34 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026
Call-report figures are for Tampa Bay Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Tampa Bay Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $665K in Q2 2026, 3.3% above the same quarter a year earlier ($644K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Rewards Checking $5.95 · Single Service Account $6.95 · Fresh Start Checking $9.95
Compared at $6.95, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.9% from Q3 2025 to Q2 2026, to $665K.
$665K
Tampa Bay Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Tampa Bay Federal Credit Union · $494M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Tampa Bay Federal Credit Union(this institution) | Tampa, FL | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 802 Federal Credit Union | Barre, VT | $508M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Advantage Federal Credit Union | Rochester, NY | $498M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Carolinas Telco Federal Credit Union | Charlotte, NC | $506M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cme Federal Credit Union | Columbus, OH | $481M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Commonwealth One Federal Credit Union | Alexandria, VA | $502M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dirigo Federal Credit Union | Lewiston, ME | $498M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Harvest Federal Credit Union | Deptford, NJ | $484M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Garden Savings Federal Credit Union | Parsippany, NJ | $496M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Healthcare Associates Federal Credit Union | Lisle, IL | $482M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Holy Rosary Federal Credit Union | Rochester, NH | $508M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jolt Federal Credit Union | Saginaw, MI | $484M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Land Of Lincoln Federal Credit Union | Decatur, IL | $499M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Loc Federal Credit Union | Farmington, MI | $485M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Maui County Federal Credit Union | Wailuku, HI | $488M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members Federal Credit Union | Winston Salem, NC | $477M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Memphis City Employees Federal Credit Union | Memphis, TN | $503M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Nizari Progressive Federal Credit Union | Sugar Land, TX | $505M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| On Tap Federal Credit Union | Golden, CO | $474M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Teg Federal Credit Union | Poughkeepsie, NY | $507M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Telcoe Federal Credit Union | Little Rock, AR | $503M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Topside Federal Credit Union | Dahlgren, VA | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Trax Federal Credit Union | Tampa, FL | $485M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Valleystar Federal Credit Union | Martinsville, VA | $503M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Widget Federal Credit Union | Erie, PA | $480M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Winsouth Federal Credit Union | Gadsden, AL | $479M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $6.95, the middle of its five prices, against a peer median of $8 among 11 publishing peers.
Its five checking prices are $5.95, $6.95, $6.95, $9.95 and $9.95.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Tampa Bay Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $665K | +$40K | +6.4% |
| Q1 2026 | $625K | −$14K | −2.2% |
| Q4 2025 | $639K | −$39K | −5.8% |
| Q3 2025 | $678K | +$34K | +5.3% |
| Q2 2025 | $644K | −$6K | −0.9% |
| Q1 2025 | $650K | −$46K | −6.6% |
| Q4 2024 | $696K | −$27K | −3.7% |
| Q3 2024 | $723K | +$50K | +7.4% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Tampa Bay Federal Credit Union’s own schedules, with a source for each figure.
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per month · Waived with $1,500 combined savings and checking balance or $15,000 loan balances
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per page · Fax (each page) | $3.00
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fresh Start Checking Monthly Maintenance Fee (audience not stated, treated as personal) | $9.95 | per month | None |
| Fresh Start Checking Monthly service charge (audience not stated, treated as personal) | $9.95 | per month | None |
| Rewards Checking Monthly Maintenance Fee (audience not stated, treated as personal) | $5.95 | per month | Waived with $1,500 combined savings and checking balance or $15,000 loan balances |
| Single Service Account Monthly Fee | $6.95 | per month | When balance less than $200 |
| Single Service Account Monthly Fee (When balance less than $200) | $6.95 | per month | None |
| Closed Account within 180 days of opening | $25 | Not stated | None |
| Inactive Fee | $5 | per month | accounts inactive for 15 months |
| Inactive Fee (accounts inactive for 15 months) | $5 | per month | None |
| Special Handling for same day requests (Documents & Research) | $15 | per item | None |
| Excessive Transfers | $6 | Not stated | None |
| Bad Address Monthly Fee | $10 | per month | None |
| Returned Mail | $5Not compared: Per-occurrence charge, not monthly | per item | None |
| Returned Mail (each) | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Share Fee -Authorized Paid NSF Debit or ATM Transaction (each-If transaction overdraws balance more than $10.00) (audience not stated, treated as personal) | $35 | Not stated | None |
| Share Fee (Paid NSF ACH or Check Transaction) (each) (audience not stated, treated as personal) | $35 | per item | None |
| Share Fee (ACH or Check Returned NSF) (audience not stated, treated as personal) | $35 | per item | None |
| Negative Balance Fee (per day Applies on 5th day account negative, maximum 14 days) (audience not stated, treated as personal) | $5 | per day | None |
ATM & Card | |||
| ATM Withdrawal/Inquiry all other networks | $2 | per item | None |
| ATM Withdrawal/Inquiry on all other networks (audience not stated, treated as personal) | $2 | per item | None |
| ATM or MasterMoney Debit Replacement Card | $10 | per item | None |
| ATM or MasterMoney Debit Replacement Card (each) | $10 | per item | None |
| Expedite Debit Card | $40 | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Funds/Wire Transfer | $25 | per item | None |
| Outgoing Domestic Funds/Wire Transfer (each) | $25 | per item | None |
| Incoming Domestic Funds/Wire Transfer | $10 | per item | None |
| Incoming Domestic Funds/Wire Transfer (each) | $10 | per item | None |
| Outgoing International Funds/Wire Transfer | $50 | per item | None |
| Outgoing International Funds/Wire Transfer (each) | $50 | per item | None |
| Incoming International Funds/Wire Transfer | $15 | per item | None |
| Incoming International Funds/Wire Transfer (each) | $15 | per item | None |
Check Services | |||
| Official Check | $5 | per item | None |
| Official Check (each) | $5 | per item | None |
| Money Order | $4 | Not stated | None |
| Money Orders (in the amount of $1,000 or less) | $4 | Not stated | None |
| Stop Payments | $35 | Not stated | None |
| Temporary Checks | $5 | Not stated | None |
| Check Cashing/Withdrawals in person (2 Free; For single service accounts with balance under $200) | $3 | Not stated | None |
| Check Cashing/Withdrawals in person (2 Free; For single service accounts with balance under) | $3 | Not stated | None |
| On-Us" Check Cashing (for non-members) | $5 | Not stated | None |
| Check Photocopy | $2 | per item | None |
| Check Photocopy (each) | $2 | per item | None |
| Official Check Copy (each) | $12 | per item | None |
Digital & Electronic | |||
| Reoccurring Outgoing ACH | $5 | per item | None |
| Share Fee (ACH or Check Returned NSF) (each) (audience not stated, treated as personal) | $35 | per item | None |
Cash & Deposit | |||
| Coin Machine (member-) (audience not stated, treated as personal) | 6% | Not stated | None |
| Coin Machine (non-member-) (audience not stated, treated as personal) | 10%($25 maximum) | Not stated | None |
| Check Deposit Returned NSF (each) (audience not stated, treated as personal) | $15 | per item | None |
| Check Deposit Returned NSF Self to Self (each) (audience not stated, treated as personal) | $35 | per item | None |
Account Services | |||
| Notary Service (non-member - per signature) | $10 | per item | None |
| Safe Deposit Box 3" x 5" (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box Rental 10" x 10" (audience not stated, treated as personal) | $115 | Not stated | None |
| Safe Deposit Box Rental 3" x 10" (audience not stated, treated as personal) | $65 | Not stated | None |
| Safe Deposit Box Rental 3" x 5" (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Box Rental 5" x 10" (audience not stated, treated as personal) | $90 | Not stated | None |
| Safe Deposit Late Fee (audience not stated, treated as personal) | $25Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Replacement Key (audience not stated, treated as personal) | $20Not compared: Box drilling or key fee | per item | None |
| Garnish/Levy (each) (audience not stated, treated as personal) | $100 | per item | None |
Lending Fees | |||
| Credit Card Late Payment: (Subsequent occurrence within 6 months) | $35 | Not stated | None |
| Credit Card Late Payment: First occurrence | $29 | Not stated | None |
| Loan Modification | $15 | one time | None |
Retirement & IRA | |||
| IRA Transfer Outgoing | $20 | Not stated | None |
Vehicle & Title | |||
| Request for copy of Vehicle Title Fee | $15 | Not stated | None |
Other Fees | |||
| Check Photocopy (each) | $2 | per item | None |
| Fax (each page) (audience not stated, treated as personal) | $3Not compared: Charged per page; comparison unavailable | per page | Fax (each page) | $3.00 |
| Statement Copy (each) | $3 | per item | None |
| Loan Modification | $15 | Not stated | None |
| Loan Processing (audience not stated, treated as personal) | $20 | Not stated | None |
| Skip A Payment (each) | $35 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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