Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Stagepoint Federal Credit Union

Laramie, WyomingCredit UnionKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account$25Above the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=dormant_account; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Dormant Account | $25.00 per month" · Source

Minimum Balance$25

$19.25 above the national median

Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=minimum_balance; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Minimum Balance | $25.00 per occurrence if balance is below $2,500 at any point in the month" · Source

Overdraft & NSFVerified

Returned ACH (NSF)$30Within the typical range ($15–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=nsf; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Returned ACH (NSF) | $30.00 per item" · Source

ATM & CardVerified

Replacement Card after 2 per year$10Within the typical range ($5–$12 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=card_replacement; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Replacement Card after 2 per year | $10.00 per card" · Source
Rushed Replacement Card$50Within the typical range ($30–$50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=rush_card; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Rushed Replacement Card | $50.00 per card" · Source

Check ServicesVerified

Money Order$1.50Within the typical range ($1.50–$5 nationally)
$1.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=money_order; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Money Order | $1.50 per item" · Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$10 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=stop_payment; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Stop Payment | $15.00 per item" · Source

Digital & ElectronicVerified

Return ACH/EFT Origination$30Above the typical range ($2–$20 nationally)
$22 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=ach_origination; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Return ACH/EFT Origination | $30.00 per item" · Source

Cash & DepositVerified

Denied Debit Card Chargeback$25Above the typical range ($10–$23.75 nationally)
$9.50 above the national median
Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=deposited_item_return; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Denied Debit Card Chargeback | $25.00 per charge" · Source

Account ServicesVerified

Garnishment or Levy$30Within the typical range ($30–$100 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=garnishment_levy; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Garnishment or Levy | $30.00 per occurrence" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=dormant_account; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Dormant Account \| $25.00 per month"	Source
Minimum Balance	$25Above the typical range ($5–$20 nationally)	$19.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=minimum_balance; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Minimum Balance \| $25.00 per occurrence if balance is below $2,500 at any point in the month"	Source
Overdraft & NSFVerified
Returned ACH (NSF)	$30Within the typical range ($15–$30 nationally)	$5 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=nsf; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Returned ACH (NSF) \| $30.00 per item"	Source
ATM & CardVerified
Replacement Card after 2 per year	$10Within the typical range ($5–$12 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=card_replacement; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Replacement Card after 2 per year \| $10.00 per card"	Source
Rushed Replacement Card
Check ServicesVerified
Money Order	$1.50Within the typical range ($1.50–$5 nationally)	$1.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=money_order; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Money Order \| $1.50 per item"	Source
Stop Payment	$15
Digital & ElectronicVerified
Return ACH/EFT Origination	$30Above the typical range ($2–$20 nationally)	$22 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=ach_origination; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Return ACH/EFT Origination \| $30.00 per item"	Source
Cash & DepositVerified
Denied Debit Card Chargeback	$25Above the typical range ($10–$23.75 nationally)	$9.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=deposited_item_return; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Denied Debit Card Chargeback \| $25.00 per charge"	Source
Account ServicesVerified
Garnishment or Levy	$30Within the typical range ($30–$100 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #1017. canonical_hint=garnishment_levy; text_hash=81ee7670bb4655f74dd80630c2c16c3a1bc0d6692fa9a6ceb7856b83e3e29f00; excerpt="Garnishment or Levy \| $30.00 per occurrence"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

20% above the national median NSF fee

Total fees: 10 — leaner than most institutions

Verified fees

Under review

Assets

$131.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$131.0M

Total deposits

$119.6M

Service charge income (year to date)

$223K

Fee income ratio

4.3%

Return on assets

0.55%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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