20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Secure Checking $6.95 · Second Chance Checking $9.95 · Secure+ Interest Checking $11.95
Compared at $9.95, the middle of its prices
Overdraft (OD)
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Cincinnati Ohio Police Federal Credit Union · $188M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Cincinnati Ohio Police Federal Credit Union(this institution) | Cincinnati, OH | $188M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Alden Federal Credit Union | Chicopee, MA | $185M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Chemcel Federal Credit Union | Bishop, TX | $184M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Democracy Federal Credit Union | Alexandria, VA | $188M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Central Federal Credit Union | Waco, TX | $192M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| First Choice Financial Federal Credit Union | Gloversville, NY | $184M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Nebraska Federal Credit Union | Omaha, NE | $184M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Government Employees Federal Credit Union | Austin, TX | $189M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Horizon Utah Federal Credit Union | Farmington, UT | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Infirst Federal Credit Union | Alexandria, VA | $186M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Journey Federal Credit Union | Saint Johns, MI | $187M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lone Star Federal Credit Union | Dallas, TX | $188M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Magnolia Federal Credit Union | Jackson, MS | $186M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members' Advantage Federal Credit Union | Wisconsin Rapids, WI | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Miami Firefighters Federal Credit Union | Miami, FL | $189M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Miami Postal Service Federal Credit Union | Miami, FL | $184M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Municipal Employees Credit Union of Oklahoma City | Oklahoma City, OK | $190M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nw Preferred Federal Credit Union | Tigard, OR | $189M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Priority First Federal Credit Union | Du Bois, PA | $187M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Priority Trust Federal Credit Union | Houston, TX | $191M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Puerto Rico Federal Credit Union | Caparra, PR | $188M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ripco Federal Credit Union | Rhinelander, WI | $189M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Safe Harbor Federal Credit Union | Ludington, MI | $184M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sierra Pacific Federal Credit Union | Reno, NV | $189M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| South Metro Federal Credit Union | Prior Lake, MN | $185M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Xcel Federal Credit Union | Bloomfield, NJ | $186M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $9.95, the middle of its three prices, against a peer median of $5 among 12 publishing peers.
Its three checking prices are $6.95, $9.95 and $11.95.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Cincinnati Ohio Police Federal Credit Union’s own schedules, with a source for each figure.
per month
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per month · waived with a daily balance of $5,000 or more
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Low monthly service fee | $6.95 | per month | None |
| Second Chance Checking Monthly service charge (audience not stated, treated as personal) | $9.95 | per month | None |
| Secure+ Interest Checking Monthly service charge | $11.95 | per month | waived with a daily balance of $5,000 or more |
| Inactive/Dormant (after 12 months) | $10 | per item | None |
| Account Reconciliation / Research | $20 | Not stated | None |
| Bad Address Fee | $3 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay / Overdraft / NSF Fee (audience not stated, treated as personal) | $27 | per item | None |
ATM & Card | |||
| Card Replacement Fee (audience not stated, treated as personal) | $15 | per item | None |
| Card Replacement Fee - Emergency (audience not stated, treated as personal) | $40 | per item | None |
| Foreign Transaction Fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Balance: APY: Rate: Domestic Outgoing Wire | $25 | per item | None |
| Domestic Incoming wire | $20 | per item | None |
| International Outgoing Wire | $50 | per item | None |
| International Incoming Wire | $20 | per item | None |
Check Services | |||
| Account: APY: Rate: Money Orders | $5 | Not stated | None |
| Stop Payment Fee (audience not stated, treated as personal) | $10 | per item | None |
| Check Cashing Fee - Nonmember (audience not stated, treated as personal) | $10 | per item | None |
| Check Cashing Fee – Simply/Basic (audience not stated, treated as personal) | $1 | per item | None |
| Check Copy Printed (audience not stated, treated as personal) | $2 | per item | None |
Cash & Deposit | |||
| Cash Advance Fee (audience not stated, treated as personal) | $5 | per item | None |
| Deposited Item Returned Fee | $10 | per item | None |
| Secure + Interest: Member Deposited Item Returned Fee | $27 | per item | None |
Account Services | |||
| Notary Fee for Nonmembers | $5 | Not stated | None |
| Subordination Fee (audience not stated, treated as personal) | $150 | Not stated | None |
Lending Fees | |||
| Late Payment (audience not stated, treated as personal) | $30 | Not stated | None |
Other Fees | |||
| Statement Reprint | $3.50 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive/Dormant (after 12 months) | $10 | per item | None |
| Account Reconciliation / Research | $20 | Not stated | None |
| Bad Address Fee | $3 | per month | None |
Wire Transfers | |||
| Balance: APY: Rate: Domestic Outgoing Wire | $25 | per item | None |
| Domestic Incoming wire | $20 | per item | None |
| International Outgoing Wire | $50 | per item | None |
| International Incoming Wire | $20 | per item | None |
Check Services | |||
| Cashier’s Checks | $5 | Not stated | None |
| Account: APY: Rate: Money Orders | $5 | Not stated | None |
Cash & Deposit | |||
| Deposited Item Returned Fee | $10 | per item | None |
| Secure + Interest: Member Deposited Item Returned Fee | $27 | per item | None |
Account Services | |||
| Notary Fee for Nonmembers | $5 | Not stated | None |
Other Fees | |||
| Business Checking Rates: Statement Reprint | $3.50 | per item | None |
| Statement Reprint | $3.50 | per item | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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