Compared with Florida
17 of 24
compared fees are above the median.
6 below, 1 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
93rd percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Florida median
of 24 compared; 6 below, 1 about the same
See the feesFee schedule read Nov 2, 2026
Call-report figures are for Gte Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Florida median | Published fees above the Florida median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Gte Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 13% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (93rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $7.5M in Q2 2026, 6.1% above the same quarter a year earlier ($7.1M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
17 of 24 compared published fees sit above the Florida median; 6 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Florida medians for fees published by banks and credit unions.
Overdraft (OD)
Compared at $37, its standard fee, the highest of its prices
NSF / Returned Item
Compared at $37, the middle of its prices
Non-Network ATM
Compared at $2, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $7.5M. Its share of revenue, 13%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$7.5M
Gte Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $35 to $37; we compare the highest. Non-network ATM: Listed at $1 to $3; we compare the midpoint.
Gte Federal Credit Union · $3.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Gte Federal Credit Union(this institution) | Tampa, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Achieva Credit Union | Dunedin, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Altra Federal Credit Union | Onalaska, WI | $3.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Arkansas Federal Credit Union | Little Rock, AR | $3.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Arrowhead Federal Credit Union | Rancho Cucamonga, CA | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Chartway Federal Credit Union | Virginia Beach, VA | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Civic Federal Credit Union | Raleigh, NC | $3.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Commonwealth Federal Credit Union | Frankfort, KY | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community First Credit Union of Flo | Jacksonville, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Consumers Federal Credit Union | Oshtemo, MI | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union 1 | Lombard, IL | $2.9B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Eastrise Federal Credit Union | Williston, VT | $3.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Eglin Federal Credit Union | Fort Walton Beach, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| F & A Federal Credit Union | Monterey Park, CA | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Community Federal Credit Union | Houston, TX | $3.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Harborstone Federal Credit Union | Tacoma, WA | $3.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Hawaii State Federal Credit Union | Honolulu, HI | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Lake Trust Federal Credit Union | Brighton, MI | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Metro Federal Credit Union | Chelsea, MA | $3.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Premier America Federal Credit Union | Chatsworth, CA | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Rivermark Community Federal Credit Union | Oregon City, OR | $3.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Selco Community Federal Credit Union | Springfield, OR | $3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tennessee Valley Federal Credit Union | Chattanooga, TN | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Three Rivers Federal Credit Union | Fort Wayne, IN | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Usalliance Federal Credit Union | Rye, NY | $3.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Whatcom Educational Federal Credit Union | Bellingham, WA | $3.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Gte Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Call reports for Gte Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $7.5M | −$164K | −2.1% |
| Q1 2026 | $7.7M | +$169K | +2.2% |
| Q4 2025 | $7.5M | −$23K | −0.3% |
| Q3 2025 | $7.5M | +$450K | +6.4% |
| Q2 2025 | $7.1M | +$29K | +0.4% |
| Q1 2025 | $7.1M | −$105K | −1.5% |
| Q4 2024 | $7.2M | −$1.0M | −12.7% |
| Q3 2024 | $8.2M | +$1.1M | +15.0% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Gte Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Gte Federal Credit Union by share.
Amounts from Gte Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account 1,7 | $20Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactive Account | $15Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactive Account 1,7 | $20Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Research per hour | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per hour | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per page 2 | $1Below the U.S. middle 50% ($6.44 to $25 nationally) | per item | None |
| Mailed Statements | $7Above the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Mailed Statements 1,15 | $9Above the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Bad Address | $11Above the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
| Bad Address 1 | $12Above the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| NSF (Courtesy Pay) | $35Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| NSF (Courtesy Pay) 2,10 | $37Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| NSF (Returned Item) | $35Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| NSF (Returned Item) | $37Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Returned ACH 2 | $37Above the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Overdraft Transfer | $7Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Overdraft Transfer 2,10 | $8Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| Outside GTE Network ATM Withdrawal | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Outside GTE Network Balance Inquiry | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Card Replacement | $5.95Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Card Replacement | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Rush Card | $30Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Rush Card 2 | $35Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Foreign transactions | 0.8%of the transaction | Not stated | None |
Check Services | |||
| Official Check | $6Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Official Check | $8Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order | $4Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Money Order 2 | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment | $37Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payment | $35Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Checks | $6Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Temporary Checks 2 | $8Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Foreign Collection Item | $50Above the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Check Copies | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Cash & Deposit | |||
| Returned Item | $15Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
| Returned Item | $12.50Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Garnishment/Levy | $150Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Wire services: Garnishment/Levy | $100Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
| Verification of Deposit | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| Verification of Deposit | $25Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Outgoing Transfer | $50Above the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Purchase | $5Above the U.S. middle 50% ($3 to $4.95 nationally) | Not stated | None |
Other Fees | |||
| Overnight Delivery | $35Inside the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
| Overnight Delivery | $25Inside the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
| Statement Copies | $7Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Statement Copy 2,20 | $9Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Consumer Loan Extension | $15Below the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Consumer Loan Modification | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Mortgage Loan Extension | $35Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Mortgage Loan Modification | $75Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Gte Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
25 offices in 1 state (June 30, 2026)
Each dot is one office.
1 is shown at the middle of its town until the exact address is found.
Cities with the most offices
| Tampa, FL | 6 |
| Clearwater, FL | 2 |
| Lakeland, FL | 2 |
| St Petersburg, FL | 2 |
| Bradenton, FL | 1 |
| Brandon, FL | 1 |
| Crystal River, FL | 1 |
| Hudson, FL | 1 |
Largest competitors nearby
Local market: Hillsborough county, FL, around its headquarters.
| 62 in its local market | Deposit share |
|---|---|
| Truist Bank | 16.1% |
| Bank of America, National Association | 14.7% |
| Wells Fargo Bank, National Association | 13.8% |
| JPMorgan Chase Bank, National Association | 8.6% |
| Regions Bank | 6.9% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.