First Fidelity Bank

Headquarters: Oklahoma City, Oklahoma
Charter: Bank
Assets: $3.0B
Fed district: Kansas City

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Freedom Checking $5 · Maximizer Checking $12
Compared at $8.50, the middle of its prices
First Fidelity Bank: $5 to $12
First Fidelity Bank: $5 to $12
U.S. median: no median
Overdraft (OD)
First Fidelity Bank: $25
First Fidelity Bank: $25
U.S. median: no median
Non-Network ATM
First Fidelity Bank: $1
First Fidelity Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

First Fidelity Bank · $3B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$2.8B to $3.2B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Fidelity Bank(this institution)	Oklahoma City, OK	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
ANB Bank	Denver, CO	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank Independent	Sheffield, AL	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
BayCoast Bank	Swansea, MA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
BCB Community Bank	Bayonne, NJ	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
CB&S Bank, Inc.	Russellville, AL	$3.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Cedar Rapids Bank and Trust Company	Cedar Rapids, IA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Centreville Bank	West Warwick, RI	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Emprise Bank	Wichita, KS	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers Bank & Trust Company	Magnolia, AR	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association of Lakewood	Lakewood, OH	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Industrial and Commercial Bank of China USA, National Association	New York, NY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lawrence Bank	Nashville, TN	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Maine Community Bank	Portland, ME	$3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mascoma Bank	Lebanon, NH	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Merchants Bank, National Association	Winona, MN	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Midwest BankCentre	Lemay, MO	$3.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Minnwest Bank	Redwood Falls, MN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
National Exchange Bank and Trust	Fond du Lac, WI	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NEXTIER BANK, NATIONAL ASSOCIATION	Kittanning, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Bank	Spencer, IA	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Penn Community Bank	Doylestown, PA	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Susser Bank	Dallas, TX	$3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
U. S. Century Bank	Doral, FL	$3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
UniBank for Savings	Whitinsville, MA	$3.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wayne Bank	Honesdale, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.47 (15%) below the median of similar-sized banks.

Compared at $8.50, the middle of its two prices, against a peer median of $9.97 among 13 publishing peers.

Its two checking prices are $5 and $12.

$8.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Fidelity Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First Fidelity Bank’s own schedules, with a source for each figure.

Account Maintenance

Freedom Checking Monthly Fee$5
per month
Maximizer Checking Monthly fee$12
per month
Dormant Checking Account (per month-excluding Freedom Checking)$10
per month
Dormant Savings Account (per quarter)$10
Not compared: Quarterly charge, not monthly
per quarter
Paper Statement$3
per month

Overdraft & NSF

Overdraft Fee$25
7 Day Overdraft Processing Fee (one-time per occurrence)$25

ATM & Card

Non-FFB ATM$1
Debit Card Replacement (Card Reorder) -$5
Debit Card Expedited Replacement$5

Check Services

Stop Payment -$33
Temporary Checks (10 per request)$3
per item

Cash & Deposit

Return Check/Chargeback: Consumer (audience not stated, treated as personal)No charge
Return Check/Chargeback: ConsumerNo charge
Return Check/Chargeback: Consumer - FREEBusiness$7
Return Check/Chargeback: Incoming (audience not stated, treated as personal)$12
Return Check/Chargeback: Incoming (audience not stated, treated as personal)$20
Return Check/Chargeback: Outgoing (audience not stated, treated as personal)$25
Return Check/Chargeback: Statement Printout (without images)$3

Account Services

Garnishment/Levy (per instance) -$70
per item

Retirement & IRA

IRA Closing$35
IRA Transfer$35

Other Fees

Statement Printout (without images)$3

Fee	Amount	Basis	Note
Account Maintenance
Freedom Checking Monthly Fee	$5	per month	None
Maximizer Checking Monthly fee	$12	per month	None
Dormant Checking Account (per month-excluding Freedom Checking)	$10	per month	None
Dormant Savings Account (per quarter)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Paper Statement	$3	per month	None
Overdraft & NSF
Overdraft Fee	$25	Not stated	None
7 Day Overdraft Processing Fee (one-time per occurrence)	$25	Not stated	None
ATM & Card
Non-FFB ATM	$1	Not stated	None
Debit Card Replacement (Card Reorder) -	$5	Not stated	None
Debit Card Expedited Replacement	$5	Not stated	None
Check Services
Stop Payment -	$33	Not stated	None
Temporary Checks (10 per request)	$3	per item	None
Cash & Deposit
Return Check/Chargeback: Consumer (audience not stated, treated as personal)	No charge	Not stated	None
Return Check/Chargeback: Consumer	No charge	Not stated	None
Return Check/Chargeback: Consumer - FREEBusiness	$7	Not stated	None
Return Check/Chargeback: Incoming (audience not stated, treated as personal)	$12	Not stated	None
Return Check/Chargeback: Incoming (audience not stated, treated as personal)	$20	Not stated	None
Return Check/Chargeback: Outgoing (audience not stated, treated as personal)	$25	Not stated	None
Return Check/Chargeback: Statement Printout (without images)	$3	Not stated	None
Account Services
Garnishment/Levy (per instance) -	$70	per item	None
Retirement & IRA
IRA Closing	$35	Not stated	None
IRA Transfer	$35	Not stated	None
Other Fees
Statement Printout (without images)	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Checking Account (per month-excluding Freedom Checking)$10
per month
Dormant Savings Account (per quarter)$10
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

7 Day Overdraft Processing Fee (one-time per occurrence)$25

ATM & Card

Non-FFB ATM$1
Debit Card Replacement (Card Reorder) -$5
Debit Card Expedited Replacement$5

Check Services

Stop Payment -$33
Temporary Checks (10 per request)$3
per item

Cash & Deposit

Return Check/Chargeback: Business$7
Return Check/Chargeback: Outgoing Business$45
Return Check/Chargeback: Statement Printout (without images)$3

Account Services

Garnishment/Levy (per instance) -$70
per item

Retirement & IRA

IRA Closing$35
IRA Transfer$35

Other Fees

Statement Printout (without images)$3

Fee	Amount	Basis	Note
Account Maintenance
Dormant Checking Account (per month-excluding Freedom Checking)	$10	per month	None
Dormant Savings Account (per quarter)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
7 Day Overdraft Processing Fee (one-time per occurrence)	$25	Not stated	None
ATM & Card
Non-FFB ATM	$1	Not stated	None
Debit Card Replacement (Card Reorder) -	$5	Not stated	None
Debit Card Expedited Replacement	$5	Not stated	None
Check Services
Stop Payment -	$33	Not stated	None
Temporary Checks (10 per request)	$3	per item	None
Cash & Deposit
Return Check/Chargeback: Business	$7	Not stated	None
Return Check/Chargeback: Outgoing Business	$45	Not stated	None
Return Check/Chargeback: Statement Printout (without images)	$3	Not stated	None
Account Services
Garnishment/Levy (per instance) -	$70	per item	None
Retirement & IRA
IRA Closing	$35	Not stated	None
IRA Transfer	$35	Not stated	None
Other Fees
Statement Printout (without images)	$3	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Fidelity Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Freedom Checking $5 · Maximizer Checking $12
Compared at $8.50, the middle of its prices
First Fidelity Bank: $5 to $12
First Fidelity Bank: $5 to $12
U.S. median: no median
Overdraft (OD)
First Fidelity Bank: $25
First Fidelity Bank: $25
U.S. median: no median
Non-Network ATM
First Fidelity Bank: $1
First Fidelity Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

First Fidelity Bank · $3B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$2.8B to $3.2B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Fidelity Bank(this institution)	Oklahoma City, OK	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
ANB Bank	Denver, CO	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank Independent	Sheffield, AL	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
BayCoast Bank	Swansea, MA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
BCB Community Bank	Bayonne, NJ	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
CB&S Bank, Inc.	Russellville, AL	$3.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Cedar Rapids Bank and Trust Company	Cedar Rapids, IA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Centreville Bank	West Warwick, RI	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Emprise Bank	Wichita, KS	$2.8B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers Bank & Trust Company	Magnolia, AR	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association of Lakewood	Lakewood, OH	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Industrial and Commercial Bank of China USA, National Association	New York, NY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lawrence Bank	Nashville, TN	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Maine Community Bank	Portland, ME	$3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mascoma Bank	Lebanon, NH	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Merchants Bank, National Association	Winona, MN	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Midwest BankCentre	Lemay, MO	$3.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Minnwest Bank	Redwood Falls, MN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
National Exchange Bank and Trust	Fond du Lac, WI	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NEXTIER BANK, NATIONAL ASSOCIATION	Kittanning, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Bank	Spencer, IA	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Penn Community Bank	Doylestown, PA	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Susser Bank	Dallas, TX	$3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
U. S. Century Bank	Doral, FL	$3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
UniBank for Savings	Whitinsville, MA	$3.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wayne Bank	Honesdale, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.47 (15%) below the median of similar-sized banks.

Compared at $8.50, the middle of its two prices, against a peer median of $9.97 among 13 publishing peers.

Its two checking prices are $5 and $12.

$8.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Fidelity Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First Fidelity Bank’s own schedules, with a source for each figure.

Account Maintenance

Freedom Checking Monthly Fee$5
per month
Maximizer Checking Monthly fee$12
per month
Dormant Checking Account (per month-excluding Freedom Checking)$10
per month
Dormant Savings Account (per quarter)$10
Not compared: Quarterly charge, not monthly
per quarter
Paper Statement$3
per month

Overdraft & NSF

Overdraft Fee$25
7 Day Overdraft Processing Fee (one-time per occurrence)$25

ATM & Card

Non-FFB ATM$1
Debit Card Replacement (Card Reorder) -$5
Debit Card Expedited Replacement$5

Check Services

Stop Payment -$33
Temporary Checks (10 per request)$3
per item

Cash & Deposit

Return Check/Chargeback: Consumer (audience not stated, treated as personal)No charge
Return Check/Chargeback: ConsumerNo charge
Return Check/Chargeback: Consumer - FREEBusiness$7
Return Check/Chargeback: Incoming (audience not stated, treated as personal)$12
Return Check/Chargeback: Incoming (audience not stated, treated as personal)$20
Return Check/Chargeback: Outgoing (audience not stated, treated as personal)$25
Return Check/Chargeback: Statement Printout (without images)$3

Account Services

Garnishment/Levy (per instance) -$70
per item

Retirement & IRA

IRA Closing$35
IRA Transfer$35

Other Fees

Statement Printout (without images)$3

Fee	Amount	Basis	Note
Account Maintenance
Freedom Checking Monthly Fee	$5	per month	None
Maximizer Checking Monthly fee	$12	per month	None
Dormant Checking Account (per month-excluding Freedom Checking)	$10	per month	None
Dormant Savings Account (per quarter)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Paper Statement	$3	per month	None
Overdraft & NSF
Overdraft Fee	$25	Not stated	None
7 Day Overdraft Processing Fee (one-time per occurrence)	$25	Not stated	None
ATM & Card
Non-FFB ATM	$1	Not stated	None
Debit Card Replacement (Card Reorder) -	$5	Not stated	None
Debit Card Expedited Replacement	$5	Not stated	None
Check Services
Stop Payment -	$33	Not stated	None
Temporary Checks (10 per request)	$3	per item	None
Cash & Deposit
Return Check/Chargeback: Consumer (audience not stated, treated as personal)	No charge	Not stated	None
Return Check/Chargeback: Consumer	No charge	Not stated	None
Return Check/Chargeback: Consumer - FREEBusiness	$7	Not stated	None
Return Check/Chargeback: Incoming (audience not stated, treated as personal)	$12	Not stated	None
Return Check/Chargeback: Incoming (audience not stated, treated as personal)	$20	Not stated	None
Return Check/Chargeback: Outgoing (audience not stated, treated as personal)	$25	Not stated	None
Return Check/Chargeback: Statement Printout (without images)	$3	Not stated	None
Account Services
Garnishment/Levy (per instance) -	$70	per item	None
Retirement & IRA
IRA Closing	$35	Not stated	None
IRA Transfer	$35	Not stated	None
Other Fees
Statement Printout (without images)	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Checking Account (per month-excluding Freedom Checking)$10
per month
Dormant Savings Account (per quarter)$10
Not compared: Quarterly charge, not monthly
per quarter

Overdraft & NSF

7 Day Overdraft Processing Fee (one-time per occurrence)$25

ATM & Card

Non-FFB ATM$1
Debit Card Replacement (Card Reorder) -$5
Debit Card Expedited Replacement$5

Check Services

Stop Payment -$33
Temporary Checks (10 per request)$3
per item

Cash & Deposit

Return Check/Chargeback: Business$7
Return Check/Chargeback: Outgoing Business$45
Return Check/Chargeback: Statement Printout (without images)$3

Account Services

Garnishment/Levy (per instance) -$70
per item

Retirement & IRA

IRA Closing$35
IRA Transfer$35

Other Fees

Statement Printout (without images)$3

Fee	Amount	Basis	Note
Account Maintenance
Dormant Checking Account (per month-excluding Freedom Checking)	$10	per month	None
Dormant Savings Account (per quarter)	$10Not compared: Quarterly charge, not monthly	per quarter	None
Overdraft & NSF
7 Day Overdraft Processing Fee (one-time per occurrence)	$25	Not stated	None
ATM & Card
Non-FFB ATM	$1	Not stated	None
Debit Card Replacement (Card Reorder) -	$5	Not stated	None
Debit Card Expedited Replacement	$5	Not stated	None
Check Services
Stop Payment -	$33	Not stated	None
Temporary Checks (10 per request)	$3	per item	None
Cash & Deposit
Return Check/Chargeback: Business	$7	Not stated	None
Return Check/Chargeback: Outgoing Business	$45	Not stated	None
Return Check/Chargeback: Statement Printout (without images)	$3	Not stated	None
Account Services
Garnishment/Levy (per instance) -	$70	per item	None
Retirement & IRA
IRA Closing	$35	Not stated	None
IRA Transfer	$35	Not stated	None
Other Fees
Statement Printout (without images)	$3	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.