VerifiedCommunity credit union, under $300M

Universal Federal Credit Union

Huntington, West VirginiaCredit UnionCleveland district

Fee schedule collected Apr 22, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$97.2M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

20% above the national median NSF fee

Total fees: 7 — leaner than most institutions

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Account Reconciliation Fee$25
varies · per hour · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee	$25	varies	per hour	Source
Dormant/Inactivity Fee	$2	per month	per month after 12 months without activity	Source
Statement Copy Fee	$2	per item	per page	Source
Overdraft & NSFVerified
Returned Item Fee	$30	per item	unpaid items returned by the institution upon which drawn	Source
Wire TransfersVerified
Wire Transfer Fee - Incoming	$15	per item	per wire transfer	Source
Wire Transfer Fee - Outgoing USA	$20	per item	per wire transfer	Source
Check ServicesVerified
Stop Payment - Share Draft (Check)/ACH/Bill Pay	$30	per item	per item	Source

How the headline fees compare

Published fees

Size and fee revenue