Compared with Florida
9 of 24
compared fees are above the median.
7 below, 8 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
71st percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Florida median
of 24 compared; 7 below, 8 about the same
See the feesFee schedule read Oct 31, 2026
Call-report figures are for Florida A & M University Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Florida median | Published fees above the Florida median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Florida A & M University Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 31, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (71st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $39K in Q2 2026, 7.1% below the same quarter a year earlier ($42K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
9 of 24 compared published fees sit above the Florida median; 7 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Florida medians for fees published by banks and credit unions.
Overdraft (OD)
Non-Network ATM
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 7.1% from Q3 2025 to Q2 2026, to $39K. Its share of revenue, 11%, is above the 7.2% median for credit unions with under $300M in assets.
$39K
Florida A & M University Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Florida A & M University Federal Credit Union · $28M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Florida A & M University Federal Credit Union(this institution) | Tallahassee, FL | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| 2 Rivers Area Federal Credit Union | Kankakee, IL | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Aegis Federal Credit Union | Clinton, IA | $27M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Artesian Federal Credit Union | Leesburg, GA | $29M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Beacon Financial Federal Credit Union | Johnson City, TN | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Butler County Teachers Federal Credit Union | Butler, PA | $29M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Chicago Post Office Employees Federal Credit Union | Chicago, IL | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Connect Federal Credit Union | Titusville, PA | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Coweta Cities & County Employees Federal Credit Union | Newnan, GA | $28M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Dallas U.P. Employees Federal Credit Union | Dallas, TX | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Emerald Empire Federal Credit Union | Springfield, OR | $29M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Haverhill Fire Department Federal Credit Union | Haverhill, MA | $28M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Jemez Valley Federal Credit Union | Jemez Springs, NM | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lakes Federal Credit Union | Monticello, IN | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Latvian Cleveland Federal Credit Union | Lakewood, OH | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Lexington Postal Community Federal Credit Union | Lexington, KY | $27M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mattel Federal Credit Union | El Segundo, CA | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Montcalm Public Employees Federal Credit Union | Edmore, MI | $27M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| New Heights Federal Credit Union | Logan, UT | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Olean Teachers' And Postal Federal Credit Union | Olean, NY | $28M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ridgeline Federal Credit Union | Salt Lake City, UT | $28M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Rocket Federal Credit Union | McGregor, TX | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Southern Pine Federal Credit Union | Lake Park, GA | $28M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tri-Lakes Federal Credit Union | Saranac Lake, NY | $29M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Union Fidelity Federal Credit Union | Houston, TX | $28M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Wee Federal Credit Union | Parkersburg, WV | $29M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(domestic wire)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $20 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Domestic wire fee in dollars, one mark per institution
Florida A & M University Federal Credit Union does not publish a domestic wire fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Florida A & M University Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $39K | −$2K | −4.9% |
| Q1 2026 | $41K | −$6K | −12.8% |
| Q4 2025 | $47K | +$5K | +11.9% |
| Q3 2025 | $42K | $0 | 0.0% |
| Q2 2025 | $42K | −$7K | −14.3% |
| Q1 2025 | $49K | −$13K | −21.0% |
| Q4 2024 | $62K | +$13K | +26.5% |
| Q3 2024 | $49K | −$7K | −12.5% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Florida A & M University Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Florida A & M University Federal Credit Union by share.
Amounts from Florida A & M University Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per item
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per hour
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Ratter Plus, Diamond Back and Platinum Accounts Below the Minimum Balance Fee | $35Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Christmas Club and Vacation Club - Closing or Early Withdrawal | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Abandoned Property Fee | $25Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Escheat Fee for Dormant Accounts | $75Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactive Account (No Activity for 12 Months) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account Research - Mininum 1 Hour, Plus Share Draft Checking/Transaction Item Copy (Per Copy) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| ATM Machine Transaction Research Fee | $25Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Share Draft Account Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Transaction Processed by Fax, Phone, Email | $1Below the U.S. middle 50% ($6 to $25 nationally) | per item | None |
| Paper Statement (Over 65 Years Free) | $2Inside the U.S. middle 50% ($2 to $4.99 nationally) | per month | None |
| Due to Incorrect Address | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Courtesy Pay with Direct Deposit | $40Above the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Transfer From Savings | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| FAMU FCU Debit Card at Non FAMU FCU ATM Balance Inquiry | $1.50Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Replacement Debit Card | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Rush New Card | $50Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Domestic Incoming Wire Fee | $10Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
| International Incoming Wire Fee | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Official Checks (Teller Checks) | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Share Draft Stop Payment on Series | $40Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Share Draft Stop Payment/ACH Stop Payment | $40Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks (4 to a Page) | $1Inside the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| Check Cashing for Non-Members (Corp & On-US) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Digital & Electronic | |||
| Check/Share Draft/ACH Returned | $40Above the U.S. middle 50% ($19.75 to $30 nationally) | Not stated | None |
| Bill Payer | $2Inside the U.S. middle 50% ($0 to $6 nationally) | per month | None |
| Bill Payer-Deactivated After 6 Months Of No Activity | $15Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Account Services | |||
| Members | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Non-Members | $15Above the U.S. middle 50% ($0 to $5 nationally) | per item | None |
| 10x10 (Annual) | $80Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3x5 (Annual)t | $20Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5x10 (Annual) | $60Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Lost Key Fee | $40Not compared: Box drilling or key fee | Not stated | None |
| Rental Late Fee | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 3x10 (Annual) | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Levies and Garnishments | $100Above the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Reload Fee | $2Below the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Other Fees | |||
| Duplicate Monthly/Quarterly Statements | $5Not compared: Charged per statement; comparison unavailable | per statement | Duplicate Monthly/Quarterly Statements | $5.00 per statement period |
| Loan Application (Non-Refundable) | $2Below the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Florida A & M University Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
1 office in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Tallahassee, FL | 1 |
Largest competitors nearby
Local market: Leon county, FL, around its headquarters.
| 23 in its local market | Deposit share |
|---|---|
| Capital City Bank | 18% |
| Bank of America, National Association | 15.8% |
| Wells Fargo Bank, National Association | 13% |
| Truist Bank | 12.6% |
| Hancock Whitney Bank | 7.5% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.