Epic Federal Credit Union

Headquarters: Metairie, Louisiana
Charter: Credit Union
Assets: $164.5M
Fed district: Atlanta

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Epic Federal Credit Union: $10
Epic Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Epic Federal Credit Union: $30
Epic Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $20, the middle of its prices
Epic Federal Credit Union: $15 to $25
Epic Federal Credit Union: $15 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Epic Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Account Closed within 3 mos. of Opening$20
Dormancy Fee$10
per month
Escheatment Fee$75
Account Reconciliation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements by Mail$5
per month
Returned Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$30
Overdraft (OD)$30
per item
Insufficient Funds (NSF) per item$25
per item
Returned Item (each item)$15
per item
Overdraft Transfer Fee$5

ATM & Card

Card Replacement Fee$7.50

Wire Transfers

Outgoing Domestic Wire Transfer$15
Outgoing International Wire$40
per item

Check Services

Cashier’s Check: Member$5
Cashier’s Check:Non-Member$15
Money Order (each)$2
per item
Stop Payment (per request)$30
per item
Counter Check Fee (set of 4 checks)$4
Draft Collection Fee$25
Official Check/Money Order Copy$5
per item

Account Services

Notary Fee: Member$10
Notary Fee: Non-Member$30
Safe Deposit Box 3”x10”x22”$40
Safe Deposit Box 5”x10”x22”$50
Safe Deposit Box Both Keys Lost$30
Not compared: Box drilling or key fee
Safe Deposit Box One Key Lost$20
Not compared: Box drilling or key fee
Levies,Liens,Garnishments$25

Lending Fees

Credit Card Late Payment Fee$25

Retirement & IRA

IRA Annual Maintenance (per member)$15
per year
IRA Transfer Out or Termination Charge$20

Gift & Prepaid Cards

Gift Cards$3.95

Other Fees

Statement Copy or Acct. History Printout$5
Loan Processing Fee$35
Skip-A-Pay Program(max 2 skips per year)$40
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Account Closed within 3 mos. of Opening	$20	Not stated	None
Dormancy Fee	$10	per month	None
Escheatment Fee	$75	Not stated	None
Account Reconciliation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements by Mail	$5	per month	None
Returned Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$30	Not stated	None
Overdraft (OD)	$30	per item	None
Insufficient Funds (NSF) per item	$25	per item	None
Returned Item (each item)	$15	per item	None
Overdraft Transfer Fee	$5	Not stated	None
ATM & Card
Card Replacement Fee	$7.50	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer	$15	Not stated	None
Outgoing International Wire	$40	per item	None
Check Services
Cashier’s Check: Member	$5	Not stated	None
Cashier’s Check:Non-Member	$15	Not stated	None
Money Order (each)	$2	per item	None
Stop Payment (per request)	$30	per item	None
Counter Check Fee (set of 4 checks)	$4	Not stated	None
Draft Collection Fee	$25	Not stated	None
Official Check/Money Order Copy	$5	per item	None
Account Services
Notary Fee: Member	$10	Not stated	None
Notary Fee: Non-Member	$30	Not stated	None
Safe Deposit Box 3”x10”x22”	$40	Not stated	None
Safe Deposit Box 5”x10”x22”	$50	Not stated	None
Safe Deposit Box Both Keys Lost	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box One Key Lost	$20Not compared: Box drilling or key fee	Not stated	None
Levies,Liens,Garnishments	$25	Not stated	None
Lending Fees
Credit Card Late Payment Fee	$25	Not stated	None
Retirement & IRA
IRA Annual Maintenance (per member)	$15	per year	None
IRA Transfer Out or Termination Charge	$20	Not stated	None
Gift & Prepaid Cards
Gift Cards	$3.95	Not stated	None
Other Fees
Statement Copy or Acct. History Printout	$5	Not stated	None
Loan Processing Fee	$35	Not stated	None
Skip-A-Pay Program(max 2 skips per year)	$40	per item	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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