United States Senate Federal Credit Union

Headquarters: Alexandria, Virginia
Charter: Credit Union
Assets: $1.5B
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
United States Senate Federal Credit Union: No fee
United States Senate Federal Credit Union: No fee
U.S. median: no median
NSF / Returned Item
United States Senate Federal Credit Union: No fee
United States Senate Federal Credit Union: No fee
U.S. median: no median
Non-Network ATM
United States Senate Federal Credit Union: $1
United States Senate Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from United States Senate Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Gold Source Checking Minimum Balance Fee$15
Closed Account Fee$5
Inactive Account Fee After no activity for one year fee is charged every six months$5
Research Per hour or fraction$30
Not compared: Charged per hour; comparison unavailable
per hour · Research Per hour or fraction $30.00
Address Search Bad address fee - every 6 months$10

Overdraft & NSF

Overdraft/NSF Fee We do not charge a fee for this serviceNo charge
Returned Check Fee We do not charge a free for this serviceNo charge

ATM & Card

Non-USSFCU ATMs USSFCU fee$1

Wire Transfers

Domestic Wire$25
Foreign Wire$40

Check Services

Cashier's Check Payee is other than member$6
Stop Payment Fee for one check or check series or one ACH$15
Check cashing non-member Cashing member check by non-member$10
Foreign Check Deposit Canada$20
Foreign Check Deposit Other than Canada$40
Check Copy$5

Cash & Deposit

Cash Advance (Foreign Debit Card)$10

Account Services

Attachment, Writ or Levy Fee Per Attachment, Writ or Levy$75

Lending Fees

Fee for Late Payment by Phone Electronic payment for delinquent loan(s) using a non-USSFCU account$15

Other Fees

Expedited/Overnight Delivery Member request to have items send expedited or over night$30
Statement Reprint Request Per statement$5

Fee	Amount	Basis	Note
Account Maintenance
Gold Source Checking Minimum Balance Fee	$15	Not stated	None
Closed Account Fee	$5	Not stated	None
Inactive Account Fee After no activity for one year fee is charged every six months	$5	Not stated	None
Research Per hour or fraction	$30Not compared: Charged per hour; comparison unavailable	per hour	Research Per hour or fraction $30.00
Address Search Bad address fee - every 6 months	$10	Not stated	None
Overdraft & NSF
Overdraft/NSF Fee We do not charge a fee for this service	No charge	Not stated	None
Returned Check Fee We do not charge a free for this service	No charge	Not stated	None
ATM & Card
Non-USSFCU ATMs USSFCU fee	$1	Not stated	None
Wire Transfers
Domestic Wire	$25	Not stated	None
Foreign Wire	$40	Not stated	None
Check Services
Cashier's Check Payee is other than member	$6	Not stated	None
Stop Payment Fee for one check or check series or one ACH	$15	Not stated	None
Check cashing non-member Cashing member check by non-member	$10	Not stated	None
Foreign Check Deposit Canada	$20	Not stated	None
Foreign Check Deposit Other than Canada	$40	Not stated	None
Check Copy	$5	Not stated	None
Cash & Deposit
Cash Advance (Foreign Debit Card)	$10	Not stated	None
Account Services
Attachment, Writ or Levy Fee Per Attachment, Writ or Levy	$75	Not stated	None
Lending Fees
Fee for Late Payment by Phone Electronic payment for delinquent loan(s) using a non-USSFCU account	$15	Not stated	None
Other Fees
Expedited/Overnight Delivery Member request to have items send expedited or over night	$30	Not stated	None
Statement Reprint Request Per statement	$5	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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