Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Library Of Congress Federal Credit Union

Washington, Washington DCCredit UnionRichmond Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

dormant and abandoned property by the District of Columbia. As such, | posting against an insufficient balance. A Member$28Above the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=dormant_account; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="dormant and abandoned property by the District of Columbia. As such, | posting against an insufficient balance. A Member Privilege fee of $28 will be" · Source

The minimum balance required to open this account is$5

$1.25 below the national median

Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=minimum_balance; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="The minimum balance required to open this account is $5.00. | Union Board of Directors." · Source

Overdraft & NSFVerified

overdraft plus the credit union’s Member Privilege fee of$28Within the typical range ($20–$30 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=overdraft; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="overdraft plus the credit union’s Member Privilege fee of $28 per item will be | authorized to initiate these electronic fund transfers. Examples of these" · Source
Privilege as a regular line of credit. You will be charged an NSF fee of$28Within the typical range ($25–$32 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=nsf; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="Privilege as a regular line of credit. You will be charged an NSF fee of $28 for | or other payee to make a one-time electronic payment from your" · Source
The amount of any overdraft including our Member Privilege fee of$28Within the typical range ($20–$30 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=overdraft; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="The amount of any overdraft including our Member Privilege fee of $28 and/or | Audio Response Telephone Transfers - types of transfers - You may" · Source

Account ServicesVerified

you may withdraw no more than$1,000Above the typical range ($1–$2 nationally)
$998.75 above the national median
per day · Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=balance_inquiry; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="- you may withdraw no more than $1,000.00 per day | may be charged a fee for a balance inquiry even if you do not complete a fund" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
dormant and abandoned property by the District of Columbia. As such, \| posting against an insufficient balance. A Member	$28Above the typical range ($5–$10 nationally)	$23 above the national median	—	Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=dormant_account; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="dormant and abandoned property by the District of Columbia. As such, \| posting against an insufficient balance. A Member Privilege fee of $28 will be"	Source
The minimum balance required to open this account is	$5Within the typical range ($5–$12.50 nationally)	$1.25 below the national median	—	Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=minimum_balance; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="The minimum balance required to open this account is $5.00. \| Union Board of Directors."	Source
Overdraft & NSFVerified
overdraft plus the credit union’s Member Privilege fee of	$28Within the typical range ($20–$30 nationally)	$1 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=overdraft; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="overdraft plus the credit union’s Member Privilege fee of $28 per item will be \| authorized to initiate these electronic fund transfers. Examples of these"	Source
Account ServicesVerified
you may withdraw no more than	$1,000Above the typical range ($1–$2 nationally)	$998.75 above the national median	per day	Knox deterministic extraction from Rosetta artifact #2939. canonical_hint=balance_inquiry; text_hash=395b0181ab2b8d65883f0be738f2fc93db58ba10b846ec873427c02cbb5f8dbd; excerpt="- you may withdraw no more than $1,000.00 per day \| may be charged a fee for a balance inquiry even if you do not complete a fund"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

Overdraft fee is aligned with the national median

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$338.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$338.2M

Total deposits

$278.8M

Service charge income (year to date)

$604K

Fee income ratio

7.3%

Return on assets

0.82%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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