Florida A & M University Federal Credit Union

Headquarters: Tallahassee, Florida
Charter: Credit Union
Assets: $28.0M
Fed district: Atlanta

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Florida A & M University Federal Credit Union: $40
Florida A & M University Federal Credit Union: $40
U.S. median: no median
Non-Network ATM
Florida A & M University Federal Credit Union: $1.50
Florida A & M University Federal Credit Union: $1.50
U.S. median: no median
Stop Payment
Florida A & M University Federal Credit Union: $40
Florida A & M University Federal Credit Union: $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Florida A & M University Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee$35
per item
Christmas Club and Vacation Club - Closing or Early Withdrawal$25
Abandoned Property Fee$25
Escheat Fee for Dormant Accounts$75
Inactive Account (No Activity for 12 Months)$5
per month
Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy)$25
Not compared: Charged per hour; comparison unavailable
per hour
ATM Machine Transaction Research Fee$25
Share Draft Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Transaction Processed by Fax, Phone, Email$1
per item
Paper Statement (Over 65 Years Free)$2
per month
Due to Incorrect Address$5
per month

Overdraft & NSF

Courtesy Pay with Direct Deposit$40
Overdraft Transfer From Savings$5
per item

ATM & Card

FAMU FCU Debit Card at Non FAMU FCU ATM Balance Inquiry$1.50
Replacement Debit Card$10
per item
Rush New Card$50

Wire Transfers

Domestic Incoming Wire Fee$10
International Incoming Wire Fee$25

Check Services

Official Checks (Teller Checks)$5
Share Draft Stop Payment on Series$40
Share Draft Stop Payment/ACH Stop Payment$40
per item
Temporary Checks (4 to a Page)$1
per item
Check Cashing for Non-Members (Corp & On-US)$5

Digital & Electronic

Check/Share Draft/ACH Returned$40
Bill Payer$2
per month
Bill Payer-Deactivated After 6 Months Of No Activity$15

Account Services

MembersNo charge
Non-Members$15
per item
10x10 (Annual)$80
per year
3x5 (Annual)t$20
per year
5x10 (Annual)$60
per year
Lost Key Fee$40
Not compared: Box drilling or key fee
Rental Late Fee$25
Not compared: Box drilling or key fee
Safe Deposit Box 3x10 (Annual)$40
per item
Levies and Garnishments$100

Gift & Prepaid Cards

Reload Fee$2
per item

Other Fees

Duplicate Monthly/Quarterly Statements$5
Not compared: Charged per statement; comparison unavailable
per statement · Duplicate Monthly/Quarterly Statements | $5.00 per statement period
Loan Application (Non-Refundable)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee	$35	per item	None
Christmas Club and Vacation Club - Closing or Early Withdrawal	$25	Not stated	None
Abandoned Property Fee	$25	Not stated	None
Escheat Fee for Dormant Accounts	$75	Not stated	None
Inactive Account (No Activity for 12 Months)	$5	per month	None
Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM Machine Transaction Research Fee	$25	Not stated	None
Share Draft Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Transaction Processed by Fax, Phone, Email	$1	per item	None
Paper Statement (Over 65 Years Free)	$2	per month	None
Due to Incorrect Address	$5	per month	None
Overdraft & NSF
Courtesy Pay with Direct Deposit	$40	Not stated	None
Overdraft Transfer From Savings	$5	per item	None
ATM & Card
FAMU FCU Debit Card at Non FAMU FCU ATM Balance Inquiry	$1.50	Not stated	None
Replacement Debit Card	$10	per item	None
Rush New Card	$50	Not stated	None
Wire Transfers
Domestic Incoming Wire Fee	$10	Not stated	None
International Incoming Wire Fee	$25	Not stated	None
Check Services
Official Checks (Teller Checks)	$5	Not stated	None
Share Draft Stop Payment on Series	$40	Not stated	None
Share Draft Stop Payment/ACH Stop Payment	$40	per item	None
Temporary Checks (4 to a Page)	$1	per item	None
Check Cashing for Non-Members (Corp & On-US)	$5	Not stated	None
Digital & Electronic
Check/Share Draft/ACH Returned	$40	Not stated	None
Bill Payer	$2	per month	None
Bill Payer-Deactivated After 6 Months Of No Activity	$15	Not stated	None
Account Services
Members	No charge	Not stated	None
Non-Members	$15	per item	None
10x10 (Annual)	$80	per year	None
3x5 (Annual)t	$20	per year	None
5x10 (Annual)	$60	per year	None
Lost Key Fee	$40Not compared: Box drilling or key fee	Not stated	None
Rental Late Fee	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3x10 (Annual)	$40	per item	None
Levies and Garnishments	$100	Not stated	None
Gift & Prepaid Cards
Reload Fee	$2	per item	None
Other Fees
Duplicate Monthly/Quarterly Statements	$5Not compared: Charged per statement; comparison unavailable	per statement	Duplicate Monthly/Quarterly Statements \| $5.00 per statement period
Loan Application (Non-Refundable)	$2	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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