Ny Firefighters Bravest Federal Credit Union

Headquarters: albany, New York
Charter: Credit Union
Assets: $24.5M
Fed district: New York
Regulator: NCUA

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 19, 2026

How these figures are measured

Call-report figures are for Ny Firefighters Bravest Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Ny Firefighters Bravest Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 19, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Ny Firefighters Bravest Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $13K in Q2 2026, 41% below the same quarter a year earlier ($22K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Ny Firefighters Bravest Federal Credit Union: $5
Ny Firefighters Bravest Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Ny Firefighters Bravest Federal Credit Union: $20
Ny Firefighters Bravest Federal Credit Union: $20
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $17.50, the middle of its prices
Ny Firefighters Bravest Federal Credit Union: $15 to $20
Ny Firefighters Bravest Federal Credit Union: $15 to $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 38% from Q3 2025 to Q2 2026, to $13K.

Fee income, Q2 2026

$13K

$21KQ3 2025

$15KQ4 2025

$14KQ1 2026

$13KQ2 2026

Against the median

Ny Firefighters Bravest Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Ny Firefighters Bravest Federal Credit Union · $24M in assets

Banks and credit unions in the Albany-Schenectady-Troy, NY metro

Banks and credit unions with branches in the Albany-Schenectady-Troy, NY metro: the local competitors for deposits and customers. They range from $18M to $4.1T in assets, so compare prices here, not size.

Banks are counted by their branches in the metro (FDIC Summary of Deposits). Credit unions report no deposits by branch, so a credit union is counted when it has a branch in one of the metro's cities (NCUA branch file).

Banks and credit unions
$18M to $4.1T in assets
Headquartered in 9 states

See the 23 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Ny Firefighters Bravest Federal Credit Union(this institution)	albany, NY	$24M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Advantage Financial Federal Credit Union	Washington, DC	$103M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arrow Bank National Association	Glens Falls, NY	$4.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of America, National Association	Charlotte, NC	$2.7T	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Bank and Trust	Brookline, MA	$22.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Broadview Federal Credit Union	Albany, NY	$9.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Citizens Bank, National Association	Providence, RI	$232.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Community Bank, National Association	Canton, NY	$17.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Fasny Federal Credit Union	Albany, NY	$18M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First New York Federal Credit Union	Albany, NY	$574M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage Family Federal Credit Union	Rutland, VT	$870M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HUDSON RIVER COMMUNITY	Corinth, NY	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
JPMorgan Chase Bank, National Association	Columbus, OH	$4.1T	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
KeyBank National Association	Cleveland, OH	$188.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Manufacturers and Traders Trust Company	Buffalo, NY	$218.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Navy Federal Credit Union	Vienna, VA	$204.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NBT Bank, National Association	Norwich, NY	$16.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Pioneer Bank, National Association	Albany, NY	$2.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rhinebeck Bank	Rhinebeck, NY	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Saratoga'S Community Federal Credit Union	Saratoga Springs, NY	$58M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Stewart'S Federal Credit Union	Saratoga Springs, NY	$47M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tct Federal Credit Union	Ballston Spa, NY	$296M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TD Bank, National Association	Wilmington, DE	$342.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
TrustCo Bank	Glenville, NY	$6.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

23 peers selected · 17 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.48 (23%) below the median of local competitors.

Its published price is $5, against a peer median of $6.48 among 17 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Ny Firefighters Bravest F…Peer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Compare local deposit competitors in Hamilton

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Ny Firefighters Bravest Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $13K
vs prior quarter: −$1K−7.1%; from Q1 2026
vs a year earlier: −$9K−40.9%; from Q2 2025
vs start of range: −$4K−23.5%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Ny Firefighters Bravest Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$13K	−$1K	−7.1%
Q1 2026	$14K	−$1K	−6.7%
Q4 2025	$15K	−$6K	−28.6%
Q3 2025	$21K	−$1K	−4.5%
Q2 2025	$22K	+$8K	+57.1%
Q1 2025	$14K	−$1K	−6.7%
Q4 2024	$15K	−$2K	−11.8%
Q3 2024	$17K	+$8K	+88.9%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Ny Firefighters Bravest Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee$5
Abandoned Property Fee$125

Overdraft & NSF

Insufficient Funds - Share Drafts - POS/Debit Card NSF$20
Insufficient Funds - Share Drafts/ACH$20
per item

ATM & Card

Replacement of Lost or Stolen Debit Card$10

Wire Transfers

Wire Transfer - Outgoing$15
per item
Wire Transfer - Outgoing Loan Proceeds$20
per item
Wire Transfer - IncomingNo charge
per item

Check Services

Credit Card Return Check Fee$25
per item
Bill Pay Stop Payment$30
per item
Stop Payment (Share Draft Check, ACH)$15
per item
Stop Payment of Teller (Official) Check$15
Check Copies (each)$2
per item
Copies of Share Ledger (After 10 Pages) Per Page$0.50
per item · After 10 pages

Account Services

Garnishment, Attorney Fee, Restraining Order, Subpoena or Levys$100

Lending Fees

Credit Card Late Fee$25
per item
Loan Late Fee$25

Retirement & IRA

IRA Transfer Fee$20
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee	$5	Not stated	None
Abandoned Property Fee	$125	Not stated	None
Overdraft & NSF
Insufficient Funds - Share Drafts - POS/Debit Card NSF	$20	Not stated	None
Insufficient Funds - Share Drafts/ACH	$20	per item	None
ATM & Card
Replacement of Lost or Stolen Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$15	per item	None
Wire Transfer - Outgoing Loan Proceeds	$20	per item	None
Wire Transfer - Incoming	No charge	per item	None
Check Services
Credit Card Return Check Fee	$25	per item	None
Bill Pay Stop Payment	$30	per item	None
Stop Payment (Share Draft Check, ACH)	$15	per item	None
Stop Payment of Teller (Official) Check	$15	Not stated	None
Check Copies (each)	$2	per item	None
Copies of Share Ledger (After 10 Pages) Per Page	$0.50	per item	After 10 pages
Account Services
Garnishment, Attorney Fee, Restraining Order, Subpoena or Levys	$100	Not stated	None
Lending Fees
Credit Card Late Fee	$25	per item	None
Loan Late Fee	$25	Not stated	None
Retirement & IRA
IRA Transfer Fee	$20	per item	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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