Compared with Ohio
12 of 20
compared fees are above the median.
4 below, 4 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
59th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Ohio median
of 20 compared; 4 below, 4 about the same
See the feesFee schedule read Oct 18, 2026
Call-report figures are for Cincinnati Ohio Police Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Ohio median | Published fees above the Ohio median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Cincinnati Ohio Police Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 18, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 8.4% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (59th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $242K in Q2 2026, 5.2% above the same quarter a year earlier ($230K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
12 of 20 compared published fees sit above the Ohio median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Ohio medians for fees published by banks and credit unions.
Monthly Maintenance
Secure Checking $6.95 · Second Chance Checking $9.95 · Secure+ Interest Checking $11.95
Compared at $9.95, the middle of its prices
Overdraft (OD)
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $242K. Its share of revenue, 8.4%, is above the 7.2% median for credit unions with under $300M in assets.
$242K
Cincinnati Ohio Police Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $6.95 to $11.95; we compare the midpoint.
Cincinnati Ohio Police Federal Credit Union · $188M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Cincinnati Ohio Police Federal Credit Union(this institution) | Cincinnati, OH | $188M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alden Federal Credit Union | Chicopee, MA | $185M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Chemcel Federal Credit Union | Bishop, TX | $184M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Democracy Federal Credit Union | Alexandria, VA | $188M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Central Federal Credit Union | Waco, TX | $192M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| First Choice Financial Federal Credit Union | Gloversville, NY | $184M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Nebraska Federal Credit Union | Omaha, NE | $184M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Government Employees Federal Credit Union | Austin, TX | $189M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Horizon Utah Federal Credit Union | Farmington, UT | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Infirst Federal Credit Union | Alexandria, VA | $186M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Journey Federal Credit Union | Saint Johns, MI | $187M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lone Star Federal Credit Union | Dallas, TX | $188M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Magnolia Federal Credit Union | Jackson, MS | $186M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members' Advantage Federal Credit Union | Wisconsin Rapids, WI | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Miami Firefighters Federal Credit Union | Miami, FL | $189M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Miami Postal Service Federal Credit Union | Miami, FL | $184M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Municipal Employees Credit Union of Oklahoma City | Oklahoma City, OK | $190M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nw Preferred Federal Credit Union | Tigard, OR | $189M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Priority First Federal Credit Union | Du Bois, PA | $187M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Priority Trust Federal Credit Union | Houston, TX | $191M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Puerto Rico Federal Credit Union | Caparra, PR | $188M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ripco Federal Credit Union | Rhinelander, WI | $189M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Safe Harbor Federal Credit Union | Ludington, MI | $184M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sierra Pacific Federal Credit Union | Reno, NV | $189M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| South Metro Federal Credit Union | Prior Lake, MN | $185M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Xcel Federal Credit Union | Bloomfield, NJ | $186M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $9.95, the middle of its three prices, against a peer median of $5 among 12 publishing peers.
Its three checking prices are $6.95, $9.95 and $11.95.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Cincinnati Ohio Police Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $242K | +$16K | +7.1% |
| Q1 2026 | $226K | +$4K | +1.8% |
| Q4 2025 | $222K | −$20K | −8.3% |
| Q3 2025 | $242K | +$12K | +5.2% |
| Q2 2025 | $230K | +$26K | +12.7% |
| Q1 2025 | $204K | −$21K | −9.3% |
| Q4 2024 | $225K | +$14K | +6.6% |
| Q3 2024 | $211K | +$20K | +10.5% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Cincinnati Ohio Police Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Cincinnati Ohio Police Federal Credit Union by share.
Amounts from Cincinnati Ohio Police Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month · waived with a daily balance of $5,000 or more
per item
per month
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Low monthly service fee | $6.95Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Second Chance Checking Monthly service charge (audience not stated, treated as personal) | $9.95Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Secure+ Interest Checking Monthly service charge | $11.95Above the U.S. middle 50% ($5 to $10 nationally) | per month | waived with a daily balance of $5,000 or more |
| Inactive/Dormant (after 12 months) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Account Reconciliation / Research | $20Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Bad Address Fee | $3Below the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Courtesy Pay / Overdraft / NSF Fee (audience not stated, treated as personal) | $27Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
ATM & Card | |||
| Card Replacement Fee (audience not stated, treated as personal) | $15Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Card Replacement Fee - Emergency (audience not stated, treated as personal) | $40Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Foreign Transaction Fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Balance: APY: Rate: Domestic Outgoing Wire | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Incoming wire | $20Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Outgoing Wire | $50Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
| International Incoming Wire | $20Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Account: APY: Rate: Money Orders | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment Fee (audience not stated, treated as personal) | $10Below the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Check Cashing Fee - Nonmember (audience not stated, treated as personal) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Check Cashing Fee – Simply/Basic (audience not stated, treated as personal) | $1Below the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Check Copy Printed (audience not stated, treated as personal) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Cash & Deposit | |||
| Cash Advance Fee (audience not stated, treated as personal) | $5Inside the U.S. middle 50% ($2 to $10 nationally) | per item | None |
| Deposited Item Returned Fee | $10Inside the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
| Secure + Interest: Member Deposited Item Returned Fee | $27Above the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
Account Services | |||
| Notary Fee for Nonmembers | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Subordination Fee (audience not stated, treated as personal) | $150Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
Lending Fees | |||
| Late Payment (audience not stated, treated as personal) | $30Above the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Other Fees | |||
| Statement Reprint | $3.50Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive/Dormant (after 12 months) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Account Reconciliation / Research | $20Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Bad Address Fee | $3Below the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Wire Transfers | |||
| Balance: APY: Rate: Domestic Outgoing Wire | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Incoming wire | $20Above the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Outgoing Wire | $50Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
| International Incoming Wire | $20Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Cashier’s Checks | $5 | Not stated | None |
| Account: APY: Rate: Money Orders | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
Cash & Deposit | |||
| Deposited Item Returned Fee | $10Inside the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
| Secure + Interest: Member Deposited Item Returned Fee | $27Above the U.S. middle 50% ($8.81 to $25 nationally) | per item | None |
Account Services | |||
| Notary Fee for Nonmembers | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
Other Fees | |||
| Business Checking Rates: Statement Reprint | $3.50 | per item | None |
| Statement Reprint | $3.50Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Cincinnati Ohio Police Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
6 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Cincinnati, OH | 4 |
| Blue Ash, OH | 1 |
| Fairfield Township, OH | 1 |
Largest competitors nearby
Local market: Hamilton, Clermont and Warren counties, OH, around its headquarters.
| 61 in its local market | Deposit share |
|---|---|
| U.S. Bank National Association | 56.8% |
| Fifth Third Bank, National Association | 26.1% |
| PNC Bank, National Association | 4.7% |
| First Financial Bank | 2.5% |
| The Huntington National Bank | 2.2% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.