cards	$0Below the typical range ($3–$4.95 nationally)	$3.50 below the national median	—	Knox read a free fee from Rosetta artifact #5725. canonical_hint=gift_card_purchase; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Visa Gift Cards \| FREE"	Source
Other FeesVerified
Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5725. canonical_hint=document_reproduction; text_hash=b28f91764104ebd27f7066219ad4716a78825b088fd29e1503f5f7af470af521; excerpt="Statement Copy \| $5.00 each"	Source
Statement Copy (Certified)	$10

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$189.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$189.2M

Total deposits

$165.1M

Service charge income (year to date)

$121K

Fee income ratio

2.5%

Return on assets

0.89%

Financial profile · Pro

Performance from regulator filings

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