Ep Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $71.5M
Fed district: Richmond

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Ep Federal Credit Union: $30 to $35
Ep Federal Credit Union: $30 to $35
U.S. median: no median
NSF / Returned Item
Ep Federal Credit Union: $35
Ep Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Ep Federal Credit Union: $1
Ep Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ep Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 6 months of opening$10
Dormant Account (after one year)$25
per month
Paper Statements (new members after 2/1/22)$2
per month
Monthly Bad Address Fee$10
per month
Return Mail Fee$1

Overdraft & NSF

Overdraft (OD)$35
per item
Overdraft Privilege Fee$30
per item
NSF Fee (per draft)$35
per item

ATM & Card

Foreign ATM Balance Inquiry$1
Card Replacement$10
Debit Card Express Re-Issue$30

Wire Transfers

Domestic Wire Transfer$20
International Wire Transfer$50

Check Services

Stop Payment (per draft)$35
per item
Stop Payment Request (Check or Money Order)$30
Share Draft Copy (per draft)$2
per item
Share Draft Faxed Copy (per draft)$5
per item

Account Services

Writ / Levy Fee$50
Subordination Fee$250

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 6 months of opening	$10	Not stated	None
Dormant Account (after one year)	$25	per month	None
Paper Statements (new members after 2/1/22)	$2	per month	None
Monthly Bad Address Fee	$10	per month	None
Return Mail Fee	$1	Not stated	None
Overdraft & NSF
Overdraft (OD)	$35	per item	None
Overdraft Privilege Fee	$30	per item	None
NSF Fee (per draft)	$35	per item	None
ATM & Card
Foreign ATM Balance Inquiry	$1	Not stated	None
Card Replacement	$10	Not stated	None
Debit Card Express Re-Issue	$30	Not stated	None
Wire Transfers
Domestic Wire Transfer	$20	Not stated	None
International Wire Transfer	$50	Not stated	None
Check Services
Stop Payment (per draft)	$35	per item	None
Stop Payment Request (Check or Money Order)	$30	Not stated	None
Share Draft Copy (per draft)	$2	per item	None
Share Draft Faxed Copy (per draft)	$5	per item	None
Account Services
Writ / Levy Fee	$50	Not stated	None
Subordination Fee	$250	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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