Cincinnati Ohio Police Federal Credit Union

Headquarters: Cincinnati, Ohio
Charter: Credit Union
Assets: $187.8M
Fed district: Cleveland

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secure Checking $6.95 · Second Chance Checking $9.95 · Secure+ Interest Checking $11.95
Compared at $9.95, the middle of its prices
Cincinnati Ohio Police Federal Credit Union: $6.95 to $11.95
Cincinnati Ohio Police Federal Credit Union: $6.95 to $11.95
U.S. median: no median
Overdraft (OD)
Cincinnati Ohio Police Federal Credit Union: $27
Cincinnati Ohio Police Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
Cincinnati Ohio Police Federal Credit Union: $25
Cincinnati Ohio Police Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cincinnati Ohio Police Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low monthly service fee$6.95
per month
Second Chance Checking Monthly service charge (audience not stated, treated as personal)$9.95
per month
Secure+ Interest Checking Monthly service charge$11.95
per month · waived with a daily balance of $5,000 or more
Inactive/Dormant (after 12 months)$10
per item
Account Reconciliation / Research$20
Bad Address Fee$3
per month

Overdraft & NSF

Courtesy Pay / Overdraft / NSF Fee (audience not stated, treated as personal)$27
per item

ATM & Card

Card Replacement Fee (audience not stated, treated as personal)$15
per item
Card Replacement Fee - Emergency (audience not stated, treated as personal)$40
per item
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Balance: APY: Rate: Domestic Outgoing Wire$25
per item
Domestic Incoming wire$20
per item
International Outgoing Wire$50
per item
International Incoming Wire$20
per item

Check Services

Account: APY: Rate: Money Orders$5
Stop Payment Fee (audience not stated, treated as personal)$10
per item
Check Cashing Fee - Nonmember (audience not stated, treated as personal)$10
per item
Check Cashing Fee – Simply/Basic (audience not stated, treated as personal)$1
per item
Check Copy Printed (audience not stated, treated as personal)$2
per item

Cash & Deposit

Cash Advance Fee (audience not stated, treated as personal)$5
per item
Deposited Item Returned Fee$10
per item
Secure + Interest: Member Deposited Item Returned Fee$27
per item

Account Services

Notary Fee for Nonmembers$5
Subordination Fee (audience not stated, treated as personal)$150

Lending Fees

Late Payment (audience not stated, treated as personal)$30

Other Fees

Statement Reprint$3.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Low monthly service fee	$6.95	per month	None
Second Chance Checking Monthly service charge (audience not stated, treated as personal)	$9.95	per month	None
Secure+ Interest Checking Monthly service charge	$11.95	per month	waived with a daily balance of $5,000 or more
Inactive/Dormant (after 12 months)	$10	per item	None
Account Reconciliation / Research	$20	Not stated	None
Bad Address Fee	$3	per month	None
Overdraft & NSF
Courtesy Pay / Overdraft / NSF Fee (audience not stated, treated as personal)	$27	per item	None
ATM & Card
Card Replacement Fee (audience not stated, treated as personal)	$15	per item	None
Card Replacement Fee - Emergency (audience not stated, treated as personal)	$40	per item	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Balance: APY: Rate: Domestic Outgoing Wire	$25	per item	None
Domestic Incoming wire	$20	per item	None
International Outgoing Wire	$50	per item	None
International Incoming Wire	$20	per item	None
Check Services
Account: APY: Rate: Money Orders	$5	Not stated	None
Stop Payment Fee (audience not stated, treated as personal)	$10	per item	None
Check Cashing Fee - Nonmember (audience not stated, treated as personal)	$10	per item	None
Check Cashing Fee – Simply/Basic (audience not stated, treated as personal)	$1	per item	None
Check Copy Printed (audience not stated, treated as personal)	$2	per item	None
Cash & Deposit
Cash Advance Fee (audience not stated, treated as personal)	$5	per item	None
Deposited Item Returned Fee	$10	per item	None
Secure + Interest: Member Deposited Item Returned Fee	$27	per item	None
Account Services
Notary Fee for Nonmembers	$5	Not stated	None
Subordination Fee (audience not stated, treated as personal)	$150	Not stated	None
Lending Fees
Late Payment (audience not stated, treated as personal)	$30	Not stated	None
Other Fees
Statement Reprint	$3.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Inactive/Dormant (after 12 months)$10
per item
Account Reconciliation / Research$20
Bad Address Fee$3
per month

Wire Transfers

Balance: APY: Rate: Domestic Outgoing Wire$25
per item
Domestic Incoming wire$20
per item
International Outgoing Wire$50
per item
International Incoming Wire$20
per item

Check Services

Cashier’s Checks$5
Account: APY: Rate: Money Orders$5

Cash & Deposit

Deposited Item Returned Fee$10
per item
Secure + Interest: Member Deposited Item Returned Fee$27
per item

Account Services

Notary Fee for Nonmembers$5

Other Fees

Business Checking Rates: Statement Reprint$3.50
per item
Statement Reprint$3.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant (after 12 months)	$10	per item	None
Account Reconciliation / Research	$20	Not stated	None
Bad Address Fee	$3	per month	None
Wire Transfers
Balance: APY: Rate: Domestic Outgoing Wire	$25	per item	None
Domestic Incoming wire	$20	per item	None
International Outgoing Wire	$50	per item	None
International Incoming Wire	$20	per item	None
Check Services
Cashier’s Checks	$5	Not stated	None
Account: APY: Rate: Money Orders	$5	Not stated	None
Cash & Deposit
Deposited Item Returned Fee	$10	per item	None
Secure + Interest: Member Deposited Item Returned Fee	$27	per item	None
Account Services
Notary Fee for Nonmembers	$5	Not stated	None
Other Fees
Business Checking Rates: Statement Reprint	$3.50	per item	None
Statement Reprint	$3.50	per item	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Cincinnati Ohio Police Federal Credit Union's early account closure changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Secure Checking $6.95 · Second Chance Checking $9.95 · Secure+ Interest Checking $11.95
Compared at $9.95, the middle of its prices
Cincinnati Ohio Police Federal Credit Union: $6.95 to $11.95
Cincinnati Ohio Police Federal Credit Union: $6.95 to $11.95
U.S. median: no median
Overdraft (OD)
Cincinnati Ohio Police Federal Credit Union: $27
Cincinnati Ohio Police Federal Credit Union: $27
U.S. median: no median
Wire Transfer (Domestic Out)
Cincinnati Ohio Police Federal Credit Union: $25
Cincinnati Ohio Police Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Cincinnati Ohio Police Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low monthly service fee$6.95
per month
Second Chance Checking Monthly service charge (audience not stated, treated as personal)$9.95
per month
Secure+ Interest Checking Monthly service charge$11.95
per month · waived with a daily balance of $5,000 or more
Inactive/Dormant (after 12 months)$10
per item
Account Reconciliation / Research$20
Bad Address Fee$3
per month

Overdraft & NSF

Courtesy Pay / Overdraft / NSF Fee (audience not stated, treated as personal)$27
per item

ATM & Card

Card Replacement Fee (audience not stated, treated as personal)$15
per item
Card Replacement Fee - Emergency (audience not stated, treated as personal)$40
per item
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Balance: APY: Rate: Domestic Outgoing Wire$25
per item
Domestic Incoming wire$20
per item
International Outgoing Wire$50
per item
International Incoming Wire$20
per item

Check Services

Account: APY: Rate: Money Orders$5
Stop Payment Fee (audience not stated, treated as personal)$10
per item
Check Cashing Fee - Nonmember (audience not stated, treated as personal)$10
per item
Check Cashing Fee – Simply/Basic (audience not stated, treated as personal)$1
per item
Check Copy Printed (audience not stated, treated as personal)$2
per item

Cash & Deposit

Cash Advance Fee (audience not stated, treated as personal)$5
per item
Deposited Item Returned Fee$10
per item
Secure + Interest: Member Deposited Item Returned Fee$27
per item

Account Services

Notary Fee for Nonmembers$5
Subordination Fee (audience not stated, treated as personal)$150

Lending Fees

Late Payment (audience not stated, treated as personal)$30

Other Fees

Statement Reprint$3.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Low monthly service fee	$6.95	per month	None
Second Chance Checking Monthly service charge (audience not stated, treated as personal)	$9.95	per month	None
Secure+ Interest Checking Monthly service charge	$11.95	per month	waived with a daily balance of $5,000 or more
Inactive/Dormant (after 12 months)	$10	per item	None
Account Reconciliation / Research	$20	Not stated	None
Bad Address Fee	$3	per month	None
Overdraft & NSF
Courtesy Pay / Overdraft / NSF Fee (audience not stated, treated as personal)	$27	per item	None
ATM & Card
Card Replacement Fee (audience not stated, treated as personal)	$15	per item	None
Card Replacement Fee - Emergency (audience not stated, treated as personal)	$40	per item	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Balance: APY: Rate: Domestic Outgoing Wire	$25	per item	None
Domestic Incoming wire	$20	per item	None
International Outgoing Wire	$50	per item	None
International Incoming Wire	$20	per item	None
Check Services
Account: APY: Rate: Money Orders	$5	Not stated	None
Stop Payment Fee (audience not stated, treated as personal)	$10	per item	None
Check Cashing Fee - Nonmember (audience not stated, treated as personal)	$10	per item	None
Check Cashing Fee – Simply/Basic (audience not stated, treated as personal)	$1	per item	None
Check Copy Printed (audience not stated, treated as personal)	$2	per item	None
Cash & Deposit
Cash Advance Fee (audience not stated, treated as personal)	$5	per item	None
Deposited Item Returned Fee	$10	per item	None
Secure + Interest: Member Deposited Item Returned Fee	$27	per item	None
Account Services
Notary Fee for Nonmembers	$5	Not stated	None
Subordination Fee (audience not stated, treated as personal)	$150	Not stated	None
Lending Fees
Late Payment (audience not stated, treated as personal)	$30	Not stated	None
Other Fees
Statement Reprint	$3.50	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Inactive/Dormant (after 12 months)$10
per item
Account Reconciliation / Research$20
Bad Address Fee$3
per month

Wire Transfers

Balance: APY: Rate: Domestic Outgoing Wire$25
per item
Domestic Incoming wire$20
per item
International Outgoing Wire$50
per item
International Incoming Wire$20
per item

Check Services

Cashier’s Checks$5
Account: APY: Rate: Money Orders$5

Cash & Deposit

Deposited Item Returned Fee$10
per item
Secure + Interest: Member Deposited Item Returned Fee$27
per item

Account Services

Notary Fee for Nonmembers$5

Other Fees

Business Checking Rates: Statement Reprint$3.50
per item
Statement Reprint$3.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant (after 12 months)	$10	per item	None
Account Reconciliation / Research	$20	Not stated	None
Bad Address Fee	$3	per month	None
Wire Transfers
Balance: APY: Rate: Domestic Outgoing Wire	$25	per item	None
Domestic Incoming wire	$20	per item	None
International Outgoing Wire	$50	per item	None
International Incoming Wire	$20	per item	None
Check Services
Cashier’s Checks	$5	Not stated	None
Account: APY: Rate: Money Orders	$5	Not stated	None
Cash & Deposit
Deposited Item Returned Fee	$10	per item	None
Secure + Interest: Member Deposited Item Returned Fee	$27	per item	None
Account Services
Notary Fee for Nonmembers	$5	Not stated	None
Other Fees
Business Checking Rates: Statement Reprint	$3.50	per item	None
Statement Reprint	$3.50	per item	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.