Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Magnolia Federal Credit Union

Jackson, MississippiCredit UnionAtlanta Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

If after 12 consecutive months the account has remained in good standing, you may request a one-time service charge refu$50Above the typical range ($4–$12.63 nationally)

Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=monthly_maintenance; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="If after 12 consecutive months the account has remained in good standing, you may request a one-time service charge refund of $50" · Source

Inactive Account -- each share account ............$5

At the national median

Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=dormant_account; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$5.00 Inactive Account -- each share account ............" · Source

Monthly Service (unlimited bills paid$5.95

$0.18 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=monthly_maintenance; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$5.95 Monthly Service (unlimited bills paid" · Source

Overdraft & NSFVerified

per key plus repair Safe Box Drilling (Rate at the time of the drilling) An NSF charge is imposed each time an item is p$10Below the typical range ($25–$32 nationally)
$19 below the national median
Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=nsf; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$10.00 per key plus repair Safe Box Drilling (Rate at the time of the drilling) An NSF charge is imposed each time an item is presented against insufficient funds" · Source

ATM & CardVerified

International Transaction Fee ...............$10Within the typical range ($2–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=card_foreign_txn; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$10.00 International Transaction Fee ..............." · Source

Wire TransfersVerified

Wire Transfer Outgoing Wire .................$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=wire_domestic_outgoing; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$30.00 Wire Transfer Outgoing Wire ................." · Source

Check ServicesVerified

per month Stop Payment Draft/ACH ..................................................$10Below the typical range ($20–$30 nationally)
$17 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=stop_payment; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$10.00 per month Stop Payment Draft/ACH .................................................." · Source

Digital & ElectronicVerified

( for Teen Accounts) One-time ACH Origination ......................................$30Above the typical range ($5–$20 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=ach_origination; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$30.00($15.00 for Teen Accounts) One-time ACH Origination ......................................" · Source
Courtesy Pay ...................................................................... Originating ACH Return .............$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=ach_return; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$25.00 Courtesy Pay ......................................................................$30.00 Originating ACH Return ....................................................." · Source

Account ServicesVerified

Garnishment/Levy Processing ...........................................$15Below the typical range ($25–$75 nationally)
$35 below the national median
Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=garnishment_levy; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$15.00 Garnishment/Levy Processing ..........................................." · Source

Gift & Prepaid CardsVerified

VISA Reloadable Prepaid Debit Card ................................$6Within the typical range ($3.50–$7 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=prepaid_card_reload; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$6.00 VISA Reloadable Prepaid Debit Card ................................" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
If after 12 consecutive months the account has remained in good standing, you may request a one-time service charge refu	$50Above the typical range ($4–$12.63 nationally)	$43.87 above the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=monthly_maintenance; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="If after 12 consecutive months the account has remained in good standing, you may request a one-time service charge refund of $50"	Source
Inactive Account -- each share account ............	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=dormant_account; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$5.00 Inactive Account -- each share account ............"	Source
Monthly Service (unlimited bills paid	$5.95Within the typical range ($4–$12.63 nationally)	$0.18 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=monthly_maintenance; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$5.95 Monthly Service (unlimited bills paid"	Source
Overdraft & NSFVerified
per key plus repair Safe Box Drilling (Rate at the time of the drilling) An NSF charge is imposed each time an item is p	$10Below the typical range ($25–$32 nationally)	$19 below the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=nsf; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$10.00 per key plus repair Safe Box Drilling (Rate at the time of the drilling) An NSF charge is imposed each time an item is presented against insufficient funds"	Source
ATM & CardVerified
International Transaction Fee ...............	$10Within the typical range ($2–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=card_foreign_txn; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$10.00 International Transaction Fee ..............."	Source
Wire TransfersVerified
Wire Transfer Outgoing Wire .................	$30Above the typical range ($20–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=wire_domestic_outgoing; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$30.00 Wire Transfer Outgoing Wire ................."	Source
Check ServicesVerified
per month Stop Payment Draft/ACH ..................................................	$10Below the typical range ($20–$30 nationally)	$17 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=stop_payment; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$10.00 per month Stop Payment Draft/ACH .................................................."	Source
Digital & ElectronicVerified
( for Teen Accounts) One-time ACH Origination ......................................	$30Above the typical range ($5–$20 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=ach_origination; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$30.00($15.00 for Teen Accounts) One-time ACH Origination ......................................"	Source
Account ServicesVerified
Garnishment/Levy Processing ...........................................	$15Below the typical range ($25–$75 nationally)	$35 below the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=garnishment_levy; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$15.00 Garnishment/Levy Processing ..........................................."	Source
Gift & Prepaid CardsVerified
VISA Reloadable Prepaid Debit Card ................................	$6Within the typical range ($3.50–$7 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2053. canonical_hint=prepaid_card_reload; text_hash=5ac8a9abd893ef17e5eeaa398ade075deb305c8428abe5d46547b4e8263c16fa; excerpt="$6.00 VISA Reloadable Prepaid Debit Card ................................"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

66% below the national median NSF fee

Total fees: 11 — leaner than most institutions

Verified fees

Under review

Assets

$185.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$185.6M

Total deposits

$141.8M

Service charge income (year to date)

$1.2M

Fee income ratio

15.3%

Return on assets

1.45%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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