Library Of Congress Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $338.2M
Fed district: Richmond

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Library Of Congress Federal Credit Union: $28
Library Of Congress Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Library Of Congress Federal Credit Union: $28
Library Of Congress Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Library Of Congress Federal Credit Union: $20
Library Of Congress Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Library Of Congress Federal Credit Union · $338M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$329M to $348M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Library Of Congress Federal Credit Union(this institution)	Washington, DC	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Actors Federal Credit Union	New York, NY	$331M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Downeast Federal Credit Union	Baileyville, ME	$330M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Extra Federal Credit Union	Warren, MI	$345M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Families And Schools Together Federal Credit Union	Hanford, CA	$330M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Family First Of Ny Federal Credit Union	Rochester, NY	$345M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Basin Federal Credit Union	Odessa, TX	$343M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Northern Federal Credit Union	Chicago, IL	$333M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fort Worth City Federal Credit Union	Fort Worth, TX	$337M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Guadalupe Federal Credit Union	Santa Fe, NM	$348M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Massmutual Federal Credit Union	Springfield, MA	$344M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Minnesota Valley Federal Credit Union	Mankato, MN	$329M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Nassau Financial Federal Credit Union	East Meadow, NY	$334M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Hampshire Federal Credit Union	Concord, NH	$332M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Oregonians Federal Credit Union	Milwaukie, OR	$339M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pinal County Federal Credit Union	Casa Grande, AZ	$339M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Prince George'S Community Federal Credit Union	Bowie, MD	$337M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Red Rocks Federal Credit Union	Littleton, CO	$344M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sag-Aftra Federal Credit Union	Burbank, CA	$336M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Strata Federal Credit Union	Bakersfield, CA	$345M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Synergy Federal Credit Union	San Antonio, TX	$334M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Telcomm Federal Credit Union	Springfield, MO	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Transportation Federal Credit Union	Alexandria, VA	$346M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tucoemas Federal Credit Union	Visalia, CA	$332M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Us Community Federal Credit Union	Nashville, TN	$346M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
West Virginia Central Federal Credit Union	Parkersburg, WV	$341M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Library Of Congress Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Library Of Congress Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Library Of Congress Feder…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Library Of Congress Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closing within 6 months of opening$15
Dormant Account$5
per item
Dormant Account$10
Not compared: CD/IRA fee
Escheatment Processing$50
Account Research (hourly)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$1
Return Mail Fee$5

Overdraft & NSF

Member Privilege fee$28
Overdraft (OD) (audience not stated, treated as personal)$28
per item
NSF / Returned Item (audience not stated, treated as personal)$28
per item
NSF fee$28

Wire Transfers

WIRE TRANSFER: Outgoing Domestic$20

Check Services

Money Orders$2
Individual Stop Payments$28
Range of Stop Payments$28
Stop Payment - CU Check$28
Foreign Check Collections (US & Non-US Dollars)$25
Foreign Check Collections (US & Non-US Dollars) Over$75
Check Copies, archived$5

Digital & Electronic

Online Bill Pay Monthly, non-use fee$3.95
per month

Cash & Deposit

Deposit Item Returned$30

Account Services

Notary Public (non-member)$2
Legal Processing - Tax Levy & Garnishment$75
Subordination Agreement$200
Account Verification$5

Lending Fees

Late Payment$25

Retirement & IRA

IRA Transfer/Termination to Other Institutions$30

Gift & Prepaid Cards

VISA Gift Cards In-Branch ($25-$1,000)$2.95
VISA Gift Cards Online at lcfcu.org ($25-$250)$5.95
VISA Gift Cards Online at lcfcu.org ($251-$500)$7.95

Other Fees

Duplicate Statements, archived$5
Skip-a-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Account closing within 6 months of opening	$15	Not stated	None
Dormant Account	$5	per item	None
Dormant Account	$10Not compared: CD/IRA fee	Not stated	None
Escheatment Processing	$50	Not stated	None
Account Research (hourly)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$1	Not stated	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Member Privilege fee	$28	Not stated	None
Overdraft (OD) (audience not stated, treated as personal)	$28	per item	None
NSF / Returned Item (audience not stated, treated as personal)	$28	per item	None
NSF fee	$28	Not stated	None
Wire Transfers
WIRE TRANSFER: Outgoing Domestic	$20	Not stated	None
Check Services
Money Orders	$2	Not stated	None
Individual Stop Payments	$28	Not stated	None
Range of Stop Payments	$28	Not stated	None
Stop Payment - CU Check	$28	Not stated	None
Foreign Check Collections (US & Non-US Dollars)	$25	Not stated	None
Foreign Check Collections (US & Non-US Dollars) Over	$75	Not stated	None
Check Copies, archived	$5	Not stated	None
Digital & Electronic
Online Bill Pay Monthly, non-use fee	$3.95	per month	None
Cash & Deposit
Deposit Item Returned	$30	Not stated	None
Account Services
Notary Public (non-member)	$2	Not stated	None
Legal Processing - Tax Levy & Garnishment	$75	Not stated	None
Subordination Agreement	$200	Not stated	None
Account Verification	$5	Not stated	None
Lending Fees
Late Payment	$25	Not stated	None
Retirement & IRA
IRA Transfer/Termination to Other Institutions	$30	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards In-Branch ($25-$1,000)	$2.95	Not stated	None
VISA Gift Cards Online at lcfcu.org ($25-$250)	$5.95	Not stated	None
VISA Gift Cards Online at lcfcu.org ($251-$500)	$7.95	Not stated	None
Other Fees
Duplicate Statements, archived	$5	Not stated	None
Skip-a-Payment	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Library Of Congress Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Library Of Congress Federal Credit Union: $28
Library Of Congress Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Library Of Congress Federal Credit Union: $28
Library Of Congress Federal Credit Union: $28
U.S. median: no median
Wire Transfer (Domestic Out)
Library Of Congress Federal Credit Union: $20
Library Of Congress Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Library Of Congress Federal Credit Union · $338M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$329M to $348M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Library Of Congress Federal Credit Union(this institution)	Washington, DC	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Actors Federal Credit Union	New York, NY	$331M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Downeast Federal Credit Union	Baileyville, ME	$330M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Extra Federal Credit Union	Warren, MI	$345M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Families And Schools Together Federal Credit Union	Hanford, CA	$330M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Family First Of Ny Federal Credit Union	Rochester, NY	$345M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Basin Federal Credit Union	Odessa, TX	$343M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Northern Federal Credit Union	Chicago, IL	$333M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fort Worth City Federal Credit Union	Fort Worth, TX	$337M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Guadalupe Federal Credit Union	Santa Fe, NM	$348M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Massmutual Federal Credit Union	Springfield, MA	$344M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Minnesota Valley Federal Credit Union	Mankato, MN	$329M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Nassau Financial Federal Credit Union	East Meadow, NY	$334M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Hampshire Federal Credit Union	Concord, NH	$332M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Oregonians Federal Credit Union	Milwaukie, OR	$339M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pinal County Federal Credit Union	Casa Grande, AZ	$339M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Prince George'S Community Federal Credit Union	Bowie, MD	$337M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Red Rocks Federal Credit Union	Littleton, CO	$344M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sag-Aftra Federal Credit Union	Burbank, CA	$336M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Strata Federal Credit Union	Bakersfield, CA	$345M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Synergy Federal Credit Union	San Antonio, TX	$334M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Telcomm Federal Credit Union	Springfield, MO	$338M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Transportation Federal Credit Union	Alexandria, VA	$346M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tucoemas Federal Credit Union	Visalia, CA	$332M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Us Community Federal Credit Union	Nashville, TN	$346M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
West Virginia Central Federal Credit Union	Parkersburg, WV	$341M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Library Of Congress Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Library Of Congress Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Library Of Congress Feder…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Library Of Congress Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closing within 6 months of opening$15
Dormant Account$5
per item
Dormant Account$10
Not compared: CD/IRA fee
Escheatment Processing$50
Account Research (hourly)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$1
Return Mail Fee$5

Overdraft & NSF

Member Privilege fee$28
Overdraft (OD) (audience not stated, treated as personal)$28
per item
NSF / Returned Item (audience not stated, treated as personal)$28
per item
NSF fee$28

Wire Transfers

WIRE TRANSFER: Outgoing Domestic$20

Check Services

Money Orders$2
Individual Stop Payments$28
Range of Stop Payments$28
Stop Payment - CU Check$28
Foreign Check Collections (US & Non-US Dollars)$25
Foreign Check Collections (US & Non-US Dollars) Over$75
Check Copies, archived$5

Digital & Electronic

Online Bill Pay Monthly, non-use fee$3.95
per month

Cash & Deposit

Deposit Item Returned$30

Account Services

Notary Public (non-member)$2
Legal Processing - Tax Levy & Garnishment$75
Subordination Agreement$200
Account Verification$5

Lending Fees

Late Payment$25

Retirement & IRA

IRA Transfer/Termination to Other Institutions$30

Gift & Prepaid Cards

VISA Gift Cards In-Branch ($25-$1,000)$2.95
VISA Gift Cards Online at lcfcu.org ($25-$250)$5.95
VISA Gift Cards Online at lcfcu.org ($251-$500)$7.95

Other Fees

Duplicate Statements, archived$5
Skip-a-Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Account closing within 6 months of opening	$15	Not stated	None
Dormant Account	$5	per item	None
Dormant Account	$10Not compared: CD/IRA fee	Not stated	None
Escheatment Processing	$50	Not stated	None
Account Research (hourly)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$1	Not stated	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Member Privilege fee	$28	Not stated	None
Overdraft (OD) (audience not stated, treated as personal)	$28	per item	None
NSF / Returned Item (audience not stated, treated as personal)	$28	per item	None
NSF fee	$28	Not stated	None
Wire Transfers
WIRE TRANSFER: Outgoing Domestic	$20	Not stated	None
Check Services
Money Orders	$2	Not stated	None
Individual Stop Payments	$28	Not stated	None
Range of Stop Payments	$28	Not stated	None
Stop Payment - CU Check	$28	Not stated	None
Foreign Check Collections (US & Non-US Dollars)	$25	Not stated	None
Foreign Check Collections (US & Non-US Dollars) Over	$75	Not stated	None
Check Copies, archived	$5	Not stated	None
Digital & Electronic
Online Bill Pay Monthly, non-use fee	$3.95	per month	None
Cash & Deposit
Deposit Item Returned	$30	Not stated	None
Account Services
Notary Public (non-member)	$2	Not stated	None
Legal Processing - Tax Levy & Garnishment	$75	Not stated	None
Subordination Agreement	$200	Not stated	None
Account Verification	$5	Not stated	None
Lending Fees
Late Payment	$25	Not stated	None
Retirement & IRA
IRA Transfer/Termination to Other Institutions	$30	Not stated	None
Gift & Prepaid Cards
VISA Gift Cards In-Branch ($25-$1,000)	$2.95	Not stated	None
VISA Gift Cards Online at lcfcu.org ($25-$250)	$5.95	Not stated	None
VISA Gift Cards Online at lcfcu.org ($251-$500)	$7.95	Not stated	None
Other Fees
Duplicate Statements, archived	$5	Not stated	None
Skip-a-Payment	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.